What is the Major Medi Cover?
This is a medical insurance policy offered by QBE insurance to help protect you from the globally rising cost of medical treatments. You never know when you might need medical coverage for one thing or rather, but when you have a proper coverage like this one, you can be guaranteed that you will be able to get the treatment you need.
What does the policy cover?
For the most part, this policy covers the basics as they are charged, so you won’t really have to worry much about having to cater to a limit. Your hospital room and board, along with any diagnostic tests will be covered by the policy along with all consultation fees.
Apart from that, all hospital and surgical fees, the use of equipment, ICU and operating theaters are all taken care of as well. So, if you ever find yourself in need to extensive surgery and treatment your policy, just like your doctors will look out for you.
Finally, if you require post hospitalization treatment after your surgery or extended stay at the hospital, that will also be covered by the policy. Which means you will only need to worry about getting better.
What about the premiums?
Unfortunately, QBE does not publicize their premium rates, but should you decide to pick up this policy they will customize the premium rates to you specifically. The rates will weigh in on your age, health, and income among other things, so you can be sure that you are getting the best deal possible.
Who can apply for this policy?
This is primarily an individual insurance so anyone over the age of 18 can pick it up, but it does have maximum entry age of 60 years old. If you already have the policy before then, you can continue to renew it till your 65th birthday.
However, you can add children into the protection umbrella of this policy, so parents, take note that your child must be over 30 days old to be eligible for this protection.