Liberty MediStar Medical Card

With Liberty MediStar Medical Card, you can pay as little as a packet of nasi lemak a day to get financial protection for hospitalisation and extra death benefits.

Liberty MediStar Medical Card
Annual Limit
up to RM120k
Lifetime Limit
up to RM360k
Room & Board
up to RM300
Coverage Age
30 days - 70 years
No. of Panel Hospitals
69
Investment-Linked Plan
No

Coverage

How much you can claim for hospital bills

Annual Limit
from RM40k up to RM120k
Lifetime Limit
from RM120k up to RM360k
Pre-Hospitalisation Diagnostic Tests
from RM15k up to RM40kper disability, within 31 days before admission
Room & Board
from RM100 up to RM300per disability, max. 150 days
Surgical Fees
from RM15k up to RM40kper disability
Pre-Hospitalisation Consultation
from RM15k up to RM40kper disability, within 31 days before admission
Intensive Care Unit (ICU)
As charged max. 75 days
Hospital Services and Supplies
As charged 
Anaesthetist Fees
from RM15k up to RM40kper disability
Operating Theatre Fees
As charged 
In-Hospital Physician Visits
from RM15k up to RM40kper disability
Post-Hospitalisation Treatment
from RM15k up to RM40kper disability, within 31 days after discharge
Outpatient Kidney Dialysis Treatment
from RM15k up to RM45kper year
Outpatient Cancer Treatment
from RM15k up to RM45kper year
Physiotherapy
from RM15k up to RM40kper disability, within 31 days after discharge
Organ Transplant
from RM20k up to RM50kper lifetime
Emergency Accidental Outpatient Treatment
As charged 
Accidental Death
from RM5k up to RM15k
Ambulance Fees
As charged 
Cash Allowance at Government Hospital
from RM50 up to RM100per day
Insured Child Guardian Benefit
from RM50 up to RM100per day
Home Nursing Care
from RM100 up to RM175within 31 days after discharge
Medical Report Fee
from RM80 
Permanent Total Disablement
As charged from RM15k up to RM40k

Features

Additional benefits with this insurance

No Claim Bonus
4 years no claim bonus at 20%
Refund
15 days cancellation refund
Hospital Accommodation
Up to 150 days
Family discount
Up to 5%

How to Claim

Who do I contact if I have a question or emergency?

Medical Assistance Hotline & Services
Liberty Insurance Customer Care Hotline

Requirements

Minimum Entry Age
At least 30 days of age
Maximum Entry Age
At most 60 years of age
Maximum Renewal Age
At most 70 years of age
Coverage Expiry Age
At most 70 years of age

More Information

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