What's great about the MAA Takaful Smart Medic 200?
It's imporant to stay fit as a fiddle for yourselves and your loved ones. The MAA Takaful Smart Medic 200 is a medical insurance package that gives you high quality and comprehensive financial protection for your hospital and surgical fees. You are guaranteed of hospital admission and your medical bills are taken care of upon your discharge at the panel hospitals.
Who is eligible for this MAA medical insurance?
You an apply for this card if you are 18 years old and above. The Person Covered is for anyone from the age of 30 days up to 59 years old.
Can I use this medical card at an overseas hospital?
Of course you can! Get yourself insured with MAA Takaful Smart Medic 200 wherever you are, whenever. International Medical Assistance Programme e.g. dispatch of essential medication not available locally, medically supervised repatriation, return of dependent children are available for you. Not only you get medical benefits, MAA Takaful Smart Medic 200 also provides travel, car, and home assistance.
Sounds like a great deal! How much do I have to contribute?
Your contribution is tailored according to your age, gender and the medical plan that you choose. Although the policy only covers till you are 59 years old, you can choose to pay your contributions up to age 79. Your contribution will consist of the following fees:
- RM40 of Managed Care Organization (MCO) and Emergency Assistance Programme (EAP)
- Wakalah (agency) fee that is gradually reduced to RM8 after 6 years
- Tabarru (donation) amount which is conventioanlly known as, insurance premium
Will my medical card cover funeral expenses?
Handling a funeral can be a grim affair. With MAA Takaful Smat Medic 200, you don't have to worry about financial matters during this trying period. RM5,000 for funeral expenses will be allocated for funeral expenses on all causes.
How do I submit insurance claims to MAA Takaful?
The MAA Takaful Smart Medic 200 works like a debit card whereby all expenses will be paid directly to the hospital. However, in the event of hospitalisation at a non-panel hospital, you are required to pay in advance the necessary bills and claim for reimbursement. Submit the Reimbursement Form together with the original bills and receipts to MAA Takaful Berhad or to MCO.