Allianz

Underwritten by Allianz Life Insurance Malaysia Berhad

Allianz Care Plus

Overcome expensive medical cost with Allianz Care Plus. With up to 4 medical insurance plans to choose from, you can get yourself covered and restored tip-top shape!

    • Deductible Up To RM100
    • Hospital Accommodation Up To 60 Days
    • 15-Day Cancellation Refund

Coverage

How much you can claim for hospital bills

  • Annual Limit
    The claims on your medical card cannot exceed this amount in a single policy year.
    from RM35000 up to RM150000
  • Lifetime Limit
    Know your lifetime limit, your medical card expires if you reached this amount.
    from RM350000 up to RM1500000
  • Diagnostic Tests
    This covers the costs for X-rays, blood tests, and MRI scans when your symptoms are being diagnosed.
    As Charged within 31 days prior to hospitalisation
  • Room & Board
    For the nights that you spend in a hospital room instead of your own bed.
    from RM110 up to RM350per day, up to 60 days per disability
    • Intensive Care Unit (ICU)
      Worsening conditions may require critical care in the specialised hospital ward.
      from RM350 per day, up to 60 days per confinement
    • Hospital Services and Supplies
      Charges for the sterilised bandages, intravenous drips, blood packs and other services while hospitalised.
      As Charged
    • Surgeon Fees
      How much your medical card covers for surgical procedures, minor and major.
      As Charged
    • Operating Theatre Fees
      All the costs involved for use and set up of the operating room for your surgery.
      As Charged
    • In-Hospital Physician Visits
      This is the limit for the visits from the hospital doctors that are covered by your medical plan.
      As Charged up to 60 days and max 2 visits per day
    • Post Hospitalisation Treatment
      To help you recuperate after you've been discharged from the hospital.
      As Charged within 60 days from discharge
    • Outpatient Kidney Dialysis Treatment
      How much your insurer will cover for dialysis if you suffer kidney failure.
      As Charged
    • Outpatient Cancer Treatment
      Inclusive of costs for chemotherapy and other treatments if you are diagnosed with cancer.
      As Charged
    • Accidental Injury and Medical Treatment
      Cover for emergency outpatient treatment due to an accident.
      As Charged
    • accidentalDeath
      Coverage benefit for family if policyholder passes away due to an accident.
      from RM10000 up to RM20000all causes
    • Ambulance Fees
      Charges for ambulance ride to the hospital and paramedic support.
      As Charged
    • Cash Allowance at Government Hospital
      Daily lump sum cash benefits for patients who spend the night at a government hospital.
      from RM120
    • Home Nursing Care
      How much you're allowed to claim for home nursing care due to sickness or injury.
      from RM500 up to RM3000per disability
    • Medical Report Fee
      Charges for medical report for diagnostic tests, treatment and surgery.
      As Charged
View more coverage details +

Premiums

How much your premiums may cost

    Actual premium rates will be determined by Allianz Life Insurance Malaysia Berhad and may vary from what is suggested based on age, sex, occupation, lifestyle habits and other factors.

    Suggested Premium is inclusive of 6% GST

    How to Claim

    Medical Assistance Hotline & Services
     1800881138 Hospital Admission & Discharge
    Allianz Customer Care Hotline
     1300881028

    Panel Hospitals

    Find a hospital or clinic near you!

    Requirements

    Am I eligible to apply for this insurance?

    Minimum Entry Age
    At least 30 days of age
    Maximum Entry Age
    At most 69 years of age

    Frequently Asked Questions about Allianz Care Plus

    Things you might want to know

    What is Allianz Care Plus?

    You are free to choose from four different plans offering different levels of premiums and benefits to match - life is about choices, pick a plan that is tailor made to suit all your needs. 

    Have enough financial support to get you through tough times - privileges include daily cash allowance and home nursing care on top of basic hospitalisation and surgical benefits.

    Does that mean I get free hospital admissions?

    Allianz Care Plus also offers a cashless option which allows for hassle-free hospital admissions - no nasty paperwork to deal with first!

    However, you can also opt for a non-cashless option, which significantly lowers your premium payments. Also called a deductible or co-insurance, you will have to pay a certain amount of money first before Allianz will take care the rest of the bills.

    How much premium will I need to pay?

    There are no fixed premium rates - in other words, your premiums are not guaranteed. Your premiums will be based on the plans chosen, your age, overall health, including your smoker status.

    Who can subscribe to this medical plan?

    Any individuals who are 30 days to 69 years old are eligible to subscribe to this plan. You can renew up to the age of 70, provided that you keep up with your premium payments!

    Does this plan provide any out-patient benefits?

    Yes, the coverage for out-patient treatment includes cancer and kidney dialysis treatment as well as emergency treatment due to an accident. The amount that you can claim for these treatments is subject to your overall coverage limit.

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