Progressive Care Medical Card

Hospitalisation costs can put a dent on your life savings. So get covered with the affordable Progressive Care Medical Card that offers family discounts.

Progressive Care Medical Card
Annual Limit
up to RM120k
Lifetime Limit
up to RM360k
Room & Board
up to RM400
Coverage Age
15 days - 70 years
No. of Panel Hospitals
Investment-Linked Plan


How much you can claim for hospital bills

Annual Limit
from RM40k up to RM120k
Lifetime Limit
from RM120k up to RM360k
Pre-Hospitalisation Diagnostic Tests
Not applicable
Room & Board
from RM150 up to RM400per day, max 120 days
Surgical Fees
from RM7.5k up to RM15kincluding operating theater and anaesthetist fees, 30 days follow up
Medication and Treatment
from RM150 up to RM400
Second Medical Opinion
from RM150 up to RM500per month
Intensive Care Unit (ICU)
from RM200 up to RM600per day, up to 90 days
Hospital Services and Supplies
from RM2k up to RM6k
Day Care Surgery
from RM150 up to RM450
In-Hospital Physician Visits
from RM125 up to RM400per day, up to 120 days
Post-Hospitalisation Treatment
from RM150 up to RM400within 90 days after discharge
Outpatient Kidney Dialysis Treatment
from RM20k up to RM50kper lifetime
Outpatient Cancer Treatment
from RM20k up to RM50kper lifetime
Organ Transplant
from RM30k up to RM60k
Emergency Accidental Outpatient Treatment
from RM750 up to RM2kwithin 30 days from date of accident
Accidental Death
from RM3k up to RM4k
Emergency Dental Treatment
from RM300 up to RM1k
Ambulance Fees
from RM100 up to RM200
Cash Allowance at Government Hospital
from RM75 up to RM200per day, up to 120 days a year
Home Nursing Care
from RM120 up to RM200weekly, up to 26 weeks. Excluding Plan 1
Medical Report Fee
from RM80 up to RM150


Additional benefits with this insurance

15 days cancellation refund
Hospital Accommodation
Up to 120 days
Family discount
Up to 10%

How to Claim

Who do I contact if I have a question or emergency?

Medical Assistance Hotline & Services
Progressive Insurance Customer Care Hotline

Make a claim like a boss! Know the process beforehand to avoid making any costly mistake.

For admission to a Progressive Insurance panel hospital

  1. Be ahead of the queue by presenting your medical card to the hospital receptionist.
  2. Progressive Insurance will bear all the medical fees covered by your policy.
  3. Upon discharge, settle only the charges in excess of your insurance coverage. Otherwise, walk away with no worries.

For admission to a non-panel hospital:

  1. Ensure that Progressive Insurance is informed of your possible claim not later than 30 days of your treatment.
  2. Fill in the claim form
  3. Submit original supporting documents such as a medical bill, receipt of payment and medical report together with the completed claim form

You can deliver the documents to the following address:

9th Floor, Menara BGI, Plaza Berjaya

12, Jalan Imbi,

55100 Kuala Lumpur, Malaysia

If you need any further assistance, contact them at 03 2118 8000 or send an email to [email protected].


Minimum Entry Age
At least 15 days of age
Maximum Entry Age
At most 60 years of age
Maximum Renewal Age
At most 70 years of age
Coverage Expiry Age
At most 70 years of age

More Information

What are the main highlights of the Progressive Care medical card?

Progressive Care medical card offers a selection of 4 medical plans that comes with comprehensive medical protection that will best serve your needs and affordability.

Feel the pinch when paying the doctor? Progressive has the solution!

Prepare yourself and pay low premiums and protect yourself against the rising costs of getting treatment for either sickness or accidental injury at the hospital.

Who is eligible to apply for this medical insurance?

This medical insurance is available to anyone at a minimum age of 15 days up to 60 years old. 

If you have a newborn child and wish for him or her to be insured, the earliest you can sign them up it as soon as they reach 30 days old.

Do I need to have a medical check-up before getting insured?

No, you don't have to. Instead of doing going for a medical exam, you are required to give full disclosure regarding your current and past health status and complete application form

Family discount on your total annual premium

Why not get your family protected too with Progressive medical insurance? 

A family of 4 can apply for this medical policy. For that, you will receive a 10% discount on your total annual premium.

Am I required to pay a fee during hospital admission or discharge?

When you apply for admission at a Progressive Insurance panel hospital, any cash deposits can be a waiver. 

However, you may need to pay for charges exceeding policy coverage and non-medical charges when you leave the hospital.

Will my Progressive Care medical card premiums increase?

Yes. Your Progressive Care medical card premiums will increase as you age, and when you decide to take up a more comprehensive plan with higher coverage limits.

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