So what makes the Chubb Crystal MediPlus special?
The Crystal MediPlus is a comprehensive medical insurance package that comes with the best coverage not just for hospitalization but all your emergency medical needs. You have a choice of 6 plans, depending on the amount of coverage you want and your price range.
Another perk of having this plan is that you as the policy holder are Not Limited to any Panel Hospitals. You are free to seek treatment at the Medical Centre of your choice and then get reimbursed for your expenses when you make a claim.
Who can sign up for this policy?
As long as you are an individual over the age of 18 then you are more than welcome to pick up this policy. However the maximum age for renewal of this plan is 65.
Families and parents who want to include their children under the umbrella of this policy can do so, provided your child is over 30 days old and under 18. On that note, they have an age extension, up to 23 years old, if your kids are still studying.
What does it cover?
Crystal MediPlus covers all sorts of hospitalization from room and board to intensive care. They take care of surgery costs and fees for the use of the operation theater. Besides that, the policy covers outpatient care too.
If you require cancer treatment or kidney dialysis treatment Chubb have got you covered there too. The most common of incidents and accidents are no match for this policy.
How long am I covered for and where?
Well this is an annual plan deal, so you will need to renew the policy every year. Naturally you are most shielded here in Malaysia. But if you were to go overseas for a short vacation then you are still covered.
The restrictions for international coverage is that as long as you do not live abroad for more than 90 consecutive days the policy is available to you. After the 90-day period, the policy will be terminated.
Can I cancel my plan?
Yes you can, however you will need to deliver a written notice to Chubb Insurance Malaysia Berhad be,fore any such cancellation. Also there is no guarantee that any premiums paid will be refunded to you if you made your cancellation after the 14-day cooling period.