AIA A-Life Medik Famili, the all-in-one medical card for your family
AIA A-Life Medik Famili is a Takaful-based medical card that gives comprehensive financial protection on medical and hospitalisation with an affordable premium.
This AIA medical card is so special because it allows you to extend the same coverage to your spouse and children!
For the same contribution amount, each family member will enjoy individual coverage protection such as hospital room, ICU, diagnostic test, surgical fees, medical expenses, kidney dialysis, cancer treatment and many more.
Who can participate in this AIA medical card?
Please refer to the table below for more information.
| Minimum Age | Maximum Age |
Person Covered | 14 days old | 70 years old |
Participant | 16 years old | 99 years old |
Spouse | 16 years old | 70 years old |
Dependent Child | 14 days old | 22 years old |
Will my coverage get affected if my spouse makes a claim?
No, it won't. This AIA medical card offers individual coverage protection for you and each of your family members while paying the same contribution amount.
The contributions can be paid annually, half-yearly, quarterly or monthly.
Does AIA A-Life Medik Famili cover me when I'm overseas?
Yes, it does. Should you opt to have medical treatments outside of Malaysia, you may choose Singapore or Brunei to get coverage from AIA A-Life Medik Famili.
Other than the two countries, this AIA medical insurance won't cover any medical treatment if you stay or travel overseas for more than 90 consecutive days.
Please take note that the coverage amount is subject to reasonable and customary charges for the same treatment in Malaysia.