Hong Leong Assurance MediShield 2 Rider

Customize your insurance plans to meet your needs with this MediShield 2 Rider. There is only so much you can do in case of emergency, let Hong Leong Assurance take that burden off your shoulders and provide you with all the financial support you need.

Hong Leong Assurance MediShield 2 RiderMore than coverage
Annual Limit
up to RM300k
Lifetime Limit
No limit
Room & Board
up to RM500
Coverage Age
30 days - 70 years
No. of Panel Hospitals
Investment-Linked Plan

Get a FREE
RM100 Lazada e-Voucher
worth RM100
when you apply through RinggitPlus1

RM100 Lazada e-Voucher


How much you can claim for hospital bills

Annual Limit
from RM120k up to RM300k
Lifetime Limit
No limit
Pre-Hospitalisation Diagnostic Tests
Not applicable
Room & Board
from RM200 up to RM500
Surgical Fees
As charged 
Diagnostic Tests and Specialist Consultation
As charged 
Intensive Care Unit (ICU)
As charged 
Hospital Services and Supplies
As charged 
Anaesthetist Fees
As charged 
Operating Theatre Fees
As charged 
In-Hospital Physician Visits
As charged 
Diagnostic and Physiotherapy Procedures
As charged 
Post-Hospitalisation Treatment
As charged 
Outpatient Kidney Dialysis Treatment
As charged 
Outpatient Cancer Treatment
As charged 
As charged 
Organ Transplant
As charged 
Day Surgery
As charged up to 90 days post surgery care
Medical Evacuation and Repatriation
As charged from RM250k up to RM250k
Medical Assistance Services
As charged 
Emergency Dental Treatment
As charged 
Cash Allowance at Government Hospital
As charged from RM100 up to RM250
Home Nursing Care
from RM60 up to RM120up to 180 days per lifetime
Intraocular Lens
As charged up to RM6kup to RM3,000 per eye or RM6,000 per lifetime
Traditional Medical Treatment
As charged up to RM1k


Additional benefits with this insurance

Up to RM75,000
No Claim Bonus
5 years no claim bonus at 10%
15 days cancellation refund
Hospital Accommodation
Up to 150 days

How to Claim

Who do I contact if I have a question or emergency?

Medical Assistance Hotline & Services

To make a claim with Hong Leong Assurance you will need to first contact them via the Asia Assistance Network (M) Sdh Bhd is the dedicated team to handle Hong Leong Assurance medical card. 

You can contact them via the following phone numbers.

  • 03-7628 3998 (Hospitalization)
  • 03-7628 3799 (Emergency Medical Evacuation - Domestic and International Assistance)


Minimum Entry Age
At least 30 days of age
Maximum Entry Age
At most 70 years of age
Maximum Renewal Age
At most 100 years of age

More Information

What is the MediShield 2 Rider?

The MediShield 2 Rider is a medical insurance plan made for the purpose of giving additional coverage to anyone who needs it. So whether you get this plan by itself or as a rider on something you already have, the policy is a great choice to have.

It is a long term medical coverage policy, with no lifetime limit and the additional perk of a no claim bonus. With the bonus your overall annual limit for the plan will increase by 10% every 5 years that you don’t make a claim.

How much does it cover?

It covers most if not all hospital and surgical related charges that could be incurred from the use of hospital equipment to supplies, to surgical fees, ICU usage, operating theater fee, anesthesia and physician visits.

Aside from that, this policy also offers protection for a selection of pre- and post-hospitalization care. In the case of pre-hospitalization, you’ll be covered for any diagnostic tests and specialist consultation that will lead to you being admitted in hospital.

As for the out-patient care, you will be covered for any emergency accidental treatment, both medical and dental for at least a month after your discharge. Also, in the case you need cancer treatment or kidney dialysis treatment you will be covered by the policy. Lastly, for outpatient care, you will have access to physiotherapy covered by the policy for about 90 days from either the date of your surgery or the date of your discharge.

How do the premiums and deductible work?

This policy comes with 3 plans that will be available to you as options, each with different premium ranges and coverage. Once you have decided on the plan you want you can then pick a deductible amount from RM5,000 to RM20,000 to RM75,000. This deductible will be amount borne by either yourself, your employer or your existing medical plan, if you have one.

After that there are a couple optional benefits you can choose to take on that will increase the reach of your policy. With some additional fees, you can extend your treatment to hospitals overseas, that way you will be covered even when you leave on a vacation overseas.

What else do I need to know about the policy?

Well, the minimum age for this policy is 30-days old, so parents who want to get this plan for your kids please take note. However, any individual who wants to pick it up, can do so as long as they are over 18. The maximum entry age for this plan is 70 years old, but if you already have it before then, you can continue to renew the plan till your 100th birthday.