Prudential BSN Takaful

Underwritten by Prudential BSN Takaful Berhad

Prudential BSN Takaful HealthEnrich Advanced

Life comes with sometimes unpleasant surprises. HealthEnrich Advanced takes the lead to help you plan your healthcare needs with advanced protection and waived deposits at preferred hospitals.

    • Islamic
    • Co-Insurance Up To 10%
    • Hospital Accommodation Up To 200 Days
    • 15-Day Cancellation Refund

Apply online now for Prudential BSN Takaful HealthEnrich Advanced

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Coverage

How much you can claim for hospital bills

  • Annual Limit
    The claims on your medical card cannot exceed this amount in a single policy year.
    RM100000
  • Lifetime Limit
    Know your lifetime limit, your medical card expires if you reached this amount.
    from RM1000000 up to RM1000000
  • Diagnostic Tests
    This covers the costs for X-rays, blood tests, and MRI scans when your symptoms are being diagnosed.
    Not Covered
  • Room & Board
    For the nights that you spend in a hospital room instead of your own bed.
    from RM300 per day up to 200 days
    • Medication and Treatment
      Charges for the medicine and therapy that go towards helping you feel 100% again.
      As Charged
    • Second Surgical Opinion
      In case you'd like the medical opinion of another specialist before undergoing surgery.
      from RM500 per year
    • Intensive Care Unit (ICU)
      Worsening conditions may require critical care in the specialised hospital ward.
      As Charged per day up to 60 days
    • Hospital Services and Supplies
      Charges for the sterilised bandages, intravenous drips, blood packs and other services while hospitalised.
      As Charged
    • Surgeon Fees
      How much your medical card covers for surgical procedures, minor and major.
      As Charged
    • Post Hospitalisation Treatment
      To help you recuperate after you've been discharged from the hospital.
      As Charged
    • Outpatient Kidney Dialysis Treatment
      How much your insurer will cover for dialysis if you suffer kidney failure.
      As Charged
    • Outpatient Cancer Treatment
      Inclusive of costs for chemotherapy and other treatments if you are diagnosed with cancer.
      As Charged
    • Organ Transplant
      Cost insured if you get an organ tranplant and surgery charges.
      from RM100000 per lifetime
    • Day Surgery
      For surgical procedures that do not require you to spend the night in a hospital bed.
      As Charged
    • Accidental Injury and Medical Treatment
      Cover for emergency outpatient treatment due to an accident.
      from RM3000 per year
    • Pregnancy Complication
      Extra cover for medical cost resulting from complications during pregnancy.
      from RM10000 per year
    • Hospital Cash Benefit
      Daily allowance for patients that are admitted to the hospital.
      from RM100 per day up to 200 days
    • Home Nursing Care
      How much you're allowed to claim for home nursing care due to sickness or injury.
      As Charged up to 250 days per lifetime
View more coverage details +

Premiums

How much your premiums may cost

  • Budget Planner

    During the times of recession, Vivek who is turning 30 soon wants an economic plan to prepare for the uncertainties.

    Suggested PremiumRM1296
    Get Quote
  • Office Admin

    Elaine is 32 this year and she is contented with her job as an executive. She is more than ready to get a premium medical card.

    Suggested PremiumRM1759
    Get Quote
  • Retiree

    60 years old Arvind is aware that his age is a contributing factor to the costly medical card premium but he can well afford it

    Suggested PremiumRM3996
    Get Quote

Actual premium rates will be determined by Prudential BSN Takaful Berhad and may vary from what is suggested based on age, sex, occupation, lifestyle habits and other factors.

Suggested Premium is inclusive of 6% GST

How to Claim

Nobody likes to be taken on a merry-go-round just to get one simple thing done. You can avoid that from happening on your claim journey by adopting the following steps:

  • Call and inform Prudential BSN Takaful of your incident as soon as possible to ensure a smooth claim process.
  • Fill up a claim form yourself that you can get here and one to be completed by your attending doctor.
  • That's not all, they got to need some evidence to proof that you are eligible for the reimbursement. Get all the documents in this checklist prepared.
  • Got everything they need? Great! Submit all of them to your nearest Prudential BSN Takaful branch and they'll take care of the rest.
  • Expect a call back from them in 10 working days and that's the end of it, pretty straightforward huh!

Here are the contact details of Prudential BSN Takaful for claims assistance:

Contact number: 03 2053 7188

Email: customer@prubsn.com.my

Medical Assistance Hotline & Services
Worldwide Emergency Medical Assistance
Prudential BSN Takaful Customer Care Hotline
 +60320537188

Panel Hospitals

Find a hospital or clinic near you!

Requirements

Am I eligible to apply for this insurance?

Minimum Entry Age
At least 14 days of age
Maximum Entry Age
At most 70 years of age
Coverage Expiry Age
At most 80 years of age