Great Eastern

Underwritten by Great Eastern Life Assurance (Malaysia) Berhad

Great Eastern Smart Medic

A comprehensive medical rider for investment-linked insurance plans. With this policy, you have medical protection to cushion the effects of unexpected medical emergencies.

    • Investment-Linked Policy
    • Hospital Accommodation Up To 180 Days
    • 3 Years No Claim Bonus At 10%
    • 15-Day Cancellation Refund

Apply online now for Great Eastern Smart Medic

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Coverage

How much you can claim for hospital bills

  • Annual Limit
    The claims on your medical card cannot exceed this amount in a single policy year.
    from RM60000 up to RM200000
  • Lifetime Limit
    Know your lifetime limit, your medical card expires if you reached this amount.
    from RM600000 up to RM2000000
  • Diagnostic Tests
    This covers the costs for X-rays, blood tests, and MRI scans when your symptoms are being diagnosed.
    As Charged 10% co-insurance, within 60 days before hospitalisation
  • Room & Board
    For the nights that you spend in a hospital room instead of your own bed.
    from RM100 up to RM400per day, up to 180 days a year
    • Specialist Consultation
      When your doctor recommends that you get the expert opinion of a specialist.
      As Charged 10% co-insurance, within 60 days before hospitalisation
    • Intensive Care Unit (ICU)
      Worsening conditions may require critical care in the specialised hospital ward.
      As Charged per day, up to 180 days a year
    • Hospital Services and Supplies
      Charges for the sterilised bandages, intravenous drips, blood packs and other services while hospitalised.
      As Charged 10% co-insurance, up to a max of RM500
    • Surgeon Fees
      How much your medical card covers for surgical procedures, minor and major.
      As Charged 10% co-insurance, up to a max of RM500
    • Anesthetist Fees
      Some surgeries require the use of anaesthetic drugs to put you to sleep before the procedure.
      As Charged 10% co-insurance, up to a max of RM500
    • Operating Theatre Fees
      All the costs involved for use and set up of the operating room for your surgery.
      As Charged 10% co-insurance, up to a max of RM500
    • In-Hospital Physician Visits
      This is the limit for the visits from the hospital doctors that are covered by your medical plan.
      As Charged 10% co-insurance, max 2 visits per day
    • Post Hospitalisation Treatment
      To help you recuperate after you've been discharged from the hospital.
      As Charged 10% co-insurance, within 90 days of discharge
    • Outpatient Kidney Dialysis Treatment
      How much your insurer will cover for dialysis if you suffer kidney failure.
      As Charged subject to 10% co-insurance
    • Outpatient Cancer Treatment
      Inclusive of costs for chemotherapy and other treatments if you are diagnosed with cancer.
      As Charged subject to 10% co-insurance
    • Organ Transplant
      Cost insured if you get an organ tranplant and surgery charges.
      As Charged 10% co-insurance, up to max of RM500
    • Day Surgery
      For surgical procedures that do not require you to spend the night in a hospital bed.
      As Charged 10% co-insurance, up to max of RM500
    • Accidental Injury and Medical Treatment
      Cover for emergency outpatient treatment due to an accident.
      from RM2000 up to RM8000
    • accidentalDeath
      Coverage benefit for family if policyholder passes away due to an accident.
      from RM10000 up to RM20000
    • Ambulance Fees
      Charges for ambulance ride to the hospital and paramedic support.
      As Charged 10% co-insurance, up to max of RM500
    • Cash Allowance at Government Hospital
      Daily lump sum cash benefits for patients who spend the night at a government hospital.
      from RM50 per day, up to 120 days a year
View more coverage details +

Premiums

How much your premiums may cost

  • Budget Planner

    First month on the job, Sam can't afford much expensive premiums as a 21 year old. He's looking for a budget plan.

    Suggested PremiumRM345
    Get Quote
  • Young Entrepreneur

    Always prepared for her next venture, at age 30, Bilqis stays ahead by getting comprehensive cover. She's getting a premium policy.

    Suggested PremiumRM870
    Get Quote
  • Retiree

    Alex is planning to get a medical card before he becomes ineligible because of his age. At 56 years old, he decides a regular plan provides enough cover.

    Suggested PremiumRM1438
    Get Quote

Actual premium rates will be determined by Great Eastern Life Assurance (Malaysia) Berhad and may vary from what is suggested based on age, sex, occupation, lifestyle habits and other factors.

Suggested Premium is inclusive of 6% GST

How to Claim

Get the most out of your Great Eastern health insurance with a hassle-free claims experience to help ease the burden of those hospital bills. Make sure you have everything to need and you'll won't face a hitch.

  1. Prepare Documents. Great Eastern specific documents for each type of claim - Great Eastern Claims Forms & Document List
  • Submit Documents. You can send your completed claims report to the address below:

Head office:
Menara Great Eastern
303 Jalan Ampang, 50450 Kuala Lumpur

Or visit any Great Eastern Branch nationwide. 

Once your claims has been processed, Great Eastern will contact you to let you know the status of your claims. If you'd like to speak to a customer service representative you can reach Great Eastern's hotline at 03 4259 8888.

Great Eastern Customer Care Hotline
 1300130088

Panel Hospitals

Find a hospital or clinic near you!

Requirements

Am I eligible to apply for this insurance?

Minimum Entry Age
At least 30 days of age
Maximum Entry Age
At most 60 years of age
Maximum Renewal Age
At most 79 years of age
Coverage Expiry Age
At most 79 years of age

Frequently Asked Questions about Great Eastern Smart Medic

Things you might want to know

What is the Great Eastern Smart Medic?

The Great Eastern Smart Medic medical insurance policy is a health plan that offers you financial security when you need it most - when you succumb to a sickness or injury.

Take the appropriate steps to be prepared for these situations with proper medical care - your policy will be able to insure you against your hospitalisation and surgical expenses, including post-hospitalisation expenses.

You will be able to choose from 5 different plans, each with their own specific coverage limits and benefits - you can link these plans with an investment-linked insurance policy from Great Eastern. Also, there is an extra add-on called the Great Medic Enhancer that will increase your coverage limit during your hospital stay.

What are the main highlights for this Great Eastern insurance policy?

Comprehensive coverage - key benefits include no hassle hospital admission, pre-hospitalisation and post-hospitalisation treatment, cancer treatment, plus expenses for Intensive Care Unit ( ICU) admissions. For greater peace of mind, you will also have access to emergency outpatient treatment and day surgery coverage.

Higher annual limit - it pays to keep healthy! You be rewarded with an increase to your overall annual limit at the end of every 3 year policy term, provided that no claims have been made prior.

Will my family receive compensation if I pass away?

If you are the sole breadwinner for the household, the Great Eastern Smart Medic might just be the plan that you need. Your loved one will receive a high one lump sum payment, depending on the selected plan, upon your death.

How long is my coverage period?

You can be fully protected until you reach the age of 80 years old, making sure that you are prepared to face any unforeseen circumstances even in your golden years.

Can I receive overseas coverage?

When you travel abroad, no matter for business or leisure, you can guarantee that you are protected with Supreme Assist, the emergency assistance service from Great Eastern for medical and travel assistance anywhere, anytime!

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