Great Eastern Smart Medic Medical Card

A comprehensive medical rider for investment-linked insurance plans. With this policy, you have medical protection to cushion the effects of unexpected medical emergencies.

Great Eastern Smart Medic Medical CardHigh Lifetime Limit
Annual Limit
up to RM200k
Lifetime Limit
up to RM2m
Room & Board
up to RM400
Coverage Age
30 days - 60 years
No. of Panel Hospitals
Investment-Linked Plan

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How much you can claim for hospital bills

Annual Limit
from RM60k up to RM200k
Lifetime Limit
from RM600k up to RM2m
Pre-Hospitalisation Diagnostic Tests
As charged 10% co-insurance, within 60 days before hospitalisation
Room & Board
from RM100 up to RM400per day, up to 180 days a year
Surgical Fees
As charged 10% co-insurance, up to a max of RM500
Pre-Hospitalisation Consultation
As charged 10% co-insurance, within 60 days before hospitalisation
Intensive Care Unit (ICU)
As charged per day, up to 180 days a year
Hospital Services and Supplies
As charged 10% co-insurance, up to a max of RM500
Anaesthetist Fees
As charged 10% co-insurance, up to a max of RM500
Operating Theatre Fees
As charged 10% co-insurance, up to a max of RM500
In-Hospital Physician Visits
As charged 10% co-insurance, max 2 visits per day
Post-Hospitalisation Treatment
As charged 10% co-insurance, within 90 days of discharge
Outpatient Kidney Dialysis Treatment
As charged subject to 10% co-insurance
Outpatient Cancer Treatment
As charged subject to 10% co-insurance
Organ Transplant
As charged 10% co-insurance, up to max of RM500
Day Surgery
As charged 10% co-insurance, up to max of RM500
Emergency Accidental Outpatient Treatment
As charged from RM2k up to RM8kmax amount is subjected to the plan type
Accidental Death
from RM10k up to RM20k
Ambulance Fees
As charged 10% co-insurance, up to max of RM500
Cash Allowance at Government Hospital
from RM50 per day, up to 120 days a year


Additional benefits with this insurance

Investment Linked Plan
No Claim Bonus
3 years no claim bonus at 10%
15 days cancellation refund
Hospital Accommodation
Up to 180 days

How to Claim

Who do I contact if I have a question or emergency?

Medical Assistance Hotline & Services
Great Eastern Customer Care Hotline

Get the most out of your Great Eastern health insurance with a hassle-free claims experience to help ease the burden of those hospital bills. Make sure you have everything to need and you'll won't face a hitch.

  1. Prepare Documents. Great Eastern specific documents for each type of claim - Great Eastern Claims Forms & Document List
  • Submit Documents. You can send your completed claims report to the address below:

Head office:
Menara Great Eastern
303 Jalan Ampang, 50450 Kuala Lumpur

Or visit any Great Eastern Branch nationwide. 

Once your claims has been processed, Great Eastern will contact you to let you know the status of your claims. If you'd like to speak to a customer service representative you can reach Great Eastern's hotline at 03 4259 8888.


Minimum Entry Age
At least 30 days of age
Maximum Entry Age
At most 60 years of age
Maximum Renewal Age
At most 79 years of age
Coverage Expiry Age
At most 79 years of age

More Information

What is the Great Eastern Smart Medic?

The Great Eastern Smart Medic medical insurance policy is a health plan that offers you financial security when you need it most - when you succumb to a sickness or injury.

Take the appropriate steps to be prepared for these situations with proper medical care - your policy will be able to insure you against your hospitalisation and surgical expenses, including post-hospitalisation expenses.

You will be able to choose from 5 different plans, each with their own specific coverage limits and benefits - you can link these plans with an investment-linked insurance policy from Great Eastern. 

Also, there is an extra add-on called the Great Medic Enhancer that will increase your coverage limit during your hospital stay.

What are the main highlights for this Great Eastern insurance policy?

Comprehensive coverage - key benefits include no-hassle hospital admission, pre-hospitalisation and post-hospitalisation treatment, cancer treatment, plus expenses for Intensive Care Unit (ICU) admissions. For greater peace of mind, you will also have access to emergency outpatient treatment and day surgery coverage.

Higher annual limit - it pays to keep healthy! You be rewarded with an increase to your overall annual limit at the end of every 3-year policy term, provided that no claims have been made prior.

Will my family receive compensation if I pass away?

If you are the sole breadwinner for the household, the Great Eastern Smart Medic might just be the plan that you need. 

Your loved one will receive a high one lump sum payment, depending on the selected plan, upon your death.

How long is my coverage period?

You can be fully protected until you reach the age of 80 years old, making sure that you are prepared to face any unforeseen circumstances even in your golden years.

Can I receive overseas coverage?

When you travel abroad, no matter for business or leisure, you can guarantee that you are protected with Supreme Assist, the emergency assistance service from Great Eastern for medical and travel assistance anywhere, anytime!