What is the HealthEnrich Advanced exactly?
The HealthEnriched Advanced is one of four Takaful medical protection plan offered by Prudential BSN. It comes with better protection, so that you will not have to change your lifestyle too much because of medical expenses or complications that may come up later in life.
With additional benefits for unforeseen life changes such as cancer, kidney failures or heart attacks, you can be sure that you won’t have to do it all alone. Make no compromises with the Advanced plan in your back pocket.
Who can apply for this protection plan?
Almost anyone can pick up this protection, as long as you are over the legal age of 21. For you parents who want to get your child the same protection, you can pick it up for them as soon as their turn 14 days old.
The maximum entry age for this plan is 70 years old, but the protection doesn’t stop there. After 70 you can continue to renew this policy up until your 80th birthday.
How much does it cover exactly?
As most medical plans do, the HealthEnrich Advanced will cover all hospital room and board expenses at any one of the Prudential BSN panel hospitals. You will also receive full coverage for ICU charges, surgical procedures and other in-hospital related services. In the case you require outpatient care, you will receive coverage for home nursing, day surgery and post hospitalization treatments.
That aside, the HealthEnrich Advanced comes with care for life-changing events such as Cancer, Heart Attacks, and Kidney failures. As mentioned, you will have additional benefits in these circumstances as well as increased annual limits. You won’t have to worry about expenses relating to cancer treatment, such as radiotherapy or chemo, as well as kidney dialysis treatment and follow up care for heart patients.
What happens if I want to cancel the plan?
Like most policies, this one comes with a 15-day cooling period in which you can decide to cancel your plan, and receive a full refund for any expenses paid. However, if you decide to make a cancellation after this period, you can of course, but it may cost you your premiums, so be sure to double check this clause before making a cancellation.