Pacific Insurance

Underwritten by The Pacific Insurance Berhad

Pacific Medi-Care

With up to 5 affordable plans to choose from, you can get insured for life threatening disease treatments and received double medical protection if you are hospitalised oversea.

    • Hospital Accommodation Up To 120 Days
    • 15-Day Cancellation Refund

Apply online now for Pacific Medi-Care

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How much you can claim for hospital bills

  • Annual Limit
    The claims on your medical card cannot exceed this amount in a single policy year.
    from RM150000 up to RM400000
  • Lifetime Limit
    Know your lifetime limit, your medical card expires if you reached this amount.
    Not Applicable
  • Diagnostic Tests
    This covers the costs for X-rays, blood tests, and MRI scans when your symptoms are being diagnosed.
    from RM500 up to RM2000
  • Room & Board
    For the nights that you spend in a hospital room instead of your own bed.
    from RM80 up to RM400per day up to 120 days
    • Specialist Consultation
      When your doctor recommends that you get the expert opinion of a specialist.
      from RM500 up to RM2000
    • Diagnostic Tests and Specialist Consultation
      Cover for the cost incurred when diagnosing your ailment, including tests and specialist charges.
      from RM500 up to RM2000
    • Intensive Care Unit (ICU)
      Worsening conditions may require critical care in the specialised hospital ward.
      from RM240 up to RM1200per day up to 20 days
    • Hospital Services and Supplies
      Charges for the sterilised bandages, intravenous drips, blood packs and other services while hospitalised.
      from RM2000 up to RM6000
    • Surgeon Fees
      How much your medical card covers for surgical procedures, minor and major.
      from RM15000 up to RM40000
    • In-Hospital Physician Visits
      This is the limit for the visits from the hospital doctors that are covered by your medical plan.
      from RM80 up to RM400per day up to 120 days
    • Post Hospitalisation Treatment
      To help you recuperate after you've been discharged from the hospital.
      from RM400 up to RM600
    • Outpatient Kidney Dialysis Treatment
      How much your insurer will cover for dialysis if you suffer kidney failure.
      from RM10000 up to RM25000per year
    • Outpatient Cancer Treatment
      Inclusive of costs for chemotherapy and other treatments if you are diagnosed with cancer.
      from RM10000 up to RM25000per year
    • Organ Transplant
      Cost insured if you get an organ tranplant and surgery charges.
      from RM22500 up to RM60000per disability
    • Accidental Injury and Medical Treatment
      Cover for emergency outpatient treatment due to an accident.
      from RM2000 up to RM4000per accident
    • accidentalDeath
      Coverage benefit for family if policyholder passes away due to an accident.
      from RM10000 up to RM50000per lifetime
    • Ambulance Fees
      Charges for ambulance ride to the hospital and paramedic support.
      from RM200
    • Cash Allowance at Government Hospital
      Daily lump sum cash benefits for patients who spend the night at a government hospital.
    • Home Nursing Care
      How much you're allowed to claim for home nursing care due to sickness or injury.
      from RM400 up to RM600per disability
View more coverage details +


How much your premiums may cost

  • Fresh Graduate

    24 years old Wei Wei is working as a part-time cashier while searching for a better job. She can only commit a basic plan for now.

    Suggested PremiumRM352
    Get Quote
  • Office Admin

    Siti, a 30 years old office admin living a modest lifestyle is looking for a moderate medical plan.

    Suggested PremiumRM712
    Get Quote
  • Young Entrepreneur

    Having succeeding her E-commerce business, Dianne who is in her late 30s wants to shop for a better future.

    Suggested PremiumRM1397
    Get Quote

Actual premium rates will be determined by The Pacific Insurance Berhad and may vary from what is suggested based on age, sex, occupation, lifestyle habits and other factors.

Suggested Premium is inclusive of 6% GST

How to Claim

It's as easy as one, two, three to get your claim processed. You just need to follow the right recipe below and it will be a hassle-free experience.

With medical card:

  • Show your medical card upon hospitalisation and let them worry about the rest.
  • Medical bill? Pacific Insurance got it covered. Forms? Not at all.
  • Only settle the amount not covered under your policy upon discharge.

Without medical card:

Add in a little extra ingredient and you're done

  • Report your incident by calling Pacific Insurance claims hotline at 03 2176 1113 or email to
  • Download the claim form here and fill it up.
  • Gather your original medical bill, original receipt and medical report.
  • Submit everything through your agent or hospital to Pacific Insurance.
Medical Assistance Hotline & Services
Pacific Insurance Customer Care Hotline

Panel Hospitals

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Am I eligible to apply for this insurance?

Minimum Entry Age
At least 30 days of age
Maximum Entry Age
At most 65 years of age
Maximum Renewal Age
At most 70 years of age
Coverage Expiry Age
At most 70 years of age