What is MediSafe Infinite?
MediSafe Infinite is a rider attached to Allianz PowerLink, it is one from the array of medical insurance plans offered by Allianz. Allianz PowerLink is an investment-linked insurance plan that allows you to consolidate your health and life protection needs under one policy. How it works is: sign up for Allianz PowerLink, then include MediSafe Infinite as a rider, and voilà you have a whole new policy with ONE premium.
What are the perks?
Of course, with a plan like this perks are what you get with NO lifetime limit being the first one to take note of. That’s right, when you have enrolled in this plan you will get a high overall annual limit. In addition to that, Allianz makes sure that your lifetime limits are infinite.
With this plan you will get a medical card for hassle-free admissions. Simply present your card at any panel hospital and let Allianz’s Managed Care Organisation do the rest. There is an extensive list of panel hospitals that you can check out to find the one closest to you.
Last perk that you might want to take note of is the no claims bonus. For every 3 years that you do not make a claim, you'll earn a 10% increase to the hospital room and board covers.
What does the policy cover?
Like most, this policy covers eligible expenses incurred for hospitalisation, surgery and outpatient treatment. You'll also be allowed to claim for pre- and post- hospitalisation medical bills.
This policy also comes with selected outpatient care, including kidney dialysis and cancer treatment. The outpatient care benefit also comes into play if you come down with dengue or typhoid fever. On top of that, you will also get reimbursement for alternative treatments and a second medical opinion should you need them.
Since it is linked to Allianz PowerLink, you will also have life protection coverage or other additional coverage depending on the riders you include.
How do the premiums work?
MediSafe Infinite comes with 7 plans for you to choose from, making it available for everyone who needs medical coverage. This way you can decide how much you want to be covered for and the premiums that you are willing to pay.
Your premium will be based on individual factors such as age and gender. This plan gives you the freedom to customise your coverage and premium to suit your protection needs and budget. So even when you have multiple riders attached with Allianz PowerLink plan you still only have to pay one premium.
Who can apply for this policy?
One of the perks of MediSafe Infinite is that it has a high entry age, where you can apply for the policy as young as 15 days old, up to 70 years old. Enjoy coverage until the maximum age of 90 years.