What's great about the Great Eastern Smart Premier Health?
This medical insurance from Great Eastern is a complete financial safety net for all your medical and surgical needs.
Unlike many other medical insurance policies in the market, you will get a no-claim discount on your premium payments with an increase in your annual limit just by staying healthy - stay fit, eat healthily, and get enough sleep and your medical insurance payments will be but a footnote on your list of expenses.
With the Smart Premier Health, a one-lump sum payment of RM20,000 will be paid out in your name for when you are diagnosed with a life-threatening illness - this is a great measure to take especially when your family has a history of chronic illnesses.
You can claim this financial help for a major organ or bone marrow transplant, heart valve surgery, surgery to aorta, surgery due to major burns or brain surgery.
Any yearly premium discount for no claims?
If zero claims were made during any policy year, Great Eastern will reward you with a No Claim Discount on your insurance yearly payments for your next policy year.
You may get to lessen the burden on your wallet with up to a 25% discount, depending on the number of consecutive years of which no claim was made
How high is my Great Eastern medical card annual limit?
Your initial annual limit can start from RM100,000 to a high of RM300,000 depending on the plan chosen.
Don't worry though, you will enjoy a 10% increase in both your hospital room and annual limit at the end of every 3 policy years, only if no claims were made prior.
If you're talking about your lifetime limit - that figure is even higher! That amount can be as low RM2 million or RM6 million, again, depending on your chosen medical insurance plan.
Will there be co-insurance or deductible options?
With zero co-insurance or out-of-pocket expenses needed for hospital inpatient benefits such as surgical fees and hospitalisation treatments - you just have to focus on what's most important, your family and getting healthier.