Lonpac MediSecure Centurial Medical Card

Say hello to worldwide coverage when you have Lonpac MediSecure Centurial, with affordable premiums, great coverage and more reach than ever.

Lonpac MediSecure Centurial Medical CardGuaranteed Renewal
Annual Limit
up to RM500k
Lifetime Limit
No limit
Room & Board
up to RM1,000
Coverage Age
From 30 days
No. of Panel Hospitals
111
Investment-Linked Plan
No

Coverage

How much you can claim for hospital bills

Annual Limit
from RM50k up to RM500k
Lifetime Limit
No limit
Pre-Hospitalisation Diagnostic Tests
As charged limited to one consultation prior to admission
Room & Board
from RM100 up to RM1k
Surgical Fees
As charged 
Consultation & Diagnostic Procedures
As charged limited to one consultation prior to surgery
Pre-Hospitalisation Consultation
As charged limited to one consultation prior to hospitalisation
Second Medical Opinion
limited to one consultation prior to surgery
Intensive Care Unit (ICU)
As charged 
Hospital Services and Supplies
As charged 
Anaesthetist Fees
As charged 
Operating Theatre Fees
As charged 
In-Hospital Physician Visits
As charged max 2 visits per day
Post-Hospitalisation Treatment
As charged within 60 days after discharge
Outpatient Kidney Dialysis Treatment
As charged optional benefit
Outpatient Cancer Treatment
As charged optional benefit
Organ Transplant
As charged 
Ambulance Fees
As charged 
Home Nursing Care
As charged optional benefit
Government Service Tax (GST)
optional benefit
Medical Report Fee
As charged optional benefit

Features

Additional benefits with this insurance

Refund
15 days cancellation refund

How to Claim

Who do I contact if I have a question or emergency?

Lonpac Customer Care Hotline

To make medical claims with Lonpac you will need to first notify the company of what has happened if it was caused by an accident or if you have a scheduled surgery you will need to notify them in advance as well.

Be sure to download the claims form and have a written statement regarding the medical claim you need. 

Include the following list of documents, before you head on over to the nearest Lonpac Insurance outlet to make your claims.

  • Medical report
  • Referral Letter
  • Original bills and receipts
  • Bank statements/Credit Card Statements
  • Hospital Reports.

Requirements

Minimum Entry Age
At least 30 days of age
Maximum Entry Age
At most 70 years of age

More Information

What is Lonpac MediSecure Centurial?

Lonpac MediSecure Centurial is a medical insurance policy that is offered by Lonpac Insurance Berhad for anyone who is looking for extended coverage. 

It comes with some great benefits and a higher entry age to accommodate the people who need insurance the most.

Lonpac provides you with hospital admission assistance to make your life a little easier when you need to head into a hospital and worldwide coverage. 

So, even if you are on holiday and something happens to you that you require medical assistance, you won’t have to worry about those bills for too long.

How much does it cover really?

Aside from the basic coverage you get for the hospital room and board, you will be fully covered for the use of the Intensive Care Unit (ICU) as well as any and all hospital equipment and services are covered. 

You will not have to worry about surgical fees, or transportation fees either. Similarly, you will be covered for selected outpatient care as well. 

The most important of these to take note of is, organ transplants, cancer treatments, and kidney dialysis treatments are all covered by the policy. 

Along with it, should you need home nursing care, you will be able to make insurance claims on that too.

What are some of the benefits that come with the plan?

Besides the fact, this plan offers comprehensive coverage, the coverage limits increase ever three years. Both the limit for Room and Board as well as your Overall Annual Limit will increase by 10% every 3 years you have the policy.

On top of that, there is no age limit for the renewal of your policy. 

As long as you have the policy when you are at the age of 70 you could continue to renew it, even when you turn 200 years old. 

There are no gender biases concerning the premium rates, however, they are not fixed and may change with notice according to the economic market for insurance.

Lastly, you will have 10 plans to choose from within this policy, each with varying premiums and coverage.

This way you can select the plan that works best with you, financially and medically. 

With these 10 plans, you also can choose to pay your premiums either monthly or annually.

How might I cancel the policy?

Although it is not advisable for you to cancel your policy mid contract there is a 15-day cooling period imposed for you to get a feel of the policy. 

It is in these 15 days that you can choose to cancel your policy and get a full refund of your premiums paid.