Progressive Care Jade Medical Card

Progressive Care Jade Medical Card has your back against high hospitalisation expenses. Claim for inpatient & outpatient treatments such as kidney dialysis & cancer.

Progressive Care Jade Medical Card
Annual Limit
up to RM300k
Lifetime Limit
up to RM900k
Room & Board
up to RM600
Coverage Age
From 15 days
No. of Panel Hospitals
Investment-Linked Plan


How much you can claim for hospital bills

Annual Limit
from RM60k up to RM300k
Lifetime Limit
from RM180k up to RM900k
Pre-Hospitalisation Diagnostic Tests
Not applicable
Room & Board
from RM150 up to RM600per day
Surgical Fees
As charged 
Consultation & Diagnostic Procedures
As charged 60 days prior to hospitalisation
Second Medical Opinion
As charged within 60 days
Intensive Care Unit (ICU)
As charged up to 45 days
Hospital Services and Supplies
As charged 
Anaesthetist Fees
As charged 
Operating Theatre Fees
As charged 
In-Hospital Physician Visits
As charged per year
Post-Hospitalisation Treatment
As charged within 60 days after discharge
Outpatient Kidney Dialysis Treatment
from RM1k up to RM1.5k
Outpatient Cancer Treatment
from RM1k up to RM1.5k
from RM1k within 30 days from discharge
Organ Transplant
from RM12k up to RM35k
Emergency Accidental Outpatient Treatment
As charged follow-up up to 30 days
Funeral Benefits
from RM3k up to RM5k
Emergency Dental Treatment
from RM500 within 24 hours of the accident & 14 days follow-up
Ambulance Fees
As charged 
Cash Allowance at Government Hospital
from RM80 up to RM100per day, up to 365 days
Hospital Service Tax
Medical Report Fee
from RM100 
Traditional Medical Treatment
from RM250 


Additional benefits with this insurance

15 days cancellation refund
Hospital Accommodation
Up to 365 days

How to Claim

Who do I contact if I have a question or emergency?

Medical Assistance Hotline & Services
Progressive Insurance Customer Care Hotline

Equip yourself with the knowledge of reporting a claim and put your insurance to good use. You won't go wrong with the simple steps below:

When you are at Progressive Insurance panel hospital:

  1. Use your medical card for a cashless and hassle-free admission 
  2. Keep your hands off your wallet as Progressive Insurance will settle all your medical bills
  3. You are only required to pay any charges that are excluded in your policy upon discharge

When you go to any non-panel hospital:

  1. Notify Progressive Insurance within 30 days of your treatment
  2. Complete the claim form and submit it along with your medical bill, payment receipt, medical report and doctor's referral letter if any.
  3. All the documents above must be the original
  4. Have your appointed agent to submit on behalf of you or deliver them directly to your nearest Progressive Insurance branch
  5. Your claim will be processed within three weeks

You can contact their claims hotline at 03 21188100 for assistance.


Minimum Entry Age
At least 15 days of age
Maximum Entry Age
At most 60 years of age
Maximum Renewal Age
At most 70 years of age

More Information

What exactly is the Progressive Care Jade medical card?

Progressive Care Jade medical card aims to give you affordable health care in every situation so that you and your family are well provided for.

What does this medical insurance cover?

The list is extensive, to say the least. 

From room and board charges to Intensive Care to hospital and medical service charges, this medical insurance covers every expense pertaining to the use of hospital equipment, surgical fees and physician visits.

It will also cover daycare procedures, emergency accidental outpatient treatment, ambulance services and other small fees and charges. 

Apart from that, should you require it, the policy will cover an organ transplant, outpatient treatment for cancer and kidney dialysis and in severe circumstances, an accidental death benefit can be put into play.

The coverage period per plan is for a year-long and can be renewed annually.

Are there any exclusions?

Yes there are, much like most policies pertaining to medical care, this Progressive Care medical card will not cover any kind of treatment, that is the result of illegal activities such as drugs, racing so on and so forth. 

It also will not cover any pre-existing illness or condition, cosmetic and plastic surgery, and dental.

Lastly, the policy is not made to cover risks pertaining to maternity, therefore if you are opting for it keep in mind that you may need to have additional riders, in case you find yourself requiring maternity insurance.

What if I wanted to cancel my Progressive Care Jade policy?

If you so desired, you can cancel your Progressive Care Jade medical card policy by submitting a written notice to Progressive Insurance Bhd. a month before cancellation. 

If you have made no claim for the duration of your contract or if you cancelled within the cooling period then you will be refunded a percentage if not the whole amount of your premiums paid.

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