RHB Insurance

Underwritten by RHB Insurance Berhad

RHB Insurance MediSure Insurance

The last thing you'd want to worry about in the surgery room is getting the hospital bills paid. Apply for a health plan that supports you financially through thick and thin.

    • Deductible Up To RM20000
    • Hospital Accommodation Up To 200 Days
    • 15-Day Cancellation Refund
View product disclosure sheet.


How much you can claim for hospital bills

  • Annual Limit
    The claims on your medical card cannot exceed this amount in a single policy year.
    from RM20000 up to RM150000
  • Lifetime Limit
    Know your lifetime limit, your medical card expires if you reached this amount.
    from RM60000 up to RM450000
  • Pre-Hospitalisation Diagnostic Tests
    This covers the costs incurred for diagnostic X-ray, laboratory examination and scans.
    As Charged within 60 days before hospitalisation
  • Room & Board
    For the days that you spend in a hospital room instead of your own bed.
    from RM80 up to RM450per day up to 200 days
    • Pre-Hospitalisation Consultation
      What's covered for medical consultation prior to hospitalisation or day care.
      As Charged
    • Intensive Care Unit (ICU)
      Worsening conditions may require critical care in the specialised hospital ward.
      from RM160 up to RM600per day up to 75 days
    • Hospital Services and Supplies
      Charges for the sterilised bandages, intravenous drips, blood packs and other services while hospitalised.
      As Charged
    • Surgical Fees
      How much your medical card covers for surgical procedures, minor and major.
      As Charged
    • Anaesthetist Fees
      Some surgeries require the use of anaesthetic drugs to put you to sleep before the procedure.
      As Charged
    • Operating Theatre Fees
      All the costs involved for use and set up of the operating room for your surgery.
      As Charged
    • In-Hospital Physician Visits
      This is the limit for the visits from the hospital doctors that are covered by your medical plan.
      As Charged per day up to 200 days
    • Post-Hospitalisation Treatment
      This covers your follow up treatment after your discharge from hospital or day care surgery.
      As Charged within 31 days from discharge
    • Outpatient Kidney Dialysis Treatment
      Charges covered for consultation, examination tests and prescribed drugs if you are diagnosed with kidney failure.
      from RM12000 up to RM36000per year
    • Outpatient Cancer Treatment
      Charges covered for consultation, examination tests and prescribed drugs if you are diagnosed with cancer.
      from RM12000 up to RM36000per year
    • Physiotherapy
      In case you need physiotherapy following injury or sickness, written recommendation from your doctor is required.
      As Charged within 90 days from discharge
    • Organ Transplant
      Cost insured if you get an organ tranplant and surgery charges.
      As Charged heart, kidney, lung, liver or bone marrow transplantation
    • Emergency Accidental Outpatient Treatment
      Cover for emergency outpatient treatment and follow up due to an accident.
      As Charged
    • Ambulance Fees
      Charges for local ambulance services to and from the hospital.
      As Charged
    • Cash Allowance at Government Hospital
      Daily lump sum cash benefits for patients who spend the night at a government hospital.
      from RM35 up to RM65per day up to 150 days
    • Insured Child Guardian Benefit
      Reimbursement of expenses for parents or guardians of children who are admitted into the hospital ward.
      from RM50 up to RM200per day up to 200 days
    • Medical Report Fee
      Charges for medical report for diagnostic tests, treatment and surgery.
      As Charged
View more coverage details +


How much your premiums may cost

  • Budget Planner

    Working only as a junior clerk, Surain who just turned 27 can only get himself a basic medical card for now.

    Suggested PremiumRM401.00
    Get Quote
  • Homemaker

    At the age of 46, Pui Hwa still has 2 children to take care of. She needs a medical card as a protection for her family.

    Suggested PremiumRM1011.00
    Get Quote
  • Retiree

    Hafiz decided to get a medical plan only when he's 58. His premiums are relatively higher due to his age.

    Suggested PremiumRM1454.00
    Get Quote

Actual premium rates will be determined by RHB Insurance Berhad and may vary from what is suggested based on age, sex, occupation, lifestyle habits and other factors.

How to Claim

Making a claim is not as difficult as you may think. What if I told you it can be done in only three easy-peasy steps!

1) In the event of an incident, contact RHB at 03 2180 3030 or send an email to [email protected] within 30 days to inform them of the details of your incident.This is to ensure that they can access your situation accurately and provide you with the best advice.

2) Complete and prepare the following documents for claim submission. Take note, complete documentation is always helpful in speeding up the process.

a) Claim form - https://rhbgroup.com/products-and-services/insuran...

b) Medical report

c) Original medical bils and receipts

d) Post mortem report if applicable

3) Have all the documents submitted to your nearest RHB branch https://rhbgroup.com/products-and-services/persona... or through your appointed agent.

There you go! Only three steps and you're done. They will then keep you updated of your claim status.

RHB Insurance Customer Care Hotline


Am I eligible to apply for this insurance?

Minimum Entry Age
At least 30 days of age
Maximum Entry Age
At most 60 years of age
Maximum Renewal Age
At most 75 years of age

Frequently Asked Questions about RHB Insurance MediSure Insurance

Things you might want to know

What is the MediSure all about?

It is an insurance plan that will have your back when you need it the most. Say goodbye to the worry and hassle of medical bills while you are in the midst of a trying time. More specifically, this insurance plan will relieve the burden of your family members if you are indisposed, or hospitalized.

With this plan, you can be sure that your bills will be taken care of and the details minute, so you can keep focusing on getting better and let RHB do the work for you.

Who can apply for this policy?

Anyone of legal age can pick up this policy whenever you wish. As for the specific age requirements, you have to be between 18 and 6o years old. After that, if you wish to continue with the plan protection, you can keep renewing it till the age of 75.

Parents who would like to purchase this policy for their children, should be aware that the minimum age of your child is 30 days old.

How much does it cover?

Much like most medical insurance policies, this plan takes care of hospitalization, medical expenses, hospital expenses, consultation fees and should you need it, surgical expenses. Fortunately, it covers more than just that.

This policy also takes into consideration outpatient care and treatment, so should you require kidney dialysis treatment, cancer treatment or physiotherapy then this plan will meet your needs. You will also be covered in the event you have to undergo an organ transplant.

Can I cancel the policy and get a refund?

If you find that you no longer want or need this policy you are welcome to cancel it after submitting a written notice to RHB. However, it is only when you cancel within the 15 day cooling period after your application, are you entitled for a full refund of any premiums paid.

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