What is AXA iMed and how can it benefit me?
AXA iMed is a cashless online medical insurance plan that is readily available for anyone that is looking for a great medical coverage or for those looking for a little extra coverage to add on top of their existing medical insurance.
Depending on the type of plan you choose, this AXA medical card offers coverage for almost every illness, disease, medical condition or accident as long as it requires hospitalisation, which includes hospitalisation coverage for critical illness.
This AXA medical insurance covers you for Daycare Surgical Procedures, In-Patient and Out-Patient treatments such as the hospital and surgical expenses, physician or specialist charges and even coverage for the Chiropractic and Acupuncture Treatment as part of your recovery journey after being discharged.
Following that, the AXA iMed comes with 3 plans that you can choose from. Select the plan that meets your current lifestyle and commitments and have reassurance that AXA AFFIN will help pay for your medical expenses accordingly based on the plan you’ve chosen.
It is also worth mentioning that AXA iMed comes with No Lifetime Limit which means that there will be no reduction in your coverage up to the age of 80 years.
Chiropractic and Acupuncture Treatment benefits
What sets apart AXA iMed from other medical cards in the market is that the policy provides coverage for Chiropractic and Acupuncture Treatment.
Depending on the type of plan you are purchasing, AXA iMed covers you for the said treatment from RM500 up to RM2,000 per disability. Check out below for easy reference:
AXA iMed Plan 60: RM500
AXA iMed Plan 120: RM1,000
AXA iMed Plan 180: RM2,000
What are the types of plans available?
This online medical insurance offers 3 levels of coverage namely Plan 60, Plan 120 and Plan 180 with each comes with varying annual limits ranging between RM60,000 to RM180,000 and affordable monthly premiums. Plus, applicable for Plan 180 only, you may also benefit from the plan’s Compassionate Allowance of up to RM3,800.
You also have the option to make your chosen plan without a deductible whereby 100% of the hospital or medical bills will be paid by AXA AFFIN.
Or alternatively, you may opt for a deductible with your choice of plan in which the deductible amount will be RM1,000 per disability. Regardless, the coverage benefits for either of these deductible options remain the same.
AXA iMed Medical Card Product Disclosure Sheet (Deductible)
AXA iMed Medical Card Product Disclosure Sheet (Non-deductible)
AXA iMed Medical Card Policy Wording (Deductible)
AXA iMed Medical Card Policy Wording (Non-deductible)
Who can apply for AXA iMed?
Only Malaysians can apply for this online medical insurance. The eligible applicants will be those that are between as young as 15 days old up to the age of 49 years old, while the renewal for this policy is open up to the age of 80 years old.
However, kindly note that those with pre-existing medical conditions or illnesses are not eligible to apply for AXA iMed. You can check here for the full list of exclusions.
