Multi-Purpose Insurans

Underwritten by Multi-Purpose Insurans Bhd

Multi-Purpose Multi Medical Protector

Besides basic medical cover, this insurance plan will also insure you against major illnesses such as heart attacks and cancer. Receive up to 15% family premium discounts!

    • Family Discount Starting At 15%
    • 15-Day Cancellation Refund
View product disclosure sheet.


How much you can claim for hospital bills

  • Annual Limit
    The claims on your medical card cannot exceed this amount in a single policy year.
    from RM25000 up to RM70000
  • Lifetime Limit
    Know your lifetime limit, your medical card expires if you reached this amount.
    Not Applicable
  • Pre-Hospitalisation Diagnostic Tests
    This covers the costs incurred for diagnostic X-ray, laboratory examination and scans.
    Not Covered
  • Room & Board
    For the days that you spend in a hospital room instead of your own bed.
    from RM110 up to RM400per day
    • Diagnostic Tests and Specialist Consultation
      Cover for the cost incurred when diagnosing your ailment, including tests and specialist charges.
      As Charged
    • Intensive Care Unit (ICU)
      Worsening conditions may require critical care in the specialised hospital ward.
      As Charged
    • Day Care Surgery
      For treatments and minor surgeries which don't require you to stay overnight at the hospital.
      from RM30 up to RM70
    • Major Disability Hospitalisation Inconvenience
      Hospitalisation cash benefit from your insurer if you're affected by a major disability.
      from RM35000 up to RM80000
    • Post-Hospitalisation Treatment
      This covers your follow up treatment after your discharge from hospital or day care surgery.
      As Charged
    • Outpatient Cancer Treatment
      Charges covered for consultation, examination tests and prescribed drugs if you are diagnosed with cancer.
      from RM2000 up to RM5000
    • Physiotherapy
      In case you need physiotherapy following injury or sickness, written recommendation from your doctor is required.
      As Charged
    • Day Surgery
      For surgical procedures that do not require you to spend the night in a hospital bed.
      As Charged
    • Emergency Accidental Outpatient Treatment
      Cover for emergency outpatient treatment and follow up due to an accident.
      As Charged
    • Emergency Dental Treatment
      Emergency benefit for dental-related surgery and treatment due to accident.
      As Charged
    • Ambulance Fees
      Charges for local ambulance services to and from the hospital.
      As Charged
    • Cash Allowance at Government Hospital
      Daily lump sum cash benefits for patients who spend the night at a government hospital.
      from RM50 up to RM150per day
    • Insured Child Guardian Benefit
      Reimbursement of expenses for parents or guardians of children who are admitted into the hospital ward.
      from RM110 up to RM400
    • Major Disability Relief
      Cash benefit from the insurer if you're diagnosed with a major disability.
      from RM5000 up to RM12000
    • Home Nursing Care
      How much you're allowed to claim for care from a government-licensed nurse at your home.
      from RM100 up to RM400
    • Medical Report Fee
      Charges for medical report for diagnostic tests, treatment and surgery.
      from RM100
View more coverage details +


How much your premiums may cost

  • Budget Planner

    As a full-time waiter, 27 years old Meng Chi is a middle income earner who could settle for a basic plan.

    Suggested PremiumRM477.00
    Get Quote
  • Homemaker

    A son and a husband who are at the heights of their career, what more could a 48 years old housewife ask for? Mrs. Tan thinks she also needs to prepare for the storm.

    Suggested PremiumRM1643.00
    Get Quote
  • Business Traveller

    Working as a consultant in a MNC, Jay is in his mid 50s and has spent half his life travelling. He wants a safety net before it's too late.

    Suggested PremiumRM2438.00
    Get Quote

Actual premium rates will be determined by Multi-Purpose Insurans Bhd and may vary from what is suggested based on age, sex, occupation, lifestyle habits and other factors.

How to Claim

Depending on the nature and severity of your incident, Multi-Purpose Insurans will personally advise you on th claim procedure and necessary action to be taken. 

You can reach them in multiple ways as listed below:

Multi-Purpose Insurans Customer Care Hotline


Am I eligible to apply for this insurance?

Minimum Entry Age
At least 15 days of age
Maximum Entry Age
At most 60 years of age
Maximum Renewal Age
At most 70 years of age