Manulife ManuEZ-Med Medical Card

Coverage

How much you can claim for hospital bills

• Annual Limit

  The claims on your medical card cannot exceed this amount in a single policy year.

  from RM150000 up to RM250000

• Lifetime Limit

  Know your lifetime limit, your medical card expires if you reached this amount.

  from RM1500000 up to RM2500000

• Pre-Hospitalisation Diagnostic Tests

  This covers the costs incurred for diagnostic X-ray, laboratory examination and scans.

  As Charged within 60 days prior to hospitalisation

• Room & Board

  For the days that you spend in a hospital room instead of your own bed.

  from RM150 up to RM250per day

• • Intensive Care Unit (ICU)

    Worsening conditions may require critical care in the specialised hospital ward.

    As Charged

  • Hospital Services and Supplies

    Charges for the sterilised bandages, intravenous drips, blood packs and other services while hospitalised.

    As Charged

  • Surgical Fees

    How much your medical card covers for surgical procedures, minor and major.

    As Charged

  • Anaesthetist Fees

    Some surgeries require the use of anaesthetic drugs to put you to sleep before the procedure.

    As Charged

  • Operating Theatre Fees

    All the costs involved for use and set up of the operating room for your surgery.

    As Charged

  • In-Hospital Physician Visits

    This is the limit for the visits from the hospital doctors that are covered by your medical plan.

    As Charged

  • Post-Hospitalisation Treatment

    This covers your follow up treatment after your discharge from hospital or day care surgery.

    As Charged within 90 days after discharge

  • Outpatient Kidney Dialysis Treatment

    Charges covered for consultation, examination tests and prescribed drugs if you are diagnosed with kidney failure.

    As Charged

  • Outpatient Cancer Treatment

    Charges covered for consultation, examination tests and prescribed drugs if you are diagnosed with cancer.

    As Charged

  • Day Surgery

    For surgical procedures that do not require you to spend the night in a hospital bed.

    As Charged

  • Emergency Accidental Outpatient Treatment

    Cover for emergency outpatient treatment and follow up due to an accident.

    up to RM1000 per injury

  • Medical Evacuation and Repatriation

    Amount covered for treatment requiring medical evacuation or repatriation to Malaysia.

    up to RM100000 per lifetime

  • Medical Assistance Services

    For costs incurred from on-site care and assistance by medical personnel.

    As Charged

  • Ambulance Fees

    Charges for local ambulance services to and from the hospital.

    As Charged

  • Cash Allowance at Government Hospital

    Daily lump sum cash benefits for patients who spend the night at a government hospital.

    up to RM50 per day