What exactly is the Progressive Care Jade?
It is in fact one of the insurance policies offered by Progressive Insurance Bhd, this one in particular is their Medical Insurance policy. The policy aims to give you affordable health care in every situation so that you and your family are well provided for.
What does the policy cover?
Well the list is extensive to say the least. From room and board charges to Intensive Care to hospital and medical service charges, this policy covers every expense pertaining to the use of hospital equipment, surgical fees and physician visits.
It will also cover day care procedures, emergency accidental outpatient treatment, ambulance services and other small fees and charges. Apart from that, should you require it, the policy will cover an organ transplant, outpatient treatment for cancer and kidney dialysis and in severe circumstances an accidental death benefit can be put into play.
The coverage period per plan is for a year-long and can be renewed annually.
Are there any exclusions?
Yes there are, much like most policies pertaining to medical care, this one will not cover any kind of treatment, that is the result of illegal activities such as drugs, racing so on and so forth. It also will not cover any pre-existing illness or condition, cosmetic and plastic surgery, and dental.
Lastly, the policy is not made to cover risks pertaining to maternity, therefore if you are opting for it keep in mind that you may need to have additional riders, in case you find yourself requiring maternity insurance.
What if I wanted to cancel my policy?
Well that decision lies entirely with you. But if you so desired, then you can cancel your policy by submitting a written notice to Progressive Insurance Bhd. a month before cancellation. If you have made no claim for the duration of your contract or if you cancelled within the cooling period then you will be refunded a percentage if not the whole amount of your premiums paid.