Allianz MediAdvantage Medical Card

Receive Second Medical Opinions from medical experts and get the best overseas medical treatment for severe illnesses with Allianz MediAdvantage Medical Card.

Allianz MediAdvantage Medical CardUSD4 Million Coverage
Annual Limit
up to RM8m
Lifetime Limit
up to RM16m
Room & Board
As Charged
Coverage Age
From 15 days
No. of Panel Hospitals
72
Investment-Linked Plan
No

Get a FREE
RM100 Lazada e-Voucher
worth RM100
when you apply through RinggitPlus1

RM100 Lazada e-Voucher

Coverage

How much you can claim for hospital bills

Annual Limit
from RM4m up to RM8mAnnual limit from USD1-2 million (assuming USD1 = RM4)
Lifetime Limit
from RM8m up to RM16mLifetime limit from USD2-4 million (assuming USD1 = RM4)
Pre-Hospitalisation Diagnostic Tests
As charged Overseas
Room & Board
As charged Overseas
Surgical Fees
As charged Overseas
Pre-Hospitalisation Consultation
As charged Overseas
Medication and Treatment
up to RM200kAfter returning from overseas medical treatment, max. 2 months of consumption dosage. Max. USD50,000 per policy (assuming USD1 = RM4)
Intensive Care Unit (ICU)
As charged Overseas
Hospital Services and Supplies
As charged Overseas
Anaesthetist Fees
As charged Overseas
Operating Theatre Fees
As charged Overseas
In-Hospital Physician Visits
As charged Overseas
Prescription Drugs
up to RM200kup to USD50,000 per policy (assuming USD1=RM4)
Outpatient Cancer Treatment
As charged Overseas out-patient
Day Surgery
As charged Overseas
Medical Evacuation and Repatriation
As charged Overseas
Ambulance Fees
As charged Overseas ground or air ambulance
Hospital Cash Benefit
from RM400 up to RM800USD100-200 (assuming USD1 = RM4)

Features

Additional benefits with this insurance

How to Claim

Who do I contact if I have a question or emergency?

Medical Assistance Hotline & Services
Allianz Customer Care Hotline

To make a claim for this product you will need your Medical Insurance details on hand. You will also need to download and complete the Claim Form.

Fill in your claim form and be sure to attach a Medical Report which can be provided by the doctor who attended to you. Also, include all supporting documents listed below. Once you are ready, either submit the form via your agent or directly to the nearest Allianz Life Branch.

Document Checklist

  • Claimant Statement
  • Medical Report
  • Certified copy of NRIC (front and back)
  • Review
  • Original Tax Invoice(s)
  • Original Official Receipts(s)
  • Diagnostic Report/ Test Result/ Copy of Referral Letter
  • E-Payment Authorization Form

Requirements

Minimum Entry Age
At least 15 days of age
Maximum Entry Age
At most 65 years of age
Maximum Renewal Age
At most 75 years of age

More Information

Allianz MediAdvantage, Overseas Medical Treatment Made Possible

Even though our healthcare system is the best in the world in terms of costs and access, believe or not, some of our local healthcare providers are not equipped with the latest technology and even experts in the field. 

We often read news of people having to collect donations to support their treatment outside of Malaysia, because our healthcare facilities and expertise are limited for their special cases.

Worry not as Allianz MediAdvantage has got you covered with a medical card plan that is specially designed to cover your overseas medical treatment with a lifetime limit of up to USD4,000,000.

The Allianz insurance gives you the flexibility to choose your preferred overseas healthcare providers, medical experts and type of plan that suit your needs and budget. 

That's not all, your family members or any companion who is travelling with you will be covered as well. 

What does this Allianz medical card cover?

Allianz MediAdvantage allows you to have an overseas second medical opinion, concierge service, hospitalisation and surgical coverage one you're diagnosed with any one of these diseases: 

  • cancer
  • heart valve surgery
  • intracranial and specific spinal cord surgery
  • coronary artery bypass surgery
  • live-donor organ and bone marrow transplant

Allianz insurance with seamless overseas treatment experience

When you sign up for Allianz MediAdvantage, you get more than just financial protection but seamless overseas treatment experience as well, such as:

Up to USD4 million overseas medical treatment benefit

You no longer have to worry about medical costs and focus on your health instead. Should the treatment that you need to recover, from doctors, hospitals to medical technologies only available overseas, your high lifetime limit coverage will support you financially. 

Second medical opinion coverage

This Allianz medical card allows you to seek a second medical opinion from medical experts to confirm your diagnosis and suggest options on the best treatment plan.

Seamless overseas treatment experience

There are a lot of things to prepare before and during your overseas treatment, not forgetting the additional costs of your family member(s) or a living donor who will be travelling with you.

Allianz Third Party Administrator (TPA) will arrange the overseas treatment, travel and accommodation for you and your travel companion. 

Hospitalisation indemnity benefit

Allianz will fund your miscellaneous expenses of up to USD200 per 24-hour confinement so you won't burn a hole on your wallet.

Post overseas medical treatment benefit

Use this medical card to cover your in-country medication benefit expenses once you have returned from your overseas treatment. 

Should you need to undergo overseas follow-up care with the overseas doctor, Allianz TPA will assist you.

Is there any exclusion for Allianz MediAdvantage Medical Card?

There are some generic, medical and expenses that are excluded from Allianz MediAdvantage Medical Card. 

Some of them are listed below:

  • expenses derived from diseases or medical procedures which are not covered by Allianz MediAdvantage
  • expenses of diseases or injuries resulted from wars, terrorism, riots, floods, volcanic eruption, nuclear or catastrophic phenomena and epidemics
  • treatment for pre-existing diseases
  • treatment for AIDS or HIV
  • expenses incurred not from the approved hospital stated in the medical insurance policy
  • expenses incurred in the purchase or hire of wheelchairs, special beds, air conditioning appliances, air cleaners and any other similar items
  • expenses incurred without following the Claim Procedures