Progressive Insurance

Underwritten by Progressive Insurance Berhad

Progressive Care Jade

A medical insurance plan that will have your back against rising hospitalisation expenses. Claim for both inpatient and outpatient treatment such as kidney dialysis and cancer.

    • Hospital Accommodation Up To 365 Days
    • 15-Day Cancellation Refund

Apply online now for Progressive Care Jade

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How much you can claim for hospital bills

  • Annual Limit
    The claims on your medical card cannot exceed this amount in a single policy year.
    from RM60000 up to RM300000
  • Lifetime Limit
    Know your lifetime limit, your medical card expires if you reached this amount.
    from RM180000 up to RM900000
  • Diagnostic Tests
    This covers the costs for X-rays, blood tests, and MRI scans when your symptoms are being diagnosed.
    Not Covered
  • Room & Board
    For the nights that you spend in a hospital room instead of your own bed.
    from RM150 up to RM600per day
    • Consultation & Diagnostic Procedures
      As Charged
    • Second Surgical Opinion
      In case you'd like the medical opinion of another specialist before undergoing surgery.
      As Charged
    • Intensive Care Unit (ICU)
      Worsening conditions may require critical care in the specialised hospital ward.
      As Charged
    • Hospital Services and Supplies
      Charges for the sterilised bandages, intravenous drips, blood packs and other services while hospitalised.
      As Charged
    • Surgeon Fees
      How much your medical card covers for surgical procedures, minor and major.
      As Charged
    • Anesthetist Fees
      Some surgeries require the use of anaesthetic drugs to put you to sleep before the procedure.
      As Charged
    • Operating Theatre Fees
      All the costs involved for use and set up of the operating room for your surgery.
      As Charged
    • In-Hospital Physician Visits
      This is the limit for the visits from the hospital doctors that are covered by your medical plan.
      As Charged per year
    • Post Hospitalisation Treatment
      To help you recuperate after you've been discharged from the hospital.
      As Charged
    • Outpatient Kidney Dialysis Treatment
      How much your insurer will cover for dialysis if you suffer kidney failure.
      from RM1000 up to RM1500
    • Outpatient Cancer Treatment
      Inclusive of costs for chemotherapy and other treatments if you are diagnosed with cancer.
      from RM1000 up to RM1500
    • Physiotherapy
      In case you need physiotherapy following injury or sickness, written recommendation from your doctor is required.
      from RM1000
    • Organ Transplant
      Cost insured if you get an organ tranplant and surgery charges.
      from RM12000 up to RM35000
    • Accidental Injury and Medical Treatment
      Cover for emergency outpatient treatment due to an accident.
      As Charged
    • Funeral Benefits
      Cash compensation for funeral expenses if policyholder passes away during cover period.
      from RM3000 up to RM5000
    • Emergency Dental Treatment
      Emergency benefit for dental-related surgery and treatment due to accident.
      from RM500
    • Ambulance Fees
      Charges for ambulance ride to the hospital and paramedic support.
      As Charged
    • Cash Allowance at Government Hospital
      Daily lump sum cash benefits for patients who spend the night at a government hospital.
      from RM80 up to RM100per day
    • Hospital Service Tax
      GST charges for medical costs that are covered by your health insurance plan.
    • Medical Report Fee
      Charges for medical report for diagnostic tests, treatment and surgery.
      from RM100
    • Traditional Medical Treatment
      Alternative forms of therapy including acupuncture and visits to a sinseh.
      from RM250
View more coverage details +


How much your premiums may cost

  • Fresh Graduate

    23 years old Nadia who is a fresh graduate wants to get a basic plan for a start.

    Suggested PremiumRM449
    Get Quote
  • School Teacher

    Jaden who is an English teacher at the age of 33 is searching for a comprehensive coverage.

    Suggested PremiumRM880
    Get Quote
  • Young Entrepreneur

    Being a successful entrepreneur, Nicole who is in her 30s is going all out for the best plan from Progressive Insurance.

    Suggested PremiumRM2152
    Get Quote

Actual premium rates will be determined by Progressive Insurance Berhad and may vary from what is suggested based on age, sex, occupation, lifestyle habits and other factors.

Suggested Premium is inclusive of 6% GST

How to Claim

Equip yourself with the knowledge of reporting a claim and put your insurance to good use. You won't go wrong with the simple steps below:

When you are at Progressive Insurance panel hospital:

  1. Use your medical card for a cashless and hassle-free admission 
  2. Keep your hands off your wallet as Progressive Insurance will settle all your medical bills
  3. You are only required to pay any charges that are excluded in your policy upon discharge

When you go to any non-panel hospital:

  1. Notify Progressive Insurance within 30 days of your treatment
  2. Complete the claim form and submit it along with your medical bill, payment receipt, medical report and doctor's referral letter if any.
  3. All the documents above must be the original
  4. Have your appointed agent to submit on behalf of you or deliver them directly to your nearest Progressive Insurance branch
  5. Your claim will be processed within three weeks

You can contact their claims hotline at 03 21188100 for assistance.

Progressive Insurance Customer Care Hotline

Panel Hospitals

Find a hospital or clinic near you!


Am I eligible to apply for this insurance?

Minimum Entry Age
At least 15 days of age
Maximum Entry Age
At most 60 years of age
Maximum Renewal Age
At most 70 years of age