MPI Generali Medic 101 Medical Card

Comprehensive medical insurance doesn't have to end when you turn 70. MPI Generali Medic 101 Medical Card will protect you until your 101st birthday.

MPI Generali Medic 101 Medical Card
Annual Limit
up to RM300k
Lifetime Limit
No limit
Room & Board
up to RM750
Coverage Age
From 30 days
Investment-Linked Plan


How much you can claim for hospital bills

Annual Limit
from RM100k up to RM300k
Lifetime Limit
No limit
Pre-Hospitalisation Diagnostic Tests
As charged 
Room & Board
from RM220 up to RM750
Surgical Fees
As charged 
Pre-Hospitalisation Consultation
As charged 
Intensive Care Unit (ICU)
As charged 
Hospital Services and Supplies
As charged 
Anaesthetist Fees
As charged 
Operating Theatre Fees
As charged 
In-Hospital Physician Visits
As charged 
Post-Hospitalisation Treatment
As charged 
Outpatient Kidney Dialysis Treatment
As charged 
Outpatient Cancer Treatment
As charged 
As charged 
Organ Transplant
As charged 
Accidental Death
from RM10k up to RM10k
Home Nursing Care
As charged 
Government Service Tax (GST)
As charged 


Additional benefits with this insurance

Up to RM10,000
15 days cancellation refund

How to Claim

Who do I contact if I have a question or emergency?

MPI Generali Customer Care Hotline

There are a couple ways to make your claims if you find yourself in that situation. However the first order of business when you want to make a claim, is to either contact MPI Generali or head on over to their nearest customer service centres and notify them of the incident and that you would like to make a claim. 

Remember to collect a claim form from them, then you will need to compile the following list of documents, unless otherwise instructed;

  • Copy of your NRIC
  • Original Police Report (if Applicable in the case of accidents)
  • Original Medical Reports
  • Original Itemized bills 
  • Original Receipts of Payments
  • Bank or Credit Card statements 
  • Written account of the incident (if necessary)

Compile this list of documents and as instructed by the claims officer you are in contact with, either mail, fax, email, or personally deliver these documents to the nearest MPI Generali branch to fast track your claims.


Minimum Entry Age
At least 30 days of age
Maximum Entry Age
At most 65 years of age
Maximum Renewal Age
At most 101 years of age

More Information

What is MPI Generali Medic 101 Medical Card?

MPI Generali Medic is a medical insurance policy offered by MPI Generali, that caters not only to the young-ins of the world but its aging members as well. 

As such, the policy can be extended to as far as 101 years old, without there being a compromise to a person’s coverage. 

While it can be a stand-alone plan, this policy also works great with other MPI medical insurance plans if you have them.

What does this medical card cover?

A great many things are what it covers. 

Some of the major benefits, of course, include medical and hospital expenses, like room and board, ICU facilities, surgical needs and use of hospital supplies and equipment.

It does also cover certain per-hospitalization benefits like diagnosis tests and consultation fees if you are in need of a check-up or just a bit of reassurance.

Following that, the MPI Generali insurance coverage extends over some out-patient care perks, such as physiotherapy, cancer treatment, and kidney dialysis. 

You will also have access to home nursing care should you need it, especially for the aftercare of an organ transplant.

Who can apply for this medical insurance?

One of the best things about this medical insurance is that it is available to everyone. Individuals who want to apply for this plan need only be 18 years old to eligible. 

Parents can pick this policy up for their kids after they turn 30 days old, and can be extended to the age of 23 years should they still be studying.

As an individual, if you have signed up for this MPI Generali medical insurance before your 65th birthday, then you may continue to extend it till you turn 101 years old.

How do the premiums work?

Well, there are a total of 5 plans that come within the policy, each ranging differently in terms of premiums and annual limits. 

However, this also means that you get to pick the plan that presents the most affordable premium to you. 

The medical card premiums for this policy are calculated on an annual basis, so that means you only have to make the payment once a year.

On the same note, to make the premiums cost less there is an RM10,000 deductible amount imposed on every policy year. 

So, keep that in mind when you go to make a claim or register at the hospital.

Can I cancel my MPI Generali Medic 101 Medical Card?

Any cancellation of your MPI Generali Medic 101 Medical Card is entirely your choice, so the short answer is, yes. 

On that note, do keep in mind that there is a cooling period of 15 days, from the date you get your medical insurance for you to test the waters so to speak. 

It is in this time period that you can cancel your policy and receive a refund on your premiums paid.

Therefore, if you decide to cancel your medical card midway, you will not receive a full refund of your premiums.

To make a cancellation you will need to notify MPI Generali in advance. 

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