Underwritten by Allianz General Insurance Company (Malaysia) Berhad

Allianz Care Individual

Get yourself prepared for any future health problems with up to 4 coverage plans, each catered to suit your needs. Gain access to worldwide medical assistance and evacuation!

    • Deductible Up To RM100
    • Hospital Accommodation Up To 60 Days
    • 15-Day Cancellation Refund

Apply online now for Allianz Care Individual

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How much you can claim for hospital bills

  • Annual Limit
    The claims on your medical card cannot exceed this amount in a single policy year.
    from RM35000 up to RM125000
  • Lifetime Limit
    Know your lifetime limit, your medical card expires if you reached this amount.
    from RM105000 up to RM375000
  • Diagnostic Tests
    This covers the costs for X-rays, blood tests, and MRI scans when your symptoms are being diagnosed.
    As Charged within 60 days
  • Room & Board
    For the nights that you spend in a hospital room instead of your own bed.
    from RM110 up to RM350per day, up to 60 days per disability
    • Specialist Consultation
      When your doctor recommends that you get the expert opinion of a specialist.
      As Charged within 60 days
    • Second Surgical Opinion
      In case you'd like the medical opinion of another specialist before undergoing surgery.
      As Charged within 31 days
    • Intensive Care Unit (ICU)
      Worsening conditions may require critical care in the specialised hospital ward.
      from RM350 per day, up to 60 days per disability
    • Hospital Services and Supplies
      Charges for the sterilised bandages, intravenous drips, blood packs and other services while hospitalised.
      As Charged
    • Day Care Procedures
      For treatments and minor surgeries which don't require you to stay overnight at the hospital.
      As Charged
    • Surgeon Fees
      How much your medical card covers for surgical procedures, minor and major.
      As Charged
    • Anesthetist Fees
      Some surgeries require the use of anaesthetic drugs to put you to sleep before the procedure.
      As Charged
    • Operating Theatre Fees
      All the costs involved for use and set up of the operating room for your surgery.
      As Charged
    • In-Hospital Physician Visits
      This is the limit for the visits from the hospital doctors that are covered by your medical plan.
      As Charged up to 60 days and max 1 visit per day
    • Post Hospitalisation Treatment
      To help you recuperate after you've been discharged from the hospital.
      As Charged within 60 days from discharge
    • Outpatient Kidney Dialysis Treatment
      How much your insurer will cover for dialysis if you suffer kidney failure.
      As Charged
    • Outpatient Cancer Treatment
      Inclusive of costs for chemotherapy and other treatments if you are diagnosed with cancer.
      As Charged
    • Accidental Injury and Medical Treatment
      Cover for emergency outpatient treatment due to an accident.
      As Charged
    • Ambulance Fees
      Charges for ambulance ride to the hospital and paramedic support.
      As Charged
    • Cash Allowance at Government Hospital
      Daily lump sum cash benefits for patients who spend the night at a government hospital.
      from RM120 up to RM200lump sum payment per disability
    • Home Nursing Care
      How much you're allowed to claim for home nursing care due to sickness or injury.
      from RM500 per disability
    • Government Service Tax (GST)
      GST charges for medical costs that are covered by your health insurance plan.
    • Medical Report Fee
      Charges for medical report for diagnostic tests, treatment and surgery.
      As Charged
View more coverage details +


How much your premiums may cost

  • Fresh Graduate

    Age 22 and with a diploma under one arm, Sophia is ready to take on the world! First things first however, she's getting an affordable medical card. 

    Suggested PremiumRM480
    Get Quote
  • Business Traveller

    As a busy jetsetter who's turned 40, Jamal doesn't have time to wait in long queues. He's ready to spend on the best cashless plan which gives him the most benefits.

    Suggested PremiumRM1644
    Get Quote
  • Homemaker

    Mother of two and in her 30s, Jamilah doesn't need a plan with extra maternal benefits. But she's looking for a higher lifetime limit.

    Suggested PremiumRM972
    Get Quote

Actual premium rates will be determined by Allianz General Insurance Company (Malaysia) Berhad and may vary from what is suggested based on age, sex, occupation, lifestyle habits and other factors.

Suggested Premium is inclusive of 6% GST

How to Claim

When it comes to a health insurance policy, the last thing you'll want is to worry about is complicated claims 'redtape'. After all, the point of getting a medical card in the first plan was to get cover for the hospital bills!

Allianz offers two solution to help you enjoy a hassle-free claims experience. It's cashless solution let's you check into any panel hospital without having to worry if you've got cash at hand. Just present your Allianz Care Individual card at the register, and you're all set to go.

In case you're seeking treatment that requires you to file a medical claim, Allianz guarantees claims settlement within 96 hours of receipt of your full report. All you've got to do is prepare the required documentation:

  1. Allianz Claim Form
  2. Original bills and receipts
  3. Medical Report
  4. Police report and other supporting documents - if applicable

What next? Get in touch with an Allianz's customer service representative at 1300 88 1028. Send your claims report to the address provided, and wait to hear back from your insurer!

Medical Assistance Hotline & Services
 1800881138 24 hours Toll Free Assistance

Panel Hospitals

Find a hospital or clinic near you!


Am I eligible to apply for this insurance?

Minimum Entry Age
At least 30 days of age
Maximum Entry Age
At most 69 years of age

Frequently Asked Questions about Allianz Care Individual

Things you might want to know

What is Allianz Care Individual all about?

This is a comprehensive hospitalisation and surgical insurance, providing you with a cashless solution for your hospital admissions - there's no fuss, just present your medical card at the front desk anytime!

All hospital bills will be settled automatically upon your discharge. All emergency medical services are provided by Allianz is available to you on a 24-hours basis.

Does this insurance provide medical assistance?

Yes, there are both domestic and international medical assistance programmes at your disposal anytime of the day. Of course, you're required to pay more for the optional benefit. 

The full range of available services include emergency medical evacuation, repatriation and medical assistance, while the international program provides you with comprehensive travel information.

Who can subscribe to this medical plan?

You can apply for this medical card with Allianz if you fall into the age range of 30 days to 69 years old.

How much do I need to pay for premiums?

The premium will be based on your age and the plan you would like to subscribe for - want higher coverage, you'll need to fork out more!

To further lower your premiums, you can always go for a deductible option - allowing you to pay RM100 out of your own pocket before your bills will be taken cared for by Allianz.

Do I need to pay more for policy renewal?

As this is a yearly renewable policy, the premiums rates are not guaranteed and the adjustment will be made based on your health condition at the time.

Conditional policy renewal will be conducted after 2 years of policy inception. If there are claims incurred during the period, you may be qualified to renew the policy with an increase in premiums.

Can I stay at the hospital of my choice?

If you're hospitalised at a hospital with a higher rate for its room or board compared to what is that in your policy, all you need to do is to bear 20% of the price.

Bear in mind that the maximum you are able to be covered for during your hospital stay is a maximum of 60 days per admission.

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