What's the AIA A-Plus Med all about?
This is an AIA medical insurance package with comes with complete with a free medical card that'll have you and your family financially protected against exorbitant hospital fees for illnesses and injuries such as cancer and kidney dialysis treatment.
You have a lifetime coverage up until the tender age of 100 with no-insurance or co-takaful requirements. Just 'swipe' and get admitted to your preferred AIA panel hospital! Plus, enjoy local and international medical assistance with the Referral Emergency Assistance (REA) Programme from AIA.
What's great about this AIA medical insurance?
Enjoy an increasing Annual Limit of 5% of your annual limit every 2 years starting from your 3rd policy years - this privilege will continue on for another 20 years! You will receive this benefit if there's no claim or claims that totalling to an amount less than RM5,000 for the previous 2 policy years. Bear in mind that this annual limit increase will only be available for hospital room and board coverage of RM150 and above.
You mentioned no co-insurance or deductible charges?
Yes, there will be no co-insurance and deductible fees with the AIA A-Plus Med. A-Plus Med pays your medical treatment in full without having to pay co-insurance or deductible charges for your medical bills. This is good news - do you know how expensive specialist doctors and surgeons are these days?
Does that mean I get free hospital admissions?
A-Plus Med provides you with hassle-free admission at all AIA panel hospitals in Malaysia. A medical card will be given to you to ease the process for hospital admission and discharge.
Can I enrol my whole family under this medical insurance plan?
You can choose to protect your spouse and your children under one AIA A-Plus Med medical insurance plan. A maximum of 4 children is allowed per each family plan coverage.