AIA A-Life Medik Famili Medical Card

AIA A-Life Medik Famili is an affordable medical card with comprehensive coverage and no lifetime limit that will protect you & your loved ones until 100 years old.

AIA A-Life Medik Famili Medical Card
Annual Limit
Lifetime Limit
No limit
Room & Board
up to RM150
Coverage Age
14 days - 100 years
No. of Panel Hospitals
Investment-Linked Plan


How much you can claim for hospital bills

Annual Limit
from RM150k 
Lifetime Limit
No limit
Pre-Hospitalisation Diagnostic Tests
As charged 
Room & Board
up to RM150up to 150 days a year
Surgical Fees
As charged 
Pre-Hospitalisation Consultation
As charged 
Intensive Care Unit (ICU)
As charged up to 150 days a year
Hospital Services and Supplies
As charged 
Anaesthetist Fees
As charged 
Operating Theatre Fees
As charged 
In-Hospital Physician Visits
As charged max 2 visits per day
Post-Hospitalisation Treatment
As charged within 150 days after discharge
Outpatient Kidney Dialysis Treatment
up to RM300kper lifetime, on top of annual limit
Outpatient Cancer Treatment
up to RM300kper lifetime, on top of annual limit
As charged within 150 days after discharge
Day Surgery
As charged 
Emergency Accidental Outpatient Treatment
As charged 
Medical Evacuation and Repatriation
As charged per event, up to USD 1 million
Emergency Dental Treatment
As charged 
Insured Child Guardian Benefit
As charged 
Home Nursing Care
As charged up to RM3kper confinement, up to 180 days a lifetime


Additional benefits with this insurance

Up to RM300
15 days cancellation refund
Hospital Accommodation
Up to 150 days

How to Claim

Who do I contact if I have a question or emergency?

Medical Assistance Hotline & Services
AIA Public Takaful Customer Care Hotline

Just swipe your medical card at any AIA panel hospital near you for easy and convenient admission.

Once you've been treated and well on your way to recovery, download and fill up the claims form on AIA official website or visit an AIA branch. Alternatively, you can contact AIA customer care hotline to help with your claims.

Get updates on your claim status via SMS or check online at AIA @MyService.


Minimum Entry Age
At least 14 days of age
Maximum Entry Age
At most 70 years of age
Maximum Renewal Age
At most 99 years of age
Coverage Expiry Age
At most 100 years of age

More Information

AIA A-Life Medik Famili, the all-in-one medical card for your family

AIA A-Life Medik Famili is a Takaful-based medical card that gives comprehensive financial protection on medical and hospitalisation with an affordable premium. 

This AIA medical card is so special because it allows you to extend the same coverage to your spouse and children! 

For the same contribution amount, each family member will enjoy individual coverage protection such as hospital room, ICU, diagnostic test, surgical fees, medical expenses, kidney dialysis, cancer treatment and many more. 

Who can participate in this AIA medical card?

Please refer to the table below for more information.

Minimum AgeMaximum Age
Person Covered14 days old70 years old
Participant16 years old99 years old
Spouse16 years old70 years old
Dependent Child14 days old22 years old

Will my coverage get affected if my spouse makes a claim?

No, it won't. This AIA medical card offers individual coverage protection for you and each of your family members while paying the same contribution amount.

The contributions can be paid annually, half-yearly, quarterly or monthly.

Does AIA A-Life Medik Famili cover me when I'm overseas?

Yes, it does. Should you opt to have medical treatments outside of Malaysia, you may choose Singapore or Brunei to get coverage from AIA A-Life Medik Famili

Other than the two countries, this AIA medical insurance won't cover any medical treatment if you stay or travel overseas for more than 90 consecutive days. 

Please take note that the coverage amount is subject to reasonable and customary charges for the same treatment in Malaysia.

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