So what is the HealthEnrich Premier?
The HealthEnrich Premier is only one in a series of medical insurance plans offered by Prudential BSN Takaful. This particular policy is tailor to people who want to prioritize their coverage over everything else.
With this plan, you get to have emergency medical treatment in the event of an accident, 24-hr emergency contact for unforeseen situations and full reimbursement for your medical expenses under the coverage scheme.
How much does it cover exactly?
Being a medical plan, it covers medical treatment, hospitalization, intensive care services as well as surgical services, should you need them. Unlike some medical insurance policies, this one also covers post hospitalization care if required.
Therefore, if you should need to have kidney dialysis treatment, or cancer treatment, you can make those charges out to the insurance policy. Aside from that, they will pay for home nursing care and the charges for an outpatient medical attendant if they apply to the situation you are in.
Who can apply for this plan?
If you would like to pick up this policy, you will need to be of the legal age of 18, parents can get this plan for their new born children as well, if they are more than 2 weeks old.
The age limit for this plan to work at optimum speed is 70 years old. After which, you can choose to extend the plan by renewal until the maximum age of 80.
Can I cancel my policy?
Technically yes, after applying and getting the policy you have a 15-day cooling period that allows for you to cancel the plan and receive a full refund for any premiums paid. However, if you decide to cancel your plan in the middle of your contract period there is no guarantee that you will get back any advance premiums you have paid.
To cancel the policy, you will need to submit a written statement, declaring your need to cancel the plan, directly to Prudential BSN Takaful.