MPI Generali

Underwritten by MPI Generali Insurans Berhad

MPI Generali Multi Medical Protector Medical Card

Take your healthcare protection up to another notch with this plan as it covers not only the ordinary medical expenses but also major illnesses such as heart attack, stroke and coma. Also, enjoy 15% discount on family plan!

    • Family Discount Starting At 15%
    • 15-Day Cancellation Refund

Life's Too Short to Pay the Wrong Insurance. Get Free Consultation Now!

Life's Too Short to Pay the Wrong Insurance. Get Free Consultation Now!

Apply online now for MPI Generali Multi Medical Protector Medical Card

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How much you can claim for hospital bills

  • Annual Limit
    The claims on your medical card cannot exceed this amount in a single policy year.
    from RM35000 up to RM80000
  • Lifetime Limit
    Know your lifetime limit, your medical card expires if you reached this amount.
    Not Applicable
  • Pre-Hospitalisation Diagnostic Tests
    This covers the costs incurred for diagnostic X-ray, laboratory examination and scans.
    As Charged within 60 days before hospitalisation
  • Room & Board
    For the days that you spend in a hospital room instead of your own bed.
    from RM110 up to RM450per day
    • Pre-Hospitalisation Consultation
      What's covered for medical consultation prior to hospitalisation or day care.
      As Charged within 60 days before hospitalisation
    • Intensive Care Unit (ICU)
      Worsening conditions may require critical care in the specialised hospital ward.
      As Charged
    • Major Disability Hospitalisation Inconvenience
      Hospitalisation cash benefit from your insurer if you're affected by a major disability.
      from RM60 up to RM125per day up to 15 days after being hospitalised for more than 5 consecutive days
    • Post-Hospitalisation Treatment
      This covers your follow up treatment after your discharge from hospital or day care surgery.
      As Charged within 60 days after discharge
    • Major Disability Recuperative Allowance
      Cash benefit when recovering from a major disability after being discharged from the hospital.
      from RM750 up to RM2200hospitalised for more than 5 consecutive days
    • Outpatient Kidney Dialysis Treatment
      Charges covered for consultation, examination tests and prescribed drugs if you are diagnosed with kidney failure.
      from RM2000 up to RM6000
    • Outpatient Cancer Treatment
      Charges covered for consultation, examination tests and prescribed drugs if you are diagnosed with cancer.
      from RM2000 up to RM6000
    • Physiotherapy
      In case you need physiotherapy following injury or sickness, written recommendation from your doctor is required.
      As Charged within 90 days from discharge
    • Day Surgery
      For surgical procedures that do not require you to spend the night in a hospital bed.
      As Charged
    • Emergency Accidental Outpatient Treatment
      Cover for emergency outpatient treatment and follow up due to an accident.
      As Charged
    • Emergency Dental Treatment
      Emergency benefit for dental-related surgery and treatment due to accident.
      As Charged within 24 hours of accident and up to 14 days follow up
    • Ambulance Fees
      Charges for local ambulance services to and from the hospital.
      As Charged
    • Cash Allowance at Government Hospital
      Daily lump sum cash benefits for patients who spend the night at a government hospital.
      from RM50 up to RM150per day up to 150 days
    • Insured Child Guardian Benefit
      Reimbursement of expenses for parents or guardians of children who are admitted into the hospital ward.
      from RM110 up to RM450
    • Major Disability Relief
      Cash benefit from the insurer if you're diagnosed with a major disability.
      from RM5000 up to RM12000once per lifetime
    • Home Nursing Care
      How much you're allowed to claim for care from a government-licensed nurse at your home.
      from RM110 up to RM450per day up to 60 days
    • Medical Report Fee
      Charges for medical report for diagnostic tests, treatment and surgery.
      from RM100
View more coverage details +


How much your premiums may cost

  • Fresh Graduate

    Samzah has just finished her degree as a doctor. At the age of 25, she comprehends the cost of healthcare and she's eager to get a protection that's within her budget.

    Suggested PremiumRM550.00
    Get Quote
  • VIP

    36 years old Joshua who is an investment prodigy has a lot of cash at his disposal, getting an expensive medical insurance is not a problem to him.

    Suggested PremiumRM1050.00
    Get Quote
  • Retiree

    Naeem is a retired government servant retiree in his mid 50s. He wants a comprehensive medical card despite having to pay an expensive premium due to his age.

    Suggested PremiumRM1945.00
    Get Quote

Actual premium rates will be determined by MPI Generali Insurans Berhad and may vary from what is suggested based on age, sex, occupation, lifestyle habits and other factors.

How to Claim

You can always count on MPI Generali in processing your claim swiftly and professionally. All you need do is inform them immediately of any event that may result in a medical claim.

You can reach them in multiple ways:

  1. Contact their customer service representative at 03 2034 9888
  2. Visit their nearest branch to you
  3. Or directly visit to their head office

They will give you the best advice based on your situation and guide you on the necessary steps to report a claim successfully.

MPI Generali Customer Care Hotline


Am I eligible to apply for this insurance?

Minimum Entry Age
At least 15 days of age
Maximum Entry Age
At most 60 years of age
Maximum Renewal Age
At most 70 years of age

Frequently Asked Questions about MPI Generali Multi Medical Protector Medical Card

Things you might want to know

What is the Multi Medical-Protector all about?

Well, as the name suggests it’s a multi-function comprehensive medical insurance policy to make sure that you are financially prepared for most medical situations you might find yourself in. It has been especially tailor made to support Hospital and Surgical costs regardless the degree of the surgery, major or minor.

The plan will come with a medical card to provide you with easy access and admissions at anyone of the MPI Generali panel hospitals.

How much does the plan cover then?

First off, this policy comes with 5 plans for you to choose from, each with its own range of coverage and premiums. So be sure to pick the plan that works best with what you need and want.

Like most health insurance plans, this one gives you coverage for in-patient treatment which usually entails the fees for hospital room and board, use of hospital services and equipment, surgical fees and such. Above that, the policy covers selected out-patient treatments as well. It will cover all pre-hospitalization charges for specialist consultation and diagnostic tests that might have been done.

The policy will also look after any post-hospitalization treatment you need within 90-days of your discharge. Not to mention, the coverage for defined major disabilities. Some of the disabilities or illnesses included in that list is Heart Attack, Stroke, Cancer, Brain Surgery, Open Heart Surgery, Coma, and Major Organ Transplants.

Who can apply for this policy?

Anyone over the legal age can pick up this policy and the plan that you want whenever you are ready to do so. Parents who are thinking of purchasing this policy need to keep in mind that any children included under the policy needs to be more than 15 days old.

The coverage for this policy only ends when you turn 101 in age. 

Can I get this as a family plan?

Yes! It is actually better for you to purchase this policy as a family. The requirement is that you have 4 or more members in your family to be eligible. With your family policy, you will get a discount of 15% on the total amount of premiums you have to pay.

What if I wanted to cancel my policy?

Any cancellations made are entirely your choice. However do take note that there is a cooling period of 15 days, after you receive the policy and every time you renew it. It is only in these 15 days that should you cancel your policy, you will be refunded for most of your premiums paid. 

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