What is AXA Affin eMedic all about?
AXA Affin eMedic is an online medical protection plan that is readily available to anyone looking for great medical coverage. The application for this protection can be done online making it easy to use for anyone with internet access and a device of some sort.
Also, this policy comes with a selection of 3 plans. Each with varying premiums and coverage amounts. Select the plan you are most comfortable with and have reassurance that AXA Affin will help pay your medical expenses according to the plan you choose.
How much does the plan cover?
This eMedic plan comes with coverage for hospital expenses, surgical expenses and even physician charges. All the plans also cover to a certain degree pre- and post-hospitalization.
In the case of pre-hospitalisation, you will be covered for Consultations and Diagnostic Procedures within 31-days of your hospitalisation, coverage will also extend to the medication received. For post-hospitalisation coverage, the plan has a benefit for both Post Hospitalisation Care and Physiotherapy Treatment, within 60-days of hospital discharge.
Following that the plan comes with an annual limit of up to RM100,000, depending on the plan you select. This limit is a combined limit of both your inpatient and outpatient treatment.
AXA Affin eMedic comes with No Lifetime Limit, so there will be no reduction in your coverage up to the ripe old age of 80 years old.
How do the plans work?
As mentioned, there are 3 plans that you can choose from; Plan 100, Plan 50 and Plan 20. On top of that, you have the choice to make your plan on without a deductible where 100% of the medical bill is paid by AXA Affin. Or, you could opt for a deductible with anyone of the plans, deductible amount is RM1,000.
Coverage benefits for both options will remain the same.
Who can apply for this policy?
This online medical plan is available to anyone between the age of 16 and 39 on their next birthday. Renewal for this policy is open up to the age of 80 years old.
Simply fill in the online application form and click ‘purchase’. There are no intermediaries involved and you will get instant approval with a few health-related questions. No medical examination is required, so you will have your protection plan in no time.
Do I get a medical card?
Yes, you do! Since this is a 100% online plan you will get an e-card that you can easily save on your mobile device. Enjoy cashless admission at any AXA Affin panel hospital by simply presenting your e-card.