QBE

Underwritten by QBE Insurance (Malaysia) Berhad

QBE MEDI Plus Cover

QBE MEDI Plus Cover gives you 24 hours a day, worldwide coverage for cost incurred in surgery and hospitalization.

    • Deductible Up To RM5000
    • 15-Day Cancellation Refund

Apply online now for QBE MEDI Plus Cover

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Coverage

How much you can claim for hospital bills

  • Annual Limit
    The claims on your medical card cannot exceed this amount in a single policy year.
    RM100000
  • Lifetime Limit
    Know your lifetime limit, your medical card expires if you reached this amount.
    Not Applicable
  • Pre-Hospitalisation Diagnostic Tests
    This covers the cost for ECG, X-rays and other laboratory tests to diagnose your symptoms.
    RM500
  • Room & Board
    For the days that you spend in a hospital room instead of your own bed.
    from RM100 per day
    • Pre-Hospitalisation Consultation
      What's covered for medical consultation prior to hospitalisation or day care.
      from RM500
    • Intensive Care Unit (ICU)
      Worsening conditions may require critical care in the specialised hospital ward.
      from RM300 per day
    • Hospital Services and Supplies
      Charges for the sterilised bandages, intravenous drips, blood packs and other services while hospitalised.
      from RM3500
    • Surgical Fees
      How much your medical card covers for surgical procedures, minor and major.
      from RM10000
    • Anaesthetist Fees
      Some surgeries require the use of anaesthetic drugs to put you to sleep before the procedure.
      from RM3500
    • Operating Theatre Fees
      All the costs involved for use and set up of the operating room for your surgery.
      from RM3500
    • In-Hospital Physician Visits
      This is the limit for the visits from the hospital doctors that are covered by your medical plan.
      from RM100
    • Post-Hospitalisation Treatment
      This covers your follow up treatment after your discharge from hospital or day care surgery.
      from RM500
    • Outpatient Kidney Dialysis Treatment
      Charges covered for consultation, examination tests and prescribed drugs if you are diagnosed with kidney failure.
      from RM5000
    • Outpatient Cancer Treatment
      Charges covered for consultation, examination tests and prescribed drugs if you are diagnosed with cancer.
      from RM5000
    • Emergency Accidental Outpatient Treatment
      Cover for emergency outpatient treatment and follow up due to an accident.
      from RM750
    • accidentalDeath
      Coverage benefit for family if policyholder passes away due to an accident.
      from RM10000
    • Ambulance Fees
      Charges for local ambulance services to and from the hospital.
      from RM200
    • Cash Allowance at Government Hospital
      Daily lump sum cash benefits for patients who spend the night at a government hospital.
      from RM30 per day
    • Home Nursing Care
      How much you're allowed to claim for care from a government-licensed nurse at your home.
      from RM300 per day
View more coverage details +

Premiums

How much your premiums may cost

    Actual premium rates will be determined by QBE Insurance (Malaysia) Berhad and may vary from what is suggested based on age, sex, occupation, lifestyle habits and other factors.

    Suggested Premium is inclusive of 6% GST

    How to Claim

    Before you go to make a claim with QBE you will need a few things per the list below. But before that you will need to get a claim form to fill in, this will be your ticket into getting your claims approved. So remember to ask for one when you call to notify them of whatever incident has occurred. The following is a list of documents you might need;

    • Medical Report
    • Original Bills and Receipts
    • Police Report if applicable
    • Copy of NRIC

    You will need to compile all these documents along with your claim form, and head on over to the nearest QBE branch or hand it off to your insurance Agent. You will need to have a copy of your business registration if you are making a claim on behalf of a company.

    QBE Customer Care Hotline
     +60378618400

    Panel Hospitals

    Find a hospital or clinic near you!

    No hospital is currently accepting this medical card

    Requirements

    Am I eligible to apply for this insurance?

    Minimum Entry Age
    At least 30 days of age
    Maximum Entry Age
    At most 60 years of age
    Maximum Renewal Age
    At most 65 years of age

    Frequently Asked Questions about QBE MEDI Plus Cover

    Things you might want to know

    Tell me more about this MEDI Plus Cover

    The QBE MEDI Plus is as the name suggests a comprehensive medical insurance protection plan made to be both affordable while offering first-class care. With this policy, you will have access to the best hospitals and care facilities QBE has to offer.

    How much does it cover?

    Well like any medical insurance policy you will have coverage for medical expenses, room and board as well as a high annual limit benefit. However, you will also have coverage for the use of hospital services, supplies, equipment, intensive care facilities, specialist consultation, surgical fees and the list goes on. Of course, there is a slightly more comprehensive list in the coverage section above.

    Rest assured you won’t have to worry about seeking outpatient care with this policy. You will be offered it as and when you need it especially in the case of kidney dialysis treatment and cancer care. Another perk is that this policy also has great coverage for home nursing care and post hospitalization treatment, should your recovery extend to a time after your discharge and you are in need of additional care.

    What about the premiums?

    Premiums for this policy will be calculated according to a myriad of factors, the basics of which pertain to your age and gender, but will also include your social status and income. If you choose to apply for this policy, you will need to have a sit down with an insurance agent from QBE to discuss the plan that you want and what will work best for you.

    Can I cancel the policy?

    Yes you can, however you must do so within the 15-day cooling period, if you want to get your premiums back. Any cancellations after that will not have a guarantee for a full refund.

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