Hong Leong Assurance

Underwritten by Hong Leong Assurance Berhad

Hong Leong Assurance Major Medi Plus

A plan that will assist you to pay the extra medical costs that your own savings cannot cover. Apply now for an affordable health care plan with worldwide coverage, and 24-hour protection.

    • Deductible Up To RM30000
    • Hospital Accommodation Up To 150 Days
    • 15-Day Cancellation Refund

Apply online now for Hong Leong Assurance Major Medi Plus

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How much you can claim for hospital bills

  • Annual Limit
    The claims on your medical card cannot exceed this amount in a single policy year.
  • Lifetime Limit
    Know your lifetime limit, your medical card expires if you reached this amount.
  • Pre-Hospitalisation Diagnostic Tests
    This covers the cost for ECG, X-rays and other laboratory tests to diagnose your symptoms.
    As Charged
  • Room & Board
    For the days that you spend in a hospital room instead of your own bed.
    from RM1000 per day
    • Pre-Hospitalisation Consultation
      What's covered for medical consultation prior to hospitalisation or day care.
      As Charged
    • Intensive Care Unit (ICU)
      Worsening conditions may require critical care in the specialised hospital ward.
      As Charged
    • Hospital Services and Supplies
      Charges for the sterilised bandages, intravenous drips, blood packs and other services while hospitalised.
      As Charged
    • Surgical Fees
      How much your medical card covers for surgical procedures, minor and major.
      As Charged
    • Anaesthetist Fees
      Some surgeries require the use of anaesthetic drugs to put you to sleep before the procedure.
      As Charged
    • Operating Theatre Fees
      All the costs involved for use and set up of the operating room for your surgery.
      As Charged
    • In-Hospital Physician Visits
      This is the limit for the visits from the hospital doctors that are covered by your medical plan.
      As Charged
    • Diagnostic and Physiotherapy Procedures
      What's covered when diagnosing your condition and to get your back on your feet again.
      As Charged
    • Outpatient Kidney Dialysis Treatment
      Charges covered for consultation, examination tests and prescribed drugs if you are diagnosed with kidney failure.
      As Charged
    • Outpatient Cancer Treatment
      Charges covered for consultation, examination tests and prescribed drugs if you are diagnosed with cancer.
      As Charged
    • Physiotherapy
      In case you need physiotherapy following injury or sickness, written recommendation from your doctor is required.
      As Charged
    • Organ Transplant
      Cost insured if you get an organ tranplant and surgery charges.
      As Charged
    • Day Surgery
      For surgical procedures that do not require you to spend the night in a hospital bed.
      As Charged
    • Emergency Accidental Outpatient Treatment
      Cover for emergency outpatient treatment and follow up due to an accident.
      As Charged
    • Medical Evacuation and Repatriation
      Amount covered for treatment requiring medical evacuation or repatriation to Malaysia.
      from RM150000
    • Emergency Dental Treatment
      Emergency benefit for dental-related surgery and treatment due to accident.
      As Charged
    • Ambulance Fees
      Charges for local ambulance services to and from the hospital.
      As Charged
    • Cash Allowance at Government Hospital
      Daily lump sum cash benefits for patients who spend the night at a government hospital.
      from RM500 per day
    • Insured Child Guardian Benefit
      Reimbursement of expenses for parents or guardians of children who are admitted into the hospital ward.
      As Charged
    • Hospitalisation Allowance Due To Road Accidents
      Extra cash in case you're admitted to a hospital because of a road accident.
      from RM1000 per day
    • Home Nursing Care
      How much you're allowed to claim for care from a government-licensed nurse at your home.
      from RM220 per day
View more coverage details +


How much your premiums may cost

  • Fresh Graduate

    24 years old Anisa has just started her career life after graduation. She wants to plan ahead and get herself a basic medical plan.

    Suggested PremiumRM741.00
    Get Quote
  • School Teacher

    Teo is a primary school teacher who just turned 31. He wants an affordable medical plan.

    Suggested PremiumRM801.00
    Get Quote
  • Homemaker

    Ibu Umi is a mother of two who is 41 years old. She's looking for a comprehensive medical card with limited budget.

    Suggested PremiumRM986.00
    Get Quote

Actual premium rates will be determined by Hong Leong Assurance Berhad and may vary from what is suggested based on age, sex, occupation, lifestyle habits and other factors.

Suggested Premium is inclusive of 6% GST

How to Claim

Asia Assistance Network (M) Sdh Bhd is the dedicated team to handle Hong Leong Assurance medical card. You can contact them via the following phone numbers.

  • 03-7628 3998 (Hospitalization)
  • 03-7628 3799 (Emergency Medical Evacuation - Domestic and International Assistance)
Medical Assistance Hotline & Services
 +60376283998 Hospital Admission & Discharge
Hong Leong Assurance Customer Care Hotline

Panel Hospitals

Find a hospital or clinic near you!


Am I eligible to apply for this insurance?

Minimum Entry Age
At least 30 days of age
Maximum Entry Age
At most 70 years of age
Maximum Renewal Age
At most 99 years of age

Frequently Asked Questions about Hong Leong Assurance Major Medi Plus

Things you might want to know

If you’re a director or someone important to an organisation, it’s likely that you’ll receive medical and surgical benefits as part of your remuneration package and benefits. If you’re the business owner, it’s possible to cover the minimal medical costs on your own, or perhaps you could opt to use some of the business funds if you’re the sole proprietor. However, to give you better peace of mind, comfort and financial support amidst increasing healthcare costs, you should look into supplementing your existing insurance plan with HLA Major Medi Plus.

What is the product all about?

Hong Leong Assurance Major Medi Plus is an affordable, comprehensive medical and surgical plan that complements your emergency savings as well as your existing employer’s medical and surgical plan. This gives you the option to choose the appropriate protection level without duplication of coverage benefits.

This policy is suitable for professionals working in medium to large companies, and is available as a traditional standalone plan, or as a rider on top of a basic life insurance policy.

What are the benefits of this medical insurance?

Besides providing worldwide coverage, the advantages of HLA Major Medi Plus compared to the regular HLA Major Medi include hassle-free hospital admission and bill settlement procedures, as well as 24 hours’ customer service to look after your well-being.

While it may not be as affordable as the HLA Major Medi, the designated plan under this product, MM 1000 provides a higher amount of coverage, which is up to RM1,000 for Hospital Room and up to RM1,000 daily cash as a result of hospitalisation due to road accidents on a Malaysian highway, subject to terms and conditions.

Who is eligible to purchase this insurance policy?

Any Malaysian who is in the pink of health and aged between 1 month and 70 years old qualifies to be covered under this policy. Unless you’re planning to switch to another insurance service provider, you have the option of renewing your policy until you’re 99 years old. Please note that all applications are subject to underwriting approval.

The premiums will also depend on your risk profile and lifestyle, so for instance if you’re a smoker, the insurance premiums you pay might be higher than that of your peers who are non-smokers.

Other factors such as your medical history will also affect your insurance premiums, as well as whether or not the insurance company chooses to approve your application.

After signing up, would I be covered immediately?

Upon policy approval, your coverage will begin immediately for Hopitalisation and Surgery caused by accidents. For all other causes and incidences, the coverage will only start 30 days after the policy issued date.

What if I decide to change my mind after purchasing? Can I get a refund?

As long as you return the policy to Hong Leong Assurance within 15 days from the date of deliver of the policy, the full premium and applicable taxes will be refunded to you, minus any medical expenses incurred during the issuance of your policy.

Does the insurance premium qualify for tax relief?

This medical insurance policy may qualify you for personal tax relief, the amount of which depends on the final decision of the Inland Revenue Board or LHDN.

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