Hong Leong Assurance

Underwritten by Hong Leong Assurance Berhad

Hong Leong Assurance MediShield 2 Rider

Customize your insurance plans to meet your needs with this MediShield 2 Rider. There is only so much you can do in case of emergency, let Hong Leong Assurance take that burden off your shoulders and provide you with all the financial support you need.

    • Deductible Up To RM75000
    • Hospital Accommodation Up To 150 Days
    • 5 Years No Claim Bonus At 10%
    • 15-Day Cancellation Refund

Apply online now for Hong Leong Assurance MediShield 2 Rider

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Coverage

How much you can claim for hospital bills

  • Annual Limit
    The claims on your medical card cannot exceed this amount in a single policy year.
    from RM120000 up to RM300000
  • Lifetime Limit
    Know your lifetime limit, your medical card expires if you reached this amount.
    No Limit
  • Diagnostic Tests
    This covers the costs for X-rays, blood tests, and MRI scans when your symptoms are being diagnosed.
    Not Covered
  • Room & Board
    For the nights that you spend in a hospital room instead of your own bed.
    from RM200 up to RM500
    • Diagnostic Tests and Specialist Consultation
      Cover for the cost incurred when diagnosing your ailment, including tests and specialist charges.
      As Charged
    • Intensive Care Unit (ICU)
      Worsening conditions may require critical care in the specialised hospital ward.
      As Charged
    • Hospital Services and Supplies
      Charges for the sterilised bandages, intravenous drips, blood packs and other services while hospitalised.
      As Charged
    • Surgeon Fees
      How much your medical card covers for surgical procedures, minor and major.
      As Charged
    • Anesthetist Fees
      Some surgeries require the use of anaesthetic drugs to put you to sleep before the procedure.
      As Charged
    • Operating Theatre Fees
      All the costs involved for use and set up of the operating room for your surgery.
      As Charged
    • In-Hospital Physician Visits
      This is the limit for the visits from the hospital doctors that are covered by your medical plan.
      As Charged
    • Diagnostic and Physiotherapy Procedures
      What's covered when diagnosing your condition and to get your back on your feet again.
      As Charged
    • Post Hospitalisation Treatment
      To help you recuperate after you've been discharged from the hospital.
      As Charged
    • Outpatient Kidney Dialysis Treatment
      How much your insurer will cover for dialysis if you suffer kidney failure.
      As Charged
    • Outpatient Cancer Treatment
      Inclusive of costs for chemotherapy and other treatments if you are diagnosed with cancer.
      As Charged
    • Physiotherapy
      In case you need physiotherapy following injury or sickness, written recommendation from your doctor is required.
      As Charged
    • Medical Evacuation and Repatriation
      Amount covered for treatment requiring medical evacuation or repatriation to Malaysia.
      RM250000
    • Medical Assistance Services
      For costs incurred from on-site care and assistance by medical personnel.
      As Charged
    • Emergency Dental Treatment
      Emergency benefit for dental-related surgery and treatment due to accident.
      As Charged
    • Home Nursing Care
      How much you're allowed to claim for home nursing care due to sickness or injury.
      from RM60 up to RM120up to 180 days per lifetime
View more coverage details +

Premiums

How much your premiums may cost

  • Budget Planner

    Mr Koo is in his 30's looking for a medical plan to help out the employee plan he has.

    Suggested PremiumRM300
    Get Quote
  • School Teacher

    Encik Abu is pushing 40 and is worried about his health so he needs some additional care.

    Suggested PremiumRM450
    Get Quote
  • Homemaker

    Mrs Joo has grown up children, but don't want to burden them with her declining health.

    Suggested PremiumRM1050
    Get Quote

Actual premium rates will be determined by Hong Leong Assurance Berhad and may vary from what is suggested based on age, sex, occupation, lifestyle habits and other factors.

Suggested Premium is inclusive of 6% GST

How to Claim

To make a claim with Hong Leong Assurance you will need to first contact them via the Asia Assistance Network (M) Sdh Bhd is the dedicated team to handle Hong Leong Assurance medical card. 

You can contact them via the following phone numbers.

  • 03-7628 3998 (Hospitalization)
  • 03-7628 3799 (Emergency Medical Evacuation - Domestic and International Assistance)

Panel Hospitals

Find a hospital or clinic near you!

Requirements

Am I eligible to apply for this insurance?

Minimum Entry Age
At least 30 days of age
Maximum Entry Age
At most 70 years of age
Maximum Renewal Age
At most 100 years of age

Frequently Asked Questions about Hong Leong Assurance MediShield 2 Rider

Things you might want to know

What is the MediShield 2 Rider?

The MediShield 2 Rider is a medical insurance plan made for the purpose of giving additional coverage to anyone who needs it. So whether you get this plan by itself or as a rider on something you already have, the policy is a great choice to have.

It is a long term medical coverage policy, with no lifetime limit and the additional perk of a no claim bonus. With the bonus your overall annual limit for the plan will increase by 10% every 5 years that you don’t make a claim.

How much does it cover?

It covers most if not all hospital and surgical related charges that could be incurred from the use of hospital equipment to supplies, to surgical fees, ICU usage, operating theater fee, anesthesia and physician visits.

Aside from that, this policy also offers protection for a selection of pre- and post-hospitalization care. In the case of pre-hospitalization, you’ll be covered for any diagnostic tests and specialist consultation that will lead to you being admitted in hospital.

As for the out-patient care, you will be covered for any emergency accidental treatment, both medical and dental for at least a month after your discharge. Also, in the case you need cancer treatment or kidney dialysis treatment you will be covered by the policy. Lastly, for outpatient care, you will have access to physiotherapy covered by the policy for about 90 days from either the date of your surgery or the date of your discharge.

How do the premiums and deductible work?

This policy comes with 3 plans that will be available to you as options, each with different premium ranges and coverage. Once you have decided on the plan you want you can then pick a deductible amount from RM5,000 to RM20,000 to RM75,000. This deductible will be amount borne by either yourself, your employer or your existing medical plan, if you have one.

After that there are a couple optional benefits you can choose to take on that will increase the reach of your policy. With some additional fees, you can extend your treatment to hospitals overseas, that way you will be covered even when you leave on a vacation overseas.

What else do I need to know about the policy?

Well, the minimum age for this policy is 30-days old, so parents who want to get this plan for your kids please take note. However, any individual who wants to pick it up, can do so as long as they are over 18. The maximum entry age for this plan is 70 years old, but if you already have it before then, you can continue to renew the plan till your 100th birthday.

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