Allianz

Underwritten by Allianz Life Insurance Malaysia Berhad

Allianz MediSafe Infinite

Say goodbye to lifetime limits and long waits in hospital registration. The MediSafe Infinite will get you hassle-free admissions with a nifty little medical card as well as an unlimited lifetime limit, and coverage up to the age of 90.

    • 15-Day Cancellation Refund

Apply online now for Allianz MediSafe Infinite

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Coverage

How much you can claim for hospital bills

  • Annual Limit
    The claims on your medical card cannot exceed this amount in a single policy year.
    from RM850000 up to RM1500000
  • Lifetime Limit
    Know your lifetime limit, your medical card expires if you reached this amount.
    No Limit
  • Diagnostic Tests
    This covers the costs for X-rays, blood tests, and MRI scans when your symptoms are being diagnosed.
    As Charged within 90 days prior to hospitalisation or Day-Care Surgery
  • Room & Board
    For the nights that you spend in a hospital room instead of your own bed.
    from RM150 up to RM500up to 150 days per disability
    • Specialist Consultation
      When your doctor recommends that you get the expert opinion of a specialist.
      As Charged within 90 days, limted to consultation with 2 General Practicioners and 1 Specialist prior to hospitalization or Day-Care Surgery
    • Second Surgical Opinion
      In case you'd like the medical opinion of another specialist before undergoing surgery.
      up to RM2000 per year
    • Intensive Care Unit (ICU)
      Worsening conditions may require critical care in the specialised hospital ward.
      As Charged
    • Hospital Services and Supplies
      Charges for the sterilised bandages, intravenous drips, blood packs and other services while hospitalised.
      As Charged
    • Day Care Procedures
      For treatments and minor surgeries which don't require you to stay overnight at the hospital.
      As Charged
    • Surgeon Fees
      How much your medical card covers for surgical procedures, minor and major.
      As Charged
    • Anesthetist Fees
      Some surgeries require the use of anaesthetic drugs to put you to sleep before the procedure.
      As Charged
    • Operating Theatre Fees
      All the costs involved for use and set up of the operating room for your surgery.
      As Charged
    • In-Hospital Physician Visits
      This is the limit for the visits from the hospital doctors that are covered by your medical plan.
      As Charged max 2 visits per day
    • Post Hospitalisation Treatment
      To help you recuperate after you've been discharged from the hospital.
      As Charged within 90 days after discharge
    • Outpatient Kidney Dialysis Treatment
      How much your insurer will cover for dialysis if you suffer kidney failure.
      As Charged
    • Outpatient Cancer Treatment
      Inclusive of costs for chemotherapy and other treatments if you are diagnosed with cancer.
      As Charged
    • Accidental Injury and Medical Treatment
      Cover for emergency outpatient treatment due to an accident.
      from RM1500 up to RM5000within 30 days from date of accident
    • Ambulance Fees
      Charges for ambulance ride to the hospital and paramedic support.
      As Charged
    • Home Nursing Care
      How much you're allowed to claim for home nursing care due to sickness or injury.
      As Charged up to 180 days per lifetime
    • Medical Report Fee
      Charges for medical report for diagnostic tests, treatment and surgery.
      up to RM150
View more coverage details +

Premiums

How much your premiums may cost

  • Fresh Graduate

    At the age of 21 Siti wants to have a medical cover that she can both sustain with a reasonable monthly premium and great coverage.

    Suggested PremiumRM200
    Get Quote
  • Budget Planner

    Karl is in his 30's and looking for a medical insurance that will add a bit more coverage yet still have a sustainable monthly premium on top of his other expenses.

    Suggested PremiumRM380
    Get Quote
  • Business Traveller

    Mr Sul is always on the go and need a medical plan that will put both his mind and his family at ease while he works. He need a plan with great coverage and a minimal monthly premium.

    Suggested PremiumRM350
    Get Quote

Actual premium rates will be determined by Allianz Life Insurance Malaysia Berhad and may vary from what is suggested based on age, sex, occupation, lifestyle habits and other factors.

Suggested Premium is inclusive of 6% GST

How to Claim

To make a claim with Allianz you will need a few things per the list below. But before that you will need to get a claim form to fill in, this will be your ticket into getting your claims approved. 

  • Medical Report
  • Original Bills and Receipts
  • Police Report if applicable
  • Copy of NRIC

You will need to compile all these documents along with your claim form, and head on over to the nearest Allianz branch or hand it off to the Agent. You will need to have a copy of your business registration if you are making a claim on behalf of a company. 

Panel Hospitals

Find a hospital or clinic near you!

Requirements

Am I eligible to apply for this insurance?

Minimum Entry Age
At least 15 days of age
Maximum Entry Age
At most 70 years of age
Maximum Renewal Age
At most 90 years of age

Frequently Asked Questions about Allianz MediSafe Infinite

Things you might want to know

What is the MediSafe Infinite?

TheMediSafe Infinite is a rider attached to Allianz PowerLink. It is only one from the array of medical insurance plans offered by Allianz with Allianz PowerLink. The Allianz PowerLink is a comprehensive insurance plan that allows you to consolidate your health and life protection needs under one policy. How it works is; sign up for Allianz PowerLink, then include MediSafe Infinite as a rider, and voilà you have a whole new policy with ONE premium.

What are the perks?

Of course, with a plan like this, perks are all you get, with NO lifetime limit being the first one to take note of. That’s right, as it is, when you are enrolled with this plan you will get a high overall annual limit, in addition to that Allianz makes sure that your lifetime limits are infinite.

With this plan, you will get a medical card for hassle-free admissions. Simply present your card at any panel hospital and let Allianz’s Managed Care Organization do the rest. There is an extensive list of panel hospitals that you can check out to find the one closest to you.

Last perk that you might want to take note of is the no claims bonus. Every 3 years that you do not exercise a claim earns you a 10% increase to the hospital room and board covers.

What does the policy cover?

Like most, this policy covers eligible expenses incurred for hospitalisation, surgery and outpatient treatment. Aside from this the hospital offers care for pre- and post- hospitalisation that you can later claim from the medical plan.

This policy also comes with selected outpatient care, including kidney dialysis and cancer treatment. The outpatient care benefit also comes into play if you come down with dengue or typhoid fever. On top of that, you will also get reimbursement for alternative treatments and a second medical opinion should you need them.

However, since it is linked via Allianz PowerLink, you will also have life protection coverage or other additional coverage depending on the riders you include.

How do the premiums work?

MediSafe Infinite comes with 7 plans for you to choose from, making it available for everyone who needs a medical coverage. This way you can decide how much you want to be covered for and the premiums that you are willing to pay.

Your premium will be based on several individual factors such as age, gender, and etc.This plan gives you the freedom to customise your coverage and premium to suit your protection needs and affordability. Don't worry though,even when you have multiple riders attached with Allianz PowerLink plan you still only have to pay one premium

Who can apply for this policy?

One of the perks of the MediSafe Infinite is that it has a high entry age, where you can apply for the policy as young as 15 days old, up to 70 years old. If you are already a policy holder before you turn 70, then you can continue to renew the policy till the maximum age of 90 years old.

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