Underwritten by Manulife Insurance Berhad

Manulife ManuEZ-Med Medical Card

Get comprehensive protection for all your hospital and surgical needs with Manulife ManuEZ-Med. This medical plan is very affordable and covers you whole life till age 99.

    • 15-Day Cancellation Refund

RM 2 A Day Keep The Doctors Bill Away

RM 2 A Day Keep The Doctors Bill Away

Apply online now for Manulife ManuEZ-Med Medical Card

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How much you can claim for hospital bills

  • Annual Limit
    The claims on your medical card cannot exceed this amount in a single policy year.
    from RM150000 up to RM250000
  • Lifetime Limit
    Know your lifetime limit, your medical card expires if you reached this amount.
    from RM1500000 up to RM2500000
  • Pre-Hospitalisation Diagnostic Tests
    This covers the costs incurred for diagnostic X-ray, laboratory examination and scans.
    As Charged within 60 days prior to hospitalisation
  • Room & Board
    For the days that you spend in a hospital room instead of your own bed.
    from RM150 up to RM250per day
    • Intensive Care Unit (ICU)
      Worsening conditions may require critical care in the specialised hospital ward.
      As Charged
    • Hospital Services and Supplies
      Charges for the sterilised bandages, intravenous drips, blood packs and other services while hospitalised.
      As Charged
    • Surgical Fees
      How much your medical card covers for surgical procedures, minor and major.
      As Charged
    • Anaesthetist Fees
      Some surgeries require the use of anaesthetic drugs to put you to sleep before the procedure.
      As Charged
    • Operating Theatre Fees
      All the costs involved for use and set up of the operating room for your surgery.
      As Charged
    • In-Hospital Physician Visits
      This is the limit for the visits from the hospital doctors that are covered by your medical plan.
      As Charged
    • Post-Hospitalisation Treatment
      This covers your follow up treatment after your discharge from hospital or day care surgery.
      As Charged within 90 days after discharge
    • Outpatient Kidney Dialysis Treatment
      Charges covered for consultation, examination tests and prescribed drugs if you are diagnosed with kidney failure.
      As Charged
    • Outpatient Cancer Treatment
      Charges covered for consultation, examination tests and prescribed drugs if you are diagnosed with cancer.
      As Charged
    • Day Surgery
      For surgical procedures that do not require you to spend the night in a hospital bed.
      As Charged
    • Emergency Accidental Outpatient Treatment
      Cover for emergency outpatient treatment and follow up due to an accident.
      up to RM1000 per injury
    • Medical Evacuation and Repatriation
      Amount covered for treatment requiring medical evacuation or repatriation to Malaysia.
      up to RM100000 per lifetime
    • Medical Assistance Services
      For costs incurred from on-site care and assistance by medical personnel.
      As Charged
    • Ambulance Fees
      Charges for local ambulance services to and from the hospital.
      As Charged
    • Cash Allowance at Government Hospital
      Daily lump sum cash benefits for patients who spend the night at a government hospital.
      up to RM50 per day
View more coverage details +


How much your premiums may cost

  • Budget Planner

    Wong is 25 and new to the working class and wants a medical plan that is both affordable and functional. He chooses the Gold plan that comes with affordable monthly premium. 

    Suggested PremiumRM61.17
    Get Quote
  • Young Entrepreneur

    Debra is 35 and building her career and needs a medical coverage policy that will keep her mind and her business at ease. She opts for the Platinum plan with an affordable monthly premium. 

    Suggested PremiumRM106.33
    Get Quote
  • School Teacher

    Zam is 45 years old and requires an independent medical insurance plan to cover him on a rainy day. He chooses the Gold plan with a low monthly premium and adequate coverage. 

    Suggested PremiumRM84.75
    Get Quote

Actual premium rates will be determined by Manulife Insurance Berhad and may vary from what is suggested based on age, sex, occupation, lifestyle habits and other factors.

How to Claim

A good medical card gives you a hassle-free admission process. Here are some tips for a smooth and cashless admission with Manulife:

  • Visit your preferred Manulife's panel hospital or one that is nearest to you
  • If you are required to be hospitalised, just flash your e-medical card via ManuMed App to the hospital attendant

In case of reimbursement request via manual claim submission:

  • Download and fill in the claim form
  • Attach the original medical receipts and medical report as supporting documents along with the completed claim form
  • Submit them to any Manulife Branch
  • Or you could mail it directly to Manulife head office at:

Level 12, Menara Manulife

No 6, Jalan Gelenggang, Damansara Heights,

50490 Kuala Lumpur

Manulife Customer Care Hotline


Am I eligible to apply for this insurance?

Minimum Entry Age
At least 17 years of age
Maximum Entry Age
At most 45 years of age
Coverage Expiry Age
At most 99 years of age

Frequently Asked Questions about Manulife ManuEZ-Med Medical Card

Things you might want to know

What is Manulife ManuEZ-Med?

ManuEZ-Med is a low premium, comprehensive and affordable medical insurance plan that covers your hospitalisation and surgical needs. The plan can cover anyone from the age of 17 to 45 and it is renewable up to age of 99. 

There are two main plans to choose from: the Platinum and the Gold plan. With comprehensive benefits, attractive rates, easy online process and no medical check-up, this is the plan for everyone!

What else is offered with this medical card?

This plan provides coverage for pre and post hospitalisation expenses such as diagnostic tests, lab fees, the hospital room charge, surgical fees, and specialist consultation among others. If you choose the Platinum plan, the Annual Limit will be RM250,000 with a Lifetime Limit of RM2,500,000. 

In terms of outpatient benefit, this plan also covers Kidney-Dialysis Treatment, Cancer Care and Dengue Treatment. Not the least, treatment in both Malaysia and overseas are covered, subject to terms and conditions.

Will my premium increase in the future and how often do I need to make payment for this policy?

The premium amount payable may increase as you get older.

Take note that all subsequent premiums payable will be automatically charged from the authorized debit card or credit card, based on the selected payment mode (monthly or annually).

Can anyone apply for this medical card?

Manulife medical card is open for registration to all Malaysians between the age of 17 and 45 years old (on your next birthday). After which you can continue to renew the plan to a maximum age of 99, which is the coverage expiry age.

Am I covered outside Malaysia?

Manulife ManuEZ-Med will cover you across the world for emergency medical assistance and hospitalisation. Bear in mind that when you're outside of Malaysia, Singapore and Brunei, your coverage will not be applicable if you reside abroad for more than 90 consecutive days.

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