MPI Generali

Underwritten by MPI Generali Insurans Berhad

MPI Generali Multi Medi-Plus Medical Card

Stay protected all round the clock wherever you are, be it at home or travelling abroad. Enjoy comprehensive coverage up to age 70 years old for you and your family.

    • Hospital Accommodation Up To 150 Days
    • 15-Day Cancellation Refund

Life's Too Short to Pay the Wrong Insurance. Get Free Consultation Now!

Life's Too Short to Pay the Wrong Insurance. Get Free Consultation Now!

Apply online now for MPI Generali Multi Medi-Plus Medical Card

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How much you can claim for hospital bills

  • Annual Limit
    The claims on your medical card cannot exceed this amount in a single policy year.
    from RM50000 up to RM120000
  • Lifetime Limit
    Know your lifetime limit, your medical card expires if you reached this amount.
    from RM150000 up to RM360000
  • Pre-Hospitalisation Diagnostic Tests
    This covers the costs incurred for diagnostic X-ray, laboratory examination and scans.
    As Charged within 60 days before hospitalisation
  • Room & Board
    For the days that you spend in a hospital room instead of your own bed.
    from RM120 up to RM500per day up to 150 days
    • Pre-Hospitalisation Consultation
      What's covered for medical consultation prior to hospitalisation or day care.
      As Charged within 60 days before hospitalisation
    • Second Medical Opinion
      In case you'd like the medical opinion of another physician before undergoing treatment.
      from RM2000 up to RM5000within 60 days before hospitalisation
    • Intensive Care Unit (ICU)
      Worsening conditions may require critical care in the specialised hospital ward.
      As Charged per day up to 30 days
    • Hospital Services and Supplies
      Charges for the sterilised bandages, intravenous drips, blood packs and other services while hospitalised.
      As Charged
    • Surgical Fees
      How much your medical card covers for surgical procedures, minor and major.
      As Charged
    • Anaesthetist Fees
      Some surgeries require the use of anaesthetic drugs to put you to sleep before the procedure.
      As Charged
    • Operating Theatre Fees
      All the costs involved for use and set up of the operating room for your surgery.
      As Charged
    • In-Hospital Physician Visits
      This is the limit for the visits from the hospital doctors that are covered by your medical plan.
      As Charged
    • Post-Hospitalisation Treatment
      This covers your follow up treatment after your discharge from hospital or day care surgery.
      As Charged within 60 days from discharge
    • Outpatient Kidney Dialysis Treatment
      Charges covered for consultation, examination tests and prescribed drugs if you are diagnosed with kidney failure.
      from RM15000 up to RM30000per year
    • Outpatient Cancer Treatment
      Charges covered for consultation, examination tests and prescribed drugs if you are diagnosed with cancer.
      from RM15000 up to RM40000per year
    • Physiotherapy
      In case you need physiotherapy following injury or sickness, written recommendation from your doctor is required.
      As Charged
    • Day Surgery
      For surgical procedures that do not require you to spend the night in a hospital bed.
      As Charged
    • Emergency Accidental Outpatient Treatment
      Cover for emergency outpatient treatment and follow up due to an accident.
      As Charged within 24 hours and follow-up treatment up to 30 days
    • accidentalDeath
      Coverage benefit for family if policyholder passes away due to an accident.
      from RM3000 up to RM5000
    • Emergency Dental Treatment
      Emergency benefit for dental-related surgery and treatment due to accident.
      As Charged within 24 hours of accident and up to 14 days follow up treatment
    • Ambulance Fees
      Charges for local ambulance services to and from the hospital.
      As Charged
    • Cash Allowance at Government Hospital
      Daily lump sum cash benefits for patients who spend the night at a government hospital.
      from RM60 up to RM150per day up to 150 days
    • Insured Child Guardian Benefit
      Reimbursement of expenses for parents or guardians of children who are admitted into the hospital ward.
      from RM60 up to RM175per day up to 30 days for child below 15 years old
    • Home Nursing Care
      How much you're allowed to claim for care from a government-licensed nurse at your home.
      from RM5000 up to RM10000
    • Medical Report Fee
      Charges for medical report for diagnostic tests, treatment and surgery.
      from RM100
View more coverage details +


How much your premiums may cost

  • Budget Planner

    28 years old Eric is a taxi driver that doesn't have a steady income, he could only go for a basic plan for now.

    Suggested PremiumRM640.00
    Get Quote
  • Homemaker

    With children who are all grown up, Mrs. Chuan who is in her 40s has no worries but her own health condition. She is looking for a plan with higher annual limit.

    Suggested PremiumRM1100.00
    Get Quote
  • Business Traveller

    As a frequent traveller at the age of 42, Saiful is ready to spend on a medical card that offers extensive worldwide coverage.

    Suggested PremiumRM1460.00
    Get Quote

Actual premium rates will be determined by MPI Generali Insurans Berhad and may vary from what is suggested based on age, sex, occupation, lifestyle habits and other factors.

How to Claim

Have a pain free and easy claim experience with MPI Generali healthcare insurance whether you're at their participating hospital or not. 

Panel Hospital

With the help of a medical card, your hospital admission process is much more faster by skipping the queue and forms for any covered illness. You are only require to show your medical card upon hospitalisation and the rest will be handled by the insurer, even your hospital bills except non medical related item.

Non-Panel Hospital

Regardless of any medical claim, MPI Generali's experience customer service is able to assist and advice you from end to end on your claim journey. Notify them of your incident through the following method:

  • Contact their customer service centre at 03 2034 9888
  • Visit their nearest branch to you personally
  • Or go directly to their head office and speak to their officer
MPI Generali Customer Care Hotline


Am I eligible to apply for this insurance?

Minimum Entry Age
At least 30 days of age
Maximum Entry Age
At most 59 years of age
Maximum Renewal Age
At most 70 years of age

Frequently Asked Questions about MPI Generali Multi Medi-Plus Medical Card

Things you might want to know

With the ever-increasing costs of healthcare, pharmaceuticals and medicine, it is no longer sufficient to have minimum medical coverage from your employer. Don’t forget that for a lot of companies, the insurance coverage has an annual group limit. So, if in some weird event that a dozen employees fell sick, filed medical claims and exhausted the annual limit, you may not be covered if you’re the next person who got sick and needed some medical attention. This is one of the reasons why it is recommended to have your own medical card.

What is this insurance policy all about?

Multi Medi-Plus is a comprehensive medical insurance that protects you and your family, whether you’re at home or abroad. 

What are the benefits of this medical insurance?

While we appreciate the hard work of fellow Malaysians working in the public hospitals, there could be times when you would prefer to avoid the crowd or have slightly more dedicated medical personnel to attend to your needs.
MPI Generali Multi Medi-Plus covers specialist consultations, surgeon fees, anesthetist fees, operating theatre fees, in-hospital physician visits, physiotherapy and even emergency dental treatment as charged, as long as you don’t exceed your annual or lifetime limit.

What is special about MPI Generali Multi Medi-Plus?

Doctors are humans too, and sometimes they make mistakes. Unless it’s an emergency, it’s always good to get a second opinion before committing to a surgery which could permanently affect your body in the future. Multi Medi-Plus provides coverage for a second surgical opinion so you’ll be able to make an informed decision.
Apart from that, you and your family members will have worldwide coverage 24 hours a day, regardless of whether you’re on holidays or for business travels. 

Is there an age limit to get covered with this insurance plan?

Anyone between 30 days old to 59 years old, based on last birthday, can apply for this insurance policy. You may renew your insurance policy until you’re 70 years old, with the final year of your policy being your 69th birthday.

Who is this medical insurance policy for?

Considering the policy provides coverage both in Malaysia and abroad, this policy is great if you and your family love to travel abroad frequently.

What if I decide to change my mind after purchasing? Can I get a refund?

The insurance plan comes with a 15-day free-look period. In other words, once your coverage has been activated, and the insurance policy documents have been sent to you, you may choose to terminate or cancel the plan within 15 days if you think this is not the right medical insurance for you.

How can the insurance company help me with hospitalisation?

If you’re suffering from a condition that is covered under the insurance policy, MPI Generali’s appointed Managed Care Organisation (MCO) will help you with the admissions at any of the panel hospitals. The important phone numbers will be stated in your policy book, so it’s also best to save these phone numbers in your mobile phone (as well as your family’s mobile phones) in case anything unfortunate happens. 

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