AIA A-Plus Med Medical Card

Coverage

How much you can claim for hospital bills

• Annual Limit

  The claims on your medical card cannot exceed this amount in a single policy year.

  from RM75000 up to RM260000

• Lifetime Limit

  Know your lifetime limit, your medical card expires if you reached this amount.

  No Limit except for Plan 100 with RM200000 lifetime limit

• Pre-Hospitalisation Diagnostic Tests

  This covers the costs incurred for diagnostic X-ray, laboratory examination and scans.

  As Charged

• Room & Board

  For the days that you spend in a hospital room instead of your own bed.

  from RM100 up to RM500per day up to 120 days

• • Pre-Hospitalisation Consultation

    What's covered for medical consultation prior to hospitalisation or day care.

    As Charged

  • Medication and Treatment

    Charges for the medicine and therapy that go towards helping you feel 100% again.

    up to RM300 per disability

  • Intensive Care Unit (ICU)

    Worsening conditions may require critical care in the specialised hospital ward.

    As Charged per day up to 120 days

  • Hospital Services and Supplies

    Charges for the sterilised bandages, intravenous drips, blood packs and other services while hospitalised.

    As Charged

  • Day Care Surgery

    For treatments and minor surgeries which don't require you to stay overnight at the hospital.

    As Charged

  • Surgical Fees

    How much your medical card covers for surgical procedures, minor and major.

    As Charged

  • Anaesthetist Fees

    Some surgeries require the use of anaesthetic drugs to put you to sleep before the procedure.

    As Charged

  • Operating Theatre Fees

    All the costs involved for use and set up of the operating room for your surgery.

    As Charged

  • In-Hospital Physician Visits

    This is the limit for the visits from the hospital doctors that are covered by your medical plan.

    As Charged up to 240 visits per year

  • Post-Hospitalisation Treatment

    This covers your follow up treatment after your discharge from hospital or day care surgery.

    As Charged within 120 days after hospitalisation

  • Outpatient Kidney Dialysis Treatment

    Charges covered for consultation, examination tests and prescribed drugs if you are diagnosed with kidney failure.

    from RM75000 up to RM650000per lifetime

  • Physiotherapy

    In case you need physiotherapy following injury or sickness, written recommendation from your doctor is required.

    from RM2000 up to RM14000within 60 days from discharge

  • Organ Transplant

    Cost insured if you get an organ tranplant and surgery charges.

    As Charged

  • Emergency Accidental Outpatient Treatment

    Cover for emergency outpatient treatment and follow up due to an accident.

    from RM1500 up to RM5000

  • Medical Evacuation and Repatriation

    Amount covered for treatment requiring medical evacuation or repatriation to Malaysia.

    As Charged per admission, up to USD 1 million

  • Emergency Dental Treatment

    Emergency benefit for dental-related surgery and treatment due to accident.

    up to RM10000

  • Cash Allowance at Government Hospital

    Daily lump sum cash benefits for patients who spend the night at a government hospital.

    from RM50 up to RM200per day up to 120 days per year

  • Insured Child Guardian Benefit

    Reimbursement of expenses for parents or guardians of children who are admitted into the hospital ward.

    from RM60 up to RM280per day up to 120 days per year

  • Home Nursing Care

    How much you're allowed to claim for care from a government-licensed nurse at your home.

    from RM3000 up to RM10000per confinement up to 180 days per life, not included in Plan 100