AIA A-Plus Health Medical Card

Get complete health protection, extend coverage beyond annual limit with Health Wallet and additional benefits such as room & board limit upgrade with AIA A-Plus Health Medical Card.

AIA A-Plus Health Medical Card
Annual Limit
up to RM2m
Lifetime Limit
No limit
Room & Board
up to RM500
Coverage Age
14 days - 100 years
No. of Panel Hospitals
Investment-Linked Plan


How much you can claim for hospital bills

Annual Limit
from RM500k up to RM2m
Lifetime Limit
No limit
Pre-Hospitalisation Diagnostic Tests
As charged 
Room & Board
from RM150 up to RM500up to 150 days per disability
Surgical Fees
As charged 
Pre-Hospitalisation Consultation
As charged 
Medication and Treatment
As charged 
Intensive Care Unit (ICU)
As charged 
Hospital Services and Supplies
As charged 
Day Care Surgery
As charged 
Anaesthetist Fees
As charged 
Operating Theatre Fees
As charged 
In-Hospital Physician Visits
As charged max 2 visits per day
Post-Hospitalisation Treatment
As charged within 150 days after discharge
Outpatient Kidney Dialysis Treatment
As charged for Plan 150 up to RM1,000,000 per lifetime
Outpatient Cancer Treatment
As charged for Plan 150 up to RM1,000,000 per lifetime
Outpatient Stroke Treatment
subject to the plan and total amount in the Health Wallet
Emergency Accidental Outpatient Treatment
As charged 
Pregnancy Complication
up to RM10kper lifetime
Medical Evacuation and Repatriation
As charged per event, up to USD 1 million
Emergency Dental Treatment
As charged 
Insured Child Guardian Benefit
As charged 
Home Nursing Care
from RM3k up to RM10kup to 180 days per lifetime
Intraocular Lens
up to RM7kper lifetime
Traditional Medical Treatment
As charged within 150 days after hospitalisation
Cosmetic Treatment
As charged subject to the plan and total amount in the Health Wallet


Additional benefits with this insurance

Investment Linked Plan
Up to RM300
15 days cancellation refund
Hospital Accommodation
Up to 150 days

How to Claim

Who do I contact if I have a question or emergency?

Medical Assistance Hotline & Services
AIA Customer Care Hotline

Just swipe your medical card at any AIA panel hospital near you for easy and convenient admission.

Once you've been treated and well on your way to recovery, download and fill up the claims form on AIA official website or visit an AIA branch. Alternatively, you can contact AIA customer care hotline to help with your claims.

Get updates on your claim status via SMS or check online at AIA @MyService.


Minimum Entry Age
At least 14 days of age
Maximum Entry Age
At most 70 years of age
Maximum Renewal Age
At most 99 years of age
Coverage Expiry Age
At most 100 years of age

More Information

What makes AIA A-Plus Health different from other medical cards?

Imagine staying healthy and get rewarded! In most cases, people get a medical card to protect them financially when they get hospitalised or sick. 

But what if they stay healthy and don't make any claim for years? Some of them start to question themselves why paying for a medical card every month. 

However, AIA A-Plus Health recognises your effort to stay healthy and will reward you for that! 

Linked to AIA Vitality, with this AIA medical card you'll enjoy Health Rewards such as up to 100% deductible waiver, hospital room and board benefit upgrade, and annual Health Wallet booster. 

Am I eligible to buy this AIA medical card?

Any individual between 14 days to 70 years of age is eligible to buy this AIA medical card. 

If you're expecting a child, you can also sign your child up for AIA A-Plus Health card 30 days before the labour day. This AIA medical card gives comprehensive medical protection up to age 100. 

Can I use this medical insurance while overseas?

Yes, you can! You can opt to have any medical treatment overseas, with coverage accordance with the Reasonable and Customary and Medical Necessary Charges equivalent of local treatment. 

However, you won't get this benefit if you're residing or traveling overseas for more than 90 consecutive days (except for Singapore and Brunei).

Foreigners and non-residents, your medical insurance coverage is valid for hospitalisation within Malaysia, unless it's a medical emergency when you're overseas.

More benefits with AIA Health Wallet

If you don't make any claim in a year, AIA A-Plus Health will reward you with the amount depending on the plan you select. 

The amount will be credited to your Health Wallet, with a maximum of 10 times (10 years). 

You can use the Health Wallet for health screenings, vaccinations, recovery care, mobility and hearing expenses, even cosmetic surgery due to an accident.

Other things that you can do with the Health Wallet are extending your coverage beyond your annual limit, boosting your death coverage and get covered for mobility and hearing expenses. 

Kindly take note that you can't withdraw the fund from your Health Wallet.

AIA A-Plus Health, the medical card without a lifetime limit

Exceeding your annual limit? Don't worry! With AIA A-Plus Health, your annual limit will be reset every year. 

Depending on the AIA insurance plan that you choose, you can enjoy an annual limit from RM500,000 to RM2,000,000.

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