What is this Allianz Booster Care medical card all about?
Allianz Booster Care (ABC) is a top-up medical plan with complete healthcare benefits for when you're in or out of the hospital. What does it mean by a top-up plan? You may already have a personal health insurance or employee medical benefits, but the Allianz Booster Care can have you covered for the more major illnesses most conventional plans don't provide!
With your Allianz medical card, you will get extra protection for hospitalisation, surgical expenses, ambulance fees, and even home nursing care. You can decide on different deductible options to suit your budget, and also the flexibility to choose your annual and lifetime limits with 5 different Allianz Booster Care plans.
How much do I need to pay Allianz?
The premiums may vary depending on your age, occupation, and also the chosen plan. You will pay lower premiums rate if you choose a higher deductible amount.
However, Allianz Booster Care is not available for those working as drivers, firemen, quarry men, armed forces personnel, navy personnel, seamen, and police.
Get I get out-patient benefits?
Yes you can. Benefits include cancer treatment and kidney dialysis treatment coverage at Allianz panel hospitals.
Allianz will pay for your cancer and kidney treatments up until yout annual or lifetime limit. However, you need to pay the deductible amount before your policy takes over!
Tell me more about my coverage when in Singapore?
You'll still have access to 100% of your medical and hospitalisation benefits you already enjoy in Malaysia.
There's no doubt that this plan is designed for those who frequent Malaysia and Singapore! So if you're staying in JB but work in the bustling island state, the Allianz Booster Care medical card is definitely for you.
Awesome! So can I make claims in Singapore dollar?
Nope! Your reimbursements will only be in Malaysian Ringgit. Allianz will reimburse the eligible coverage based on the exchange rate on the last day of your hospitalisation.
How to make a claim?
It's very easy. All you need to do is to submit the original bills and receipts to Allianz for the eligible expenses.
Do I need to renew my policy every year?
Yes, the duration of this plan is only for 1 year. You need to renew your policy annually to continue enjoying the healthcare benefits.
Can I cancel my policy anytime?
You can cancel your medical plan by returning it to Allianz within 15 days after receiving the policy. The premiums that you've paid so far will be refunded to you in full if no claims have been made.
On the other hand, you can also cancel your policy after the cooling off period. Just write a notice to Allianz and you may still get refunds from Allianz.