What makes AIA A-Plus Health different from other medical cards?
Imagine staying healthy and get rewarded! In most cases, people get a medical card to protect them financially when they get hospitalised or sick.
But what if they stay healthy and don't make any claim for years? Some of them start to question themselves why paying for a medical card every month.
However, AIA A-Plus Health recognises your effort to stay healthy and will reward you for that!
Linked to AIA Vitality, with this AIA medical card you'll enjoy Health Rewards such as up to 100% deductible waiver, hospital room and board benefit upgrade, and annual Health Wallet booster.
Am I eligible to buy this AIA medical card?
Any individual between 14 days to 70 years of age is eligible to buy this AIA medical card.
If you're expecting a child, you can also sign your child up for AIA A-Plus Health card 30 days before the labour day. This AIA medical card gives comprehensive medical protection up to age 100.
Can I use this medical insurance while overseas?
Yes, you can! You can opt to have any medical treatment overseas, with coverage accordance with the Reasonable and Customary and Medical Necessary Charges equivalent of local treatment.
However, you won't get this benefit if you're residing or traveling overseas for more than 90 consecutive days (except for Singapore and Brunei).
Foreigners and non-residents, your medical insurance coverage is valid for hospitalisation within Malaysia, unless it's a medical emergency when you're overseas.
More benefits with AIA Health Wallet
If you don't make any claim in a year, AIA A-Plus Health will reward you with the amount depending on the plan you select.
The amount will be credited to your Health Wallet, with a maximum of 10 times (10 years).
You can use the Health Wallet for health screenings, vaccinations, recovery care, mobility and hearing expenses, even cosmetic surgery due to an accident.
Other things that you can do the Health Wallet are extending your coverage beyond your annual limit, boosting your death coverage and get covered for mobility and hearing expenses.
Kindly take note that you can't withdraw the fund from your Health Wallet.
AIA A-Plus Health, the medical card without a lifetime limit
Exceeding your annual limit? Don't worry! With AIA A-Plus Health, your annual limit will be reset every year.
Depending on the AIA insurance plan that you choose, you can enjoy an annual limit from RM500,000 to RM2,000,000.