Great Eastern Great Medicare II

Coverage

How much you can claim for hospital bills

• Annual Limit

  The claims on your medical card cannot exceed this amount in a single policy year.

  from RM90000 up to RM200000

• Lifetime Limit

  Know your lifetime limit, your medical card expires if you reached this amount.

  from RM360000 up to RM800000

• Pre-Hospitalisation Diagnostic Tests

  This covers the cost for ECG, X-rays and other laboratory tests to diagnose your symptoms.

  As Charged 10% co-insurance, within 60 days before hospitalisation

• Room & Board

  For the days that you spend in a hospital room instead of your own bed.

  from RM150 up to RM400per day, up to 180 days a year

• • Pre-Hospitalisation Consultation

    What's covered for medical consultation prior to hospitalisation or day care.

    As Charged 10% co-insurance, within 60 days before hospitalisation

  • Intensive Care Unit (ICU)

    Worsening conditions may require critical care in the specialised hospital ward.

    As Charged per day, up to 180 days a year

  • Hospital Services and Supplies

    Charges for the sterilised bandages, intravenous drips, blood packs and other services while hospitalised.

    As Charged 10% co-insurance, up to a max of RM500

  • Surgical Fees

    How much your medical card covers for surgical procedures, minor and major.

    As Charged 10% co-insurance, up to a max of RM500

  • Anaesthetist Fees

    Some surgeries require the use of anaesthetic drugs to put you to sleep before the procedure.

    As Charged 10% co-insurance, up to a max of RM500

  • Operating Theatre Fees

    All the costs involved for use and set up of the operating room for your surgery.

    As Charged 10% co-insurance, up to a max of RM500

  • In-Hospital Physician Visits

    This is the limit for the visits from the hospital doctors that are covered by your medical plan.

    As Charged 10% co-insurance, max 2 visits per day

  • Post-Hospitalisation Treatment

    This covers your follow up treatment after your discharge from hospital or day care surgery.

    As Charged 10% co-insurance, within 90 days of discharge

  • Outpatient Kidney Dialysis Treatment

    Charges covered for consultation, examination tests and prescribed drugs if you are diagnosed with kidney failure.

    As Charged subject to 10% co-insurance

  • Outpatient Cancer Treatment

    Charges covered for consultation, examination tests and prescribed drugs if you are diagnosed with cancer.

    As Charged subject to 10% co-insurance

  • Organ Transplant

    Cost insured if you get an organ tranplant and surgery charges.

    As Charged 10% co-insurance, up to max of RM500

  • Day Surgery

    For surgical procedures that do not require you to spend the night in a hospital bed.

    As Charged 10% co-insurance, up to max of RM500

  • Emergency Accidental Outpatient Treatment

    Cover for emergency outpatient treatment and follow up due to an accident.

    from RM3000 up to RM8000

  • Ambulance Fees

    Charges for local ambulance services to and from the hospital.

    As Charged 10% co-insurance, up to max of RM500

  • Cash Allowance at Government Hospital

    Daily lump sum cash benefits for patients who spend the night at a government hospital.

    from RM50 per day, up to 120 days a year