MPI Generali

Underwritten by MPI Generali Insurans Berhad

MPI Generali Medic 101 Medical Card

Comprehensive medical coverage doesn't have to end when you turn 70. Get the protection plan that extends till your 101st birthday without the faltering coverage.

    • Deductible Up To RM10000
    • 15-Day Cancellation Refund

Life's Too Short to Pay the Wrong Insurance. Get Free Consultation Now!

Life's Too Short to Pay the Wrong Insurance. Get Free Consultation Now!

Apply online now for MPI Generali Medic 101 Medical Card

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How much you can claim for hospital bills

  • Annual Limit
    The claims on your medical card cannot exceed this amount in a single policy year.
    from RM100000 up to RM300000
  • Lifetime Limit
    Know your lifetime limit, your medical card expires if you reached this amount.
    No Limit
  • Pre-Hospitalisation Diagnostic Tests
    This covers the costs incurred for diagnostic X-ray, laboratory examination and scans.
    As Charged
  • Room & Board
    For the days that you spend in a hospital room instead of your own bed.
    from RM220 up to RM750
    • Pre-Hospitalisation Consultation
      What's covered for medical consultation prior to hospitalisation or day care.
      As Charged
    • Intensive Care Unit (ICU)
      Worsening conditions may require critical care in the specialised hospital ward.
      As Charged
    • Hospital Services and Supplies
      Charges for the sterilised bandages, intravenous drips, blood packs and other services while hospitalised.
      As Charged
    • Surgical Fees
      How much your medical card covers for surgical procedures, minor and major.
      As Charged
    • Anaesthetist Fees
      Some surgeries require the use of anaesthetic drugs to put you to sleep before the procedure.
      As Charged
    • Operating Theatre Fees
      All the costs involved for use and set up of the operating room for your surgery.
      As Charged
    • In-Hospital Physician Visits
      This is the limit for the visits from the hospital doctors that are covered by your medical plan.
      As Charged
    • Post-Hospitalisation Treatment
      This covers your follow up treatment after your discharge from hospital or day care surgery.
      As Charged
    • Outpatient Kidney Dialysis Treatment
      Charges covered for consultation, examination tests and prescribed drugs if you are diagnosed with kidney failure.
      As Charged
    • Outpatient Cancer Treatment
      Charges covered for consultation, examination tests and prescribed drugs if you are diagnosed with cancer.
      As Charged
    • Physiotherapy
      In case you need physiotherapy following injury or sickness, written recommendation from your doctor is required.
      As Charged
    • Organ Transplant
      Cost insured if you get an organ tranplant and surgery charges.
      As Charged
    • accidentalDeath
      Coverage benefit for family if policyholder passes away due to an accident.
    • Home Nursing Care
      How much you're allowed to claim for care from a government-licensed nurse at your home.
      As Charged
    • Government Service Tax (GST)
      GST charges for medical costs that are covered by your health insurance plan.
      As Charged
View more coverage details +


How much your premiums may cost

  • Fresh Graduate

    Nurul is 24 and just starting out in the workplace, she's looking for both affordable and comprehensive coverage.

    Suggested PremiumRM273.00
    Get Quote
  • School Teacher

    Mr. Tham wants some additional coverage now that he's hitting 40. 

    Suggested PremiumRM533.00
    Get Quote
  • Retiree

    Encik Mat wants to be covered always even when he hits 90 years of age.

    Suggested PremiumRM1796.00
    Get Quote

Actual premium rates will be determined by MPI Generali Insurans Berhad and may vary from what is suggested based on age, sex, occupation, lifestyle habits and other factors.

How to Claim

There are a couple ways to make your claims if you find yourself in that situation. However the first order of business when you want to make a claim, is to either contact MPI Generali or head on over to their nearest customer service centres and notify them of the incident and that you would like to make a claim. 

Remember to collect a claim form from them, then you will need to compile the following list of documents, unless otherwise instructed;

  • Copy of your NRIC
  • Original Police Report (if Applicable in the case of accidents)
  • Original Medical Reports
  • Original Itemized bills 
  • Original Receipts of Payments
  • Bank or Credit Card statements 
  • Written account of the incident (if necessary)

Compile this list of documents and as instructed by the claims officer you are in contact with, either mail, fax, email, or personally deliver these documents to the nearest MPI Generali branch to fast track your claims.

MPI Generali Customer Care Hotline


Am I eligible to apply for this insurance?

Minimum Entry Age
At least 30 days of age
Maximum Entry Age
At most 65 years of age
Maximum Renewal Age
At most 101 years of age

Frequently Asked Questions about MPI Generali Medic 101 Medical Card

Things you might want to know

What is the Medic 101 then?

This is a medical insurance policy offered by MPI Generali, that caters not only to the young-ins of the world but its aging members as well. As such, the policy can be extended to as far as 101 years old, without there being a compromise to a person’s coverage. While it can be a stand-alone plan, this policy also works great with other MPI medical insurance plans if you have them.

What does it cover?

A great many things, is what it covers. Some of the major benefits of course include, medical and hospital expenses, like room and board, ICU facilities, surgical needs and use of hospital supplies and equipment. It does also cover certain per-hospitalization benefits like diagnosis tests and consultation fees if you are in need of a check-up, or just a bit of reassurance.

Following that, the coverage extends over some out-patient care perks, such as physiotherapy, cancer treatment, and kidney dialysis. You will also have access to home nursing care should you need it, especially for the after care of an organ transplant.

Who can apply for this policy?

One of the best things about this policy is that it is available to everyone. Individuals who want to apply for this plan need only be 18 years old to eligible. Parents can pick this policy up for their kids after they turn 30 days old, and can be extended to the age of 23 years should they still be studying.

As an individual, if you have signed up for this plan before your 65th birthday, then you may continue to extend it till you turn 101 years old.

How do the premiums work?

Well there are a total of 5 plans that come within the policy, each ranging differently in terms of premiums and annual limits. However, this also means that you get to pick the plan that presents the most affordable premium to you. Premiums for this policy are calculated on an annual basis, so that means you only have to make the payment once a year.

On the same note, to make the premiums cost less there is a RM10,000 deductible amount imposed on every policy year. So, keep that in mind when you go to make a claim, or register at the hospital.

Can I cancel my policy?

Any cancellation of your policy is entirely your choice, so the short answer is, yes. On that note, do keep in mind that there is a cooling period of 15 days, from the date you get your policy for you to test the waters so to speak. It is in this time period that you can cancel your policy and receive a refund on your premiums paid.

Therefore, if you decide to cancel your policy midway, you will not receive a full refund of your premiums. To make a cancellation you will need to notify MPI Generali in advance. 

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