Prudential BSN Takaful

Underwritten by Prudential BSN Takaful Berhad

Prudential BSN Takaful HealthEnrich Select

Thinking of starting a family? Protect the people that matter most with a medical plan that rewards expecting mothers with maternity complication coverage.

    • Islamic
    • Co-Insurance Up To 10%
    • Hospital Accommodation Up To 200 Days
    • 15-Day Cancellation Refund

Apply online now for Prudential BSN Takaful HealthEnrich Select

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How much you can claim for hospital bills

  • Annual Limit
    The claims on your medical card cannot exceed this amount in a single policy year.
  • Lifetime Limit
    Know your lifetime limit, your medical card expires if you reached this amount.
    from RM600000 up to RM600000
  • Diagnostic Tests
    This covers the costs for X-rays, blood tests, and MRI scans when your symptoms are being diagnosed.
    Not Covered
  • Room & Board
    For the nights that you spend in a hospital room instead of your own bed.
    from RM200 per day up to 200 days
    • Medication and Treatment
      Charges for the medicine and therapy that go towards helping you feel 100% again.
      As Charged
    • Intensive Care Unit (ICU)
      Worsening conditions may require critical care in the specialised hospital ward.
      As Charged per day up to 60 days
    • Hospital Services and Supplies
      Charges for the sterilised bandages, intravenous drips, blood packs and other services while hospitalised.
      As Charged
    • Surgeon Fees
      How much your medical card covers for surgical procedures, minor and major.
      As Charged
    • Post Hospitalisation Treatment
      To help you recuperate after you've been discharged from the hospital.
      As Charged
    • Outpatient Kidney Dialysis Treatment
      How much your insurer will cover for dialysis if you suffer kidney failure.
      As Charged
    • Outpatient Cancer Treatment
      Inclusive of costs for chemotherapy and other treatments if you are diagnosed with cancer.
      As Charged
    • Day Surgery
      For surgical procedures that do not require you to spend the night in a hospital bed.
      As Charged
    • Accidental Injury and Medical Treatment
      Cover for emergency outpatient treatment due to an accident.
      from RM2000 per year
    • Pregnancy Complication
      Extra cover for medical cost resulting from complications during pregnancy.
      from RM6000 per year
    • Home Nursing Care
      How much you're allowed to claim for home nursing care due to sickness or injury.
      As Charged up to 180 days per lifetime
View more coverage details +


How much your premiums may cost

  • Fresh Graduate

    Balqis is 22 this year and could only manage to get the cheapest plan.

    Suggested PremiumRM901
    Get Quote
  • Homemaker

    At the age of 42, Martha has gone through ups and downs in her life. She wants a medical card to prepare for the unforeseen mishaps.

    Suggested PremiumRM1446
    Get Quote
  • Assembly Line Worker

    Sandra is 42 and she is exposed to a fair amount of danger in her line of work. She'll have to pay higher premium for a regular plan.

    Suggested PremiumRM1807
    Get Quote

Actual premium rates will be determined by Prudential BSN Takaful Berhad and may vary from what is suggested based on age, sex, occupation, lifestyle habits and other factors.

Suggested Premium is inclusive of 6% GST

How to Claim

Reporting a claim isn't rocket science, it's nothing of the sort. Prudential BSN Takaful has made it easier than ever with only a few simple steps below. 

  • The very first step is to acknowledge Prudential BSN Takaful of your incident the earliest you can to get your claim reported. You can reach them at 03 2053 7188 or via email -
  • There are two claim forms to be completed, one for yourself and the other one for your attending physician.
  • Evidence is what the they need in accessing your claim. So, make sure you've got what they needed as outlined in this checklist.
  • Now that you've everything ready, pack them up and deliver them to any of the Prudential BSN Takaful branches near you.

They'll let you know the outcome in 10 working days, so keep your cell phone on!

Medical Assistance Hotline & Services
Worldwide Emergency Medical Assistance
Prudential BSN Takaful Customer Care Hotline

Panel Hospitals

Find a hospital or clinic near you!


Am I eligible to apply for this insurance?

Minimum Entry Age
As early as 20 weeks into your pregnancy
Maximum Entry Age
At most 70 years of age
Coverage Expiry Age
At most 80 years of age