MPI Generali Multi Medical Protector Medical Card

Be protected from major illnesses such as heart attack, stroke & coma with MPI Generali Multi Medical Protector Medical Card. Enjoy a 15% discount on family plan.

MPI Generali Multi Medical Protector Medical CardSave More With Family Plan
Annual Limit
up to RM100k
Lifetime Limit
Not applicable
Room & Board
up to RM450
Coverage Age
From 15 days
No. of Panel Hospitals
88
Investment-Linked Plan
No

Coverage

How much you can claim for hospital bills

Annual Limit
from RM25k up to RM100k
Lifetime Limit
Not applicable
Pre-Hospitalisation Diagnostic Tests
As charged within 60 days before hospitalisation
Room & Board
from RM110 up to RM450per day
Surgical Fees
Not applicable
Pre-Hospitalisation Consultation
As charged within 60 days before hospitalisation
Intensive Care Unit (ICU)
As charged 
Hospital Services and Supplies
from RM35k up to RM80k
Major Disability Hospitalisation Inconvenience
from RM60 up to RM125per day up to 15 days after being hospitalised for more than 5 consecutive days
Post-Hospitalisation Treatment
As charged within 60 days after discharge
Major Disability Recuperative Allowance
Outpatient Kidney Dialysis Treatment
from RM2k up to RM6k
Outpatient Cancer Treatment
from RM2k up to RM6k
Physiotherapy
As charged within 90 days from discharge
Day Surgery
As charged 
Emergency Accidental Outpatient Treatment
As charged 
Emergency Dental Treatment
As charged within 24 hours of accident and up to 14 days follow up
Ambulance Fees
As charged 
Cash Allowance at Government Hospital
from RM50 up to RM150per day up to 150 days
Insured Child Guardian Benefit
from RM110 up to RM450
Major Disability Relief
from RM5k up to RM12konce per lifetime
Home Nursing Care
from RM110 up to RM450per day up to 60 days
Medical Report Fee
from RM100 

Features

Additional benefits with this insurance

Refund
15 days cancellation refund
Family discount
Up to 15%

How to Claim

Who do I contact if I have a question or emergency?

MPI Generali Customer Care Hotline

You can always count on MPI Generali in processing your claim swiftly and professionally. All you need do is inform them immediately of any event that may result in a medical claim.

You can reach them in multiple ways:

  1. Contact their customer service representative at 03 2034 9888
  2. Visit their nearest branch to you
  3. Or directly visit to their head office

They will give you the best advice based on your situation and guide you on the necessary steps to report a claim successfully.

Requirements

Minimum Entry Age
At least 15 days of age
Maximum Entry Age
At most 60 years of age
Maximum Renewal Age
At most 70 years of age

More Information

What is MPI Generali Multi Medical-Protector medical card?

MPI Generali Multi Medical-Protector is a multi-function comprehensive medical insurance policy to make sure that you are financially prepared for most medical situations you might find yourself in. 

The medical card has been specially tailor-made to support Hospital and Surgical costs regardless of the degree of the surgery, major or minor.

The plan will come with a medical card to provide you with easy access and admissions at anyone of the MPI Generali panel hospitals.

How much does the medical insurance cover then?

First off, this medical insurance policy comes with 5 plans for you to choose from, each with its own range of coverage and premiums. 

So, be sure to pick the plan that works best with what you need and want.

Like most health insurance plans, the MPI Generali medical card gives you coverage for in-patient treatment which usually entails the fees for hospital room and board, use of hospital services and equipment, surgical fees and such. 

Above that, the policy covers selected out-patient treatments as well. It will cover all pre-hospitalization charges for specialist consultation and diagnostic tests that might have been done.

The MPI Generali Multi Medical-Protector policy will also look after any post-hospitalization treatment you need within 90-days of your discharge.

Not to mention, the coverage for defined major disabilities. Some of the disabilities or illnesses included in that list are Heart Attack, Stroke, Cancer, Brain Surgery, Open Heart Surgery, Coma, and Major Organ Transplants.

Who can apply for this MPI Generali medical card?

Anyone over the legal age can pick up this policy and the plan that you want whenever you are ready to do so. 

Parents who are thinking of purchasing this policy need to keep in mind that any children included under the policy need to be more than 15 days old.

The coverage for this policy only ends when you turn 101 in age. 

Can I get this medical insurance as a family plan?

Yes! It is actually better for you to purchase this medical insurance policy as a family. The requirement is that you have 4 or more members of your family to be eligible. 

With your family policy, you will get a discount of 15% on the total amount of premiums you have to pay.

What if I wanted to cancel my MPI Generali Multi Medical-Protector policy?

Any cancellations made are entirely your choice. 

However do take note that there is a cooling period of 15 days, after you receive the MPI Generali Multi Medical-Protector policy and every time you renew it. 

It is only in these 15 days that should you cancel your medical insurance, you will be refunded for most of your premiums paid.