Prudential BSN Takaful

Underwritten by Prudential BSN Takaful Berhad

Prudential BSN Takaful HealthEnrich Premier

Enjoy extra privileges and treatment when you are hospitalised at any preferred hospital nationwide. High coverage limit to keep all your worries at bay.

    • Co-Insurance Up To 10%
    • Hospital Accommodation Up To 365 Days
    • 15-Day Cancellation Refund

Apply online now for Prudential BSN Takaful HealthEnrich Premier

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How much you can claim for hospital bills

  • Annual Limit
    The claims on your medical card cannot exceed this amount in a single policy year.
  • Lifetime Limit
    Know your lifetime limit, your medical card expires if you reached this amount.
    from RM4000000 up to RM4000000
  • Diagnostic Tests
    This covers the costs for X-rays, blood tests, and MRI scans when your symptoms are being diagnosed.
    Not Covered
  • Room & Board
    For the nights that you spend in a hospital room instead of your own bed.
    from RM1000 per year
    • Medication and Treatment
      Charges for the medicine and therapy that go towards helping you feel 100% again.
      As Charged
    • Second Surgical Opinion
      In case you'd like the medical opinion of another specialist before undergoing surgery.
      from RM1000
    • Intensive Care Unit (ICU)
      Worsening conditions may require critical care in the specialised hospital ward.
      As Charged per day up to 120 days
    • Hospital Services and Supplies
      Charges for the sterilised bandages, intravenous drips, blood packs and other services while hospitalised.
      As Charged
    • Surgeon Fees
      How much your medical card covers for surgical procedures, minor and major.
      As Charged
    • Post Hospitalisation Treatment
      To help you recuperate after you've been discharged from the hospital.
      As Charged
    • Outpatient Kidney Dialysis Treatment
      How much your insurer will cover for dialysis if you suffer kidney failure.
      As Charged
    • Outpatient Cancer Treatment
      Inclusive of costs for chemotherapy and other treatments if you are diagnosed with cancer.
      As Charged
    • Organ Transplant
      Cost insured if you get an organ tranplant and surgery charges.
      from RM200000 per lifetime
    • Day Surgery
      For surgical procedures that do not require you to spend the night in a hospital bed.
      As Charged
    • Accidental Injury and Medical Treatment
      Cover for emergency outpatient treatment due to an accident.
      from RM5000 per year
    • Pregnancy Complication
      Extra cover for medical cost resulting from complications during pregnancy.
      from RM20000
    • Hospital Cash Benefit
      Daily allowance for patients that are admitted to the hospital.
      from RM200
    • Home Nursing Care
      How much you're allowed to claim for home nursing care due to sickness or injury.
      As Charged up to 365 days per lifetime
    • Dedicated Medical Attendant
      Cost cover for a dedicated medical attendant that's provided by your medical card.
      from RM200
View more coverage details +


How much your premiums may cost

  • School Teacher

    Volunteering himself to teach in a rural area, Nicholas who is 28 is looking for a plan with the lowest premium.

    Suggested PremiumRM1919
    Get Quote
  • Machinery Operator

    32 years old Chin Kong works in a hot and humid factory. He needs extra protection on top of the basic company medical card coverage.

    Suggested PremiumRM2736
    Get Quote
  • VIP

    At the age of 42, Hisham is the CEO of a listed company. He will never hesitate to spend on things that are worth the money.

    Suggested PremiumRM4397
    Get Quote

Actual premium rates will be determined by Prudential BSN Takaful Berhad and may vary from what is suggested based on age, sex, occupation, lifestyle habits and other factors.

Suggested Premium is inclusive of 6% GST

How to Claim

Don't let "If I know this earlier I would have..." ever happen to you. Learn the right way to make a claim and save yourself from unnecessary hassle.

  • Immediately contact Prudential BSN Takaful to inform them of your encounter for them to facilitate your claim and assist you wherever possible.
  • There are a few forms that you'll have to complete as an evidence of your claim:

a) Medical Claim Form

b) Attending Physician's Statement - to be completed by your doctor

  • In addition of the above, make sure you have all the documents as required in the submission checklist to get you going. Here are some of them, just to list a few:

a) Medical Report

b) Medical Bills

c) Original Payment Receipts

  • Once everything is good to go, deliver them over to any one of the Prudential BSN Takaful branches and they'll call you back in 10 working days with a result.

If you need further clarification or claim assistance, give them a call at 03 2053 7188 or email them at

Medical Assistance Hotline & Services
Worldwide Emergency Medical Assistance
Prudential BSN Takaful Customer Care Hotline

Panel Hospitals

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Am I eligible to apply for this insurance?

Minimum Entry Age
At least 14 days of age
Maximum Entry Age
At most 70 years of age
Coverage Expiry Age
At most 80 years of age