Allianz

Underwritten by Allianz Life Insurance Malaysia Berhad

Allianz MediSafe Infinite

Say goodbye to lifetime limits with MediSafe Infinite, a medical rider that gives you hassle-free admissions, an unlimited lifetime limit and coverage up to the age of 90.

    • Investment-Linked Policy
    • Hospital Accommodation Up To 150 Days

Enjoy No Overall Lifetime Limit with Allianz MediSafe Infinite

Enjoy No Overall Lifetime Limit with Allianz MediSafe Infinite

Apply online now for Allianz MediSafe Infinite

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Coverage

How much you can claim for hospital bills

  • Annual Limit
    The claims on your medical card cannot exceed this amount in a single policy year.
    from RM850000 up to RM1500000
  • Lifetime Limit
    Know your lifetime limit, your medical card expires if you reached this amount.
    No Limit
  • Pre-Hospitalisation Diagnostic Tests
    This covers the cost for ECG, X-rays and other laboratory tests to diagnose your symptoms.
    As Charged
  • Room & Board
    For the days that you spend in a hospital room instead of your own bed.
    from RM150 up to RM500up to 150 days per disability
    • Pre-Hospitalisation Consultation
      What's covered for medical consultation prior to hospitalisation or day care.
      As Charged
    • Second Medical Opinion
      In case you'd like the medical opinion of another physician before undergoing treatment.
      up to RM2000 per year
    • Intensive Care Unit (ICU)
      Worsening conditions may require critical care in the specialised hospital ward.
      As Charged
    • Hospital Services and Supplies
      Charges for the sterilised bandages, intravenous drips, blood packs and other services while hospitalised.
      As Charged
    • Day Care Surgery
      For treatments and minor surgeries which don't require you to stay overnight at the hospital.
      As Charged max 150 days per confinement
    • Surgical Fees
      How much your medical card covers for surgical procedures, minor and major.
      As Charged
    • Anaesthetist Fees
      Some surgeries require the use of anaesthetic drugs to put you to sleep before the procedure.
      As Charged
    • Operating Theatre Fees
      All the costs involved for use and set up of the operating room for your surgery.
      As Charged
    • In-Hospital Physician Visits
      This is the limit for the visits from the hospital doctors that are covered by your medical plan.
      As Charged max 2 visits per day
    • Post-Hospitalisation Treatment
      This covers your follow up treatment after your discharge from hospital or day care surgery.
      As Charged
    • Outpatient Kidney Dialysis Treatment
      Charges covered for consultation, examination tests and prescribed drugs if you are diagnosed with kidney failure.
      As Charged
    • Outpatient Cancer Treatment
      Charges covered for consultation, examination tests and prescribed drugs if you are diagnosed with cancer.
      As Charged
    • Emergency Accidental Outpatient Treatment
      Cover for emergency outpatient treatment and follow up due to an accident.
      from RM1500 up to RM5000includes 30 days follow up treatment from date of accident.
    • Ambulance Fees
      Charges for local ambulance services to and from the hospital.
      As Charged
    • Home Nursing Care
      How much you're allowed to claim for care from a government-licensed nurse at your home.
      As Charged includes care services from State-registered nurses. Up to 180 days per lifetime.
    • Medical Report Fee
      Charges for medical report for diagnostic tests, treatment and surgery.
      up to RM150
    • Traditional Medical Treatment
      Charges for treatments such as chiropractic, chiropody, homeopathy, osteopathy and acupuncture after discharge from hospital.
      from RM1500 up to RM5000within 30 days following discharge from hospital. 1 visit per day reimbursable, from RM150 up to RM500 per day.
View more coverage details +

Premiums

How much your premiums may cost

  • Fresh Graduate

    As a fresh graduate at 21 years of age, Siti wants to pair an affordable medical plan with Allianz PowerLink for death and total & permanent disability benefit of RM100,000. She's not a smoker and has a secure office job at the bank.

    Suggested PremiumRM200
    Get Quote
  • Family

    A school teacher turned 30 years old with a family of his own, Karl would like death benefit cover up to RM150,000 on his Allianz PowerLink plus a medical rider. Since he's not a smoker, he'd like great value on his monthly premiums!

    Suggested PremiumRM380
    Get Quote
  • Business Traveller

    Non-smoker, age 45, male and death and total & permanent disability benefits of RM180,000, En. Sulaiman has checked all the boxes on his medical insurance and investment-linked insurance policy at a great monthly premium rate.

    Suggested PremiumRM350
    Get Quote

Actual premium rates will be determined by Allianz Life Insurance Malaysia Berhad and may vary from what is suggested based on age, sex, occupation, lifestyle habits and other factors.

Suggested Premium is inclusive of 6% GST

How to Claim

To make a claim with Allianz you will need a few things per the list below. But before that you will need to get a claim form to fill in, this will be your ticket into getting your claims approved. 

  • Medical Report
  • Original Bills and Receipts
  • Police Report if applicable
  • Copy of NRIC

You will need to compile all these documents along with your claim form, and head on over to the nearest Allianz branch or hand it off to the Agent. You will need to have a copy of your business registration if you are making a claim on behalf of a company. 

Panel Hospitals

Find a hospital or clinic near you!

Requirements

Am I eligible to apply for this insurance?

Minimum Entry Age
At least 15 days of age
Maximum Entry Age
At most 70 years of age
Maximum Renewal Age
At most 90 years of age

Frequently Asked Questions about Allianz MediSafe Infinite

Things you might want to know

What is MediSafe Infinite?

MediSafe Infinite is a rider attached to Allianz PowerLink, it is one from the array of medical insurance plans offered by Allianz. Allianz PowerLink is an investment-linked insurance plan that allows you to consolidate your health and life protection needs under one policy. How it works is: sign up for Allianz PowerLink, then include MediSafe Infinite as a rider, and voilà you have a whole new policy with ONE premium.

What are the perks?

Of course, with a plan like this perks are what you get with NO lifetime limit being the first one to take note of. That’s right, when you have enrolled in this plan you will get a high overall annual limit. In addition to that, Allianz makes sure that your lifetime limits are infinite.

With this plan you will get a medical card for hassle-free admissions. Simply present your card at any panel hospital and let Allianz’s Managed Care Organisation do the rest. There is an extensive list of panel hospitals that you can check out to find the one closest to you.

Last perk that you might want to take note of is the no claims bonus. For every 3 years that you do not make a claim, you'll earn a 10% increase to the hospital room and board covers.

What does the policy cover?

Like most, this policy covers eligible expenses incurred for hospitalisation, surgery and outpatient treatment. You'll also be allowed to claim for pre- and post- hospitalisation medical bills.

This policy also comes with selected outpatient care, including kidney dialysis and cancer treatment. The outpatient care benefit also comes into play if you come down with dengue or typhoid fever. On top of that, you will also get reimbursement for alternative treatments and a second medical opinion should you need them.

Since it is linked to Allianz PowerLink, you will also have life protection coverage or other additional coverage depending on the riders you include.

How do the premiums work?

MediSafe Infinite comes with 7 plans for you to choose from, making it available for everyone who needs medical coverage. This way you can decide how much you want to be covered for and the premiums that you are willing to pay.

Your premium will be based on individual factors such as age and gender. This plan gives you the freedom to customise your coverage and premium to suit your protection needs and budget. So even when you have multiple riders attached with Allianz PowerLink plan you still only have to pay one premium.

Who can apply for this policy?

One of the perks of MediSafe Infinite is that it has a high entry age, where you can apply for the policy as young as 15 days old, up to 70 years old. Enjoy coverage until the maximum age of 90 years. 

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