What does this Allianz medical card cover?
Allianz MediCure allows you to have a second medical opinion, concierge service, hospitalisation and surgical coverage one you're diagnosed with any one of these diseases:
- cancer
- heart valve surgery
- intracranial and specific spinal cord surgery
- coronary artery bypass surgery
- live-donor organ and bone marrow transplant
Allianz insurance with seamless overseas treatment experience
When you sign up for Allianz MediCure, you get more than just financial protection but seamless overseas treatment experience as well, such as:
Up to RM250,000 medical treatment benefit
You no longer have to worry about medical costs and focus on your health instead. Should the treatment that you need to recover, from doctors, hospitals to medical technologies, your high lifetime limit coverage will support you financially.
Second medical opinion coverage
This Allianz medical card allows you to seek a second medical opinion from medical experts to confirm your diagnosis and suggest options on the best treatment plan.
Is there any exclusion for Allianz MediCure Medical Card?
There are some generic, medical and expenses that are excluded from Allianz MediCure Medical Card.
Some of them are listed below:
- expenses derived from diseases or medical procedures which are not covered by Allianz MediCure
- expenses of diseases or injuries resulted from wars, terrorism, riots, floods, volcanic eruption, nuclear or catastrophic phenomena and epidemics
- treatment for pre-existing diseases
- treatment for AIDS or HIV
- expenses incurred not from the approved hospital stated in the medical insurance policy
- expenses incurred in the purchase or hire of wheelchairs, special beds, air conditioning appliances, air cleaners and any other similar items
- expenses incurred without following the Claim Procedures
