Etiqa Elite Takaful Medical Plus Medical Card

Sign up for Etiqa Elite Medical Plus Takaful that gives you comprehensive medical protection with high coverage limit to keep your financial plan on track.

Etiqa Elite Takaful Medical Plus Medical Card
Annual Limit
up to RM1.5m
Lifetime Limit
No limit
Room & Board
up to RM500
Coverage Age
From 14 days
No. of Panel Hospitals
Investment-Linked Plan


How much you can claim for hospital bills

Annual Limit
from RM100k up to RM1.5m
Lifetime Limit
No limit
Pre-Hospitalisation Diagnostic Tests
As charged within 60 days before hospitalisation
Room & Board
from RM150 up to RM500per day
Surgical Fees
As charged 
Pre-Hospitalisation Consultation
As charged within 60 days before hospitalisation
Intensive Care Unit (ICU)
As charged 
Hospital Services and Supplies
As charged 
Anaesthetist Fees
As charged 
Operating Theatre Fees
As charged 
In-Hospital Physician Visits
As charged max 2 visits per day
Post-Hospitalisation Treatment
As charged within 90 days after discharge
Outpatient Kidney Dialysis Treatment
As charged 
Outpatient Cancer Treatment
As charged 
up to RM1kwithin 90 days from discharge
Organ Transplant
As charged once per lifetime
Day Surgery
As charged 
Emergency Dental Treatment
As charged 
Ambulance Fees
As charged 
Cash Allowance at Government Hospital
up to RM200per day
Insured Child Guardian Benefit
from RM150 per day, up to 120 days a year
Home Nursing Care
up to RM100per day up to 60 days
Medical Report Fee
up to RM100per admission
Traditional Medical Treatment
up to RM200within 90 days after discharge


Additional benefits with this insurance

Investment Linked Plan
Up to RM60,000

How to Claim

Who do I contact if I have a question or emergency?

Medical Assistance Hotline & Services
Etiqa Customer Care Hotline

There are two ways to make your claims with Etiqa. First, you could go online to Etiqa and fill in their Online Claim Form, provided you have the following information:

  • Your Policy information
  • Details about the incident, date, damage, location, hospital details, etc.
  • Supporting documents, preferably in soft copy ( Medical reports, Police reports in the case of accidents, Hospital bills and receipts )
  • A statement about the incident
  • Any bank or credit card statement that shows proof of payment for the claim

If you are unable to access the Online Claim Form, then you can always mirror the process by downloading the General Claim form and attaching the same documents in hard copy. Either email them to: claims or deliver them to Etiqa Tower at the following address:

Level 12, Tower B,
Dataran Maybank,
1, Jalan Maarof,
59000 Kuala Lumpur


Minimum Entry Age
At least 14 days of age
Maximum Renewal Age
At most 65 years of age

More Information

Why should I get Etiqa Elite Takaful Medical Plus?

If you're an employee, there's a chance your company has already provided you with a medical card. So, why should you sign up for another medical card? 

First of all, take a look if your current medical card is covering all of your concerns and is sufficient for you. 

Secondly, your coverage will end should you switch jobs thus the reward that you've accumulated will be gone to waste. Lastly, don't you think your loved ones need a medical insurance as well?

The Elite Takaful Medical Plus by Etiqa is a medical insurance plan for those who already sign up for the Etiqa Elite Takafulink. 

This Etiqa medical card provides a comprehensive medical insurance plan that supplements your employment medical card. 

What are the key benefits of this Etiqa insurance?

Here are more reasons to choose Etiqa Elite Takaful Medical Plus.

  • High Coverage Limit - the Etiqa Takaful medical card provides unlimited lifetime cover and high annual limit up to RM1.5 million
  • Deductible Cover Option - part of the bill that you pay now will be your medical saving when you retired
  • Etiqa Healthcare App - find the nearest Etiqa panel hospital and have a seamless hospitalisation and medication process

Tell me more about the deductible option

It is up to you to decide whether you want to opt for Self-covered Deductible. 

If you choose so, the table below will explain more about the deductible amount.

OptionDeductible Amount
Option 1RM10,000
Option 2RM20,000
Option 3RM40,000
Option 4RM60,000

Who can apply for Etiqa Elite Takaful Medical Plus medical card?

Regardless of the name, this Takaful medical card by Etiqa is open to everyone. Any individual or couple aged 18-65 years old can apply for Etiqa Elite Takaful Medical Plus. 

If you have a child or are expecting, why not protect the little one as well? This Etiqa Takaful medical card is open to children as young as 14 days old.

Search Icon

Get the financial support you need


We’ll guide you through your application for this financial product