AIA Public Takaful

Underwritten by AIA PUBLIC Takaful Bhd.

AIA A-Life Medik Famili Medical Card

A-Life Medik Famili is an affordable medical card with comprehensive coverage and no lifetime limit. With RM150, you can protect yourself and your loved ones until the age of 100 years.

    • Deductible Up To RM300
    • Hospital Accommodation Up To 150 Days
    • 15-Day Cancellation Refund

Life's Too Short to Pay the Wrong Insurance. Get Free Consultation Now!

Life's Too Short to Pay the Wrong Insurance. Get Free Consultation Now!

Apply online now for AIA A-Life Medik Famili Medical Card

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How much you can claim for hospital bills

  • Annual Limit
    The claims on your medical card cannot exceed this amount in a single policy year.
  • Lifetime Limit
    Know your lifetime limit, your medical card expires if you reached this amount.
    No Limit
  • Pre-Hospitalisation Diagnostic Tests
    This covers the costs incurred for diagnostic X-ray, laboratory examination and scans.
    As Charged
  • Room & Board
    For the days that you spend in a hospital room instead of your own bed.
    up to RM150 up to 150 days a year
    • Pre-Hospitalisation Consultation
      What's covered for medical consultation prior to hospitalisation or day care.
      As Charged
    • Intensive Care Unit (ICU)
      Worsening conditions may require critical care in the specialised hospital ward.
      As Charged up to 150 days a year
    • Hospital Services and Supplies
      Charges for the sterilised bandages, intravenous drips, blood packs and other services while hospitalised.
      As Charged
    • Surgical Fees
      How much your medical card covers for surgical procedures, minor and major.
      As Charged
    • Anaesthetist Fees
      Some surgeries require the use of anaesthetic drugs to put you to sleep before the procedure.
      As Charged
    • Operating Theatre Fees
      All the costs involved for use and set up of the operating room for your surgery.
      As Charged
    • In-Hospital Physician Visits
      This is the limit for the visits from the hospital doctors that are covered by your medical plan.
      As Charged max 2 visits per day
    • Post-Hospitalisation Treatment
      This covers your follow up treatment after your discharge from hospital or day care surgery.
      As Charged within 150 days after discharge
    • Outpatient Kidney Dialysis Treatment
      Charges covered for consultation, examination tests and prescribed drugs if you are diagnosed with kidney failure.
      up to RM300000 per lifetime, on top of annual limit
    • Outpatient Cancer Treatment
      Charges covered for consultation, examination tests and prescribed drugs if you are diagnosed with cancer.
      up to RM300000 per lifetime, on top of annual limit
    • Physiotherapy
      In case you need physiotherapy following injury or sickness, written recommendation from your doctor is required.
      As Charged within 150 days after discharge
    • Day Surgery
      For surgical procedures that do not require you to spend the night in a hospital bed.
      As Charged
    • Emergency Accidental Outpatient Treatment
      Cover for emergency outpatient treatment and follow up due to an accident.
      As Charged
    • Medical Evacuation and Repatriation
      Amount covered for treatment requiring medical evacuation or repatriation to Malaysia.
      As Charged per event, up to USD 1 million
    • Emergency Dental Treatment
      Emergency benefit for dental-related surgery and treatment due to accident.
      As Charged
    • Insured Child Guardian Benefit
      Reimbursement of expenses for parents or guardians of children who are admitted into the hospital ward.
      As Charged
    • Home Nursing Care
      How much you're allowed to claim for care from a government-licensed nurse at your home.
      up to RM3000 per confinement, up to 180 days a lifetime
View more coverage details +


How much your premiums may cost

  • School Teacher

    At the age of 25, Encik Shazreeq is a school teacher who just got married. He wants to include his wife in his AIA medical card plan but has a small budget. He's not a smoker and has a stable job as a school teacher. The plan offers him RM150,000 annual limit.

    Suggested PremiumRM150.00
    Get Quote
  • Homemaker

    Priyanka is a 28 years old housewife who's currently pregnant. She would like to have full protection for her little family, including her newly born baby. With the medical card, Anna and her baby will enjoy individual coverage with RM150,000 annual limit.

    Suggested PremiumRM150.00
    Get Quote
  • Family

    Kevin and Sara, both 30, are working parents. They have a tight monthly budget and worry that medical cost will cost them a fortune, so they get AIA A-Life Medik Famili. Kevin isn't worried if any of them is hospitalised because each of them gets RM150,000 annual limit.

    Suggested PremiumRM150.00
    Get Quote

Actual premium rates will be determined by AIA PUBLIC Takaful Bhd. and may vary from what is suggested based on age, sex, occupation, lifestyle habits and other factors.

How to Claim

Just swipe your medical card at any AIA panel hospital near you for easy and convenient admission.

Once you've been treated and well on your way to recovery, download and fill up the claims form on AIA official website or visit an AIA branch. Alternatively, you can contact AIA customer care hotline to help with your claims.

Get updates on your claim status via SMS or check online at AIA @MyService.

Medical Assistance Hotline & Services
AIA Public Takaful Customer Care Hotline


Am I eligible to apply for this insurance?

Minimum Entry Age
At least 14 days of age
Maximum Entry Age
At most 70 years of age
Maximum Renewal Age
At most 99 years of age
Coverage Expiry Age
At most 100 years of age

Frequently Asked Questions about AIA A-Life Medik Famili Medical Card

Things you might want to know

AIA A-Life Medik Famili, the all-in-one medical card for your family

AIA A-Life Medik Famili is a Takaful-based medical card that gives comprehensive financial protection on medical and hospitalisation with an affordable premium. 

This AIA medical card is so special because it allows you to extend the same coverage to your spouse and children! 

For the same contribution amount, each family member will enjoy individual coverage protection such as hospital room, ICU, diagnostic test, surgical fees, medical expenses, kidney dialysis, cancer treatment and many more. 

Who can participate in A-Life Medik Famili?

Please refer to the table below for more information.

Minimum AgeMaximum Age
Person Covered14 days old70 years old
Participant16 years old99 years old
Spouse16 years old70 years old
Dependent Child14 days old22 years old

Will my coverage get affected if my spouse makes a claim?

No, it won't.  AIA A-Life Medik Famili offers individual coverage protection for you and each of your family members while paying the same contribution amount.

The contributions can be paid annually, half-yearly, quarterly or monthly.

Does this AIA medical card cover me when I'm overseas?

Yes, it does. Should you opt to have medical treatments outside of Malaysia, you may choose Singapore or Brunei to get coverage from this AIA A-Life Medik Famili

Other than the two countries, this AIA medical card won't cover any medical treatment if you stay or travel overseas for more than 90 consecutive days. 

Please take note that the coverage amount is subject to reasonable and customary charges for the same treatment in Malaysia.

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