Prudential PRUHealth Medical Card

Claim your overseas medical treatment with Prudential PRUHealth Medical Card. Be rewarded with automatic coverage upgrades and no-claim bonuses.

Prudential PRUHealth Medical Card
Annual Limit
up to RM250k
Lifetime Limit
up to RM2.6m
Room & Board
up to RM600
Coverage Age
1 years - 100 years
No. of Panel Hospitals
78
Investment-Linked Plan
No

Coverage

How much you can claim for hospital bills

Annual Limit
from RM50k up to RM250k
Lifetime Limit
from RM520k up to RM2.6m
Pre-Hospitalisation Diagnostic Tests
As charged within 30 days before hospitalisation
Room & Board
from RM100 up to RM600per year, up to 120 days
Surgical Fees
As charged subject to co-insurance or deductible
Medication and Treatment
As charged 
Intensive Care Unit (ICU)
As charged per year, up to 30 days
Hospital Services and Supplies
As charged subject to co-insurance or deductible
Post-Hospitalisation Treatment
As charged within 90 days after discharge, subject to co-insurance or deductible
Outpatient Kidney Dialysis Treatment
As charged subject to co-insurance or deductible
Outpatient Cancer Treatment
As charged subject to co-insurance or deductible
Day Surgery
As charged subject to co-insurance or deductible
Emergency Accidental Outpatient Treatment
from RM1k up to RM6kper Annual Limit
Home Nursing Care
As charged up to 180 days per lifetime, subject to co-insurance or deductible

Features

Additional benefits with this insurance

Deductible
Up to RM10,000
Co-insurance
Up to 10%
Refund
15 days cancellation refund
Hospital Accommodation
Up to 120 days

How to Claim

Who do I contact if I have a question or emergency?

Prudential Customer Care Hotline

Hate going through complicated procedure whenever you're requesting for a reimbursement? Not anymore with Prudential's hassle-free claim process!

Panel Hospital

Prudential's medical card is the key to your speedy admission. Show it to the hospital attendant upon hospitalisation and you'll only be required to sign a Declaration & Authorisation form.

Forget to bring your medical card? No problem, giving them your IC number is equally sufficient.

Next, put a deposit upfront to provide for non-medical related items fees only if the hospital requests for it. That's all to get you admitted, pretty simple huh!

Upon discharge, check your bill and sign on it after you've paid the charges that are out of your policy's coverage.

Non-Panel Hospital

In this case, you need to pay the medical bills first and claim for reimbursement. Fret not, it can be done in just a few simple extra steps.

You have three options to get a claim form from Prudential:

  1. Through your servicing agent
  2. Contact their customer service at 02 21160228
  3. or send an email to [email protected]

Get ready the necessary documents such as original bills, original receipt and medical report and attach it with your completed claim form.

Deliver them to your nearest Prudential branch or pass it to your agent.

That's it! Your whole claim process is done and Prudential will notify you of the result.

Requirements

Minimum Entry Age
At least 1 years of age
Maximum Entry Age
At most 70 years of age
Coverage Expiry Age
At most 100 years of age

More Information

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