AXA Affin eMedic Medical Card

Buy and review AXA eMedic online from the comfort of your home in under 5 minutes. This comprehensive medical card gives you a high annual limit of up to RM100,000. No medical check-up needed!

AXA Affin eMedic Medical CardNo Medical Check-up
Annual Limit
up to RM100k
Lifetime Limit
No limit
Room & Board
up to RM250
Coverage Age
15 days - 80 years
No. of Panel Hospitals
Investment-Linked Plan


How much you can claim for hospital bills

Annual Limit
from RM20k up to RM100k
Lifetime Limit
No limitfor coverage up to the age of 80 years old.
Pre-Hospitalisation Diagnostic Tests
As charged within 31 days before Hospital Confinement (including medication)
Room & Board
up to RM250unlimited days of hospitalisation
Surgical Fees
As charged 
Consultation & Diagnostic Procedures
As charged within 31 days before Hospital Confinement (including medication)
Intensive Care Unit (ICU)
As charged 
Hospital Services and Supplies
As charged 
Day Care Surgery
As charged 
Anaesthetist Fees
As charged 
Operating Theatre Fees
As charged 
In-Hospital Physician Visits
As charged max 2 visits per day
Diagnostic and Physiotherapy Procedures
As charged 
Hospital Specialist Fees
As charged max 2 visits per day
Post-Hospitalisation Treatment
As charged within 60 days after discharge
Prescription Drugs
As charged 
As charged within 60 days from discharge
Emergency Accidental Outpatient Treatment
As charged 
Ambulance Fees
As charged 


Additional benefits with this insurance

Up to RM1,000
15 days cancellation refund

How to Claim

Who do I contact if I have a question or emergency?

Medical Assistance Hotline & Services
AXA Affin Customer Care Hotline

You will have hassle free admissions with your AXA Affin eMedic e-card. Just present the card upon registration at any panel hospital, that is all you need. 

In case you need to get reimbursement on your medical bill you'll need to submit some documents to AXA Affin. Here's what you need:

  • Claim Form
  • Medical Claim Medical Report (to be filled by doctor)
  • Original hospital bills and payment receipts

Once you've compiled these documents you'll need to submit them to the head office at the address below.

AXA AFFIN Life Insurance Berhad
8th Floor Chulan Tower
No 3 Jalan Conlay
50450 Kuala Lumpur

If your claims are approved, you'll get reimbursed with a payment cheque or Giro.


Minimum Entry Age
At least 15 days of age
Maximum Entry Age
At most 49 years of age
Maximum Renewal Age
At most 79 years of age
Coverage Expiry Age
At most 80 years of age

More Information

What is AXA Affin eMedic all about?

AXA Affin eMedic is an online medical insurance plan that is readily available to anyone looking for great medical coverage. 

The application for this protection can be done online making it easy to use for anyone with internet access and a device of some sort.

Also, this policy comes with a selection of 3 plans. Each with varying premiums and coverage amounts.

Select the plan you are most comfortable with and have a reassurance that AXA Affin will help pay your medical expenses according to the plan you choose.

How much does the AXA insurance cover?

This AXA insurance comes with coverage for hospital expenses, surgical expenses and even physician charges. 

All the plans also cover to a certain degree pre- and post-hospitalization.

In the case of pre-hospitalisation, you will be covered for Consultations and Diagnostic Procedures within 31-days of your hospitalisation, coverage will also extend to the medication received. 

For post-hospitalisation coverage, the plan has a benefit for both Post Hospitalisation Care and Physiotherapy Treatment, within 60-days of hospital discharge.

Following that the AXA Affin plan comes with an annual limit of up to RM100,000, depending on the plan you select. 

This limit is a combined limit of both your inpatient and outpatient treatment.

AXA Affin eMedic comes with No Lifetime Limit, so there will be no reduction in your coverage up to the ripe old age of 80 years old.

How does the AXA Affin medical card work?

As mentioned, this AXA Affin medical card offers 3 plans that you can choose from; Plan 100, Plan 50 and Plan 20. 

On top of that, you have the choice to make your plan on without a deductible where 100% of the medical bill is paid by AXA Affin. 

Or, you could opt for a deductible with any one of the plans, the deductible amount is RM1,000.

Coverage benefits for both options will remain the same.

AXA Affin eMedic Product Disclosure Sheet (deductible)

AXA Affin eMedic Product Disclosure Sheet (non-deductible)

Who can apply for AXA Affin eMedic?

This online medical insurance is available to anyone from the age of 16 to 39 on their next birthday. Renewal for this policy is open up to the age of 80 years old.

Simply fill in the AXA online application form and click ‘purchase’. There are no intermediaries involved and you will get instant approval with a few health-related questions.

No medical examination is required, so you will have your protection plan in no time.

Does AXA insurance provide a medical card?

Yes, you do! Since this is a 100% online plan you will get an e-card that you can easily save on your mobile device. 

Enjoy cashless admission at any AXA Affin panel hospital by simply presenting your e-card.