RHB Insurance

Underwritten by RHB Insurance Berhad

RHB Insurance MediSure Supreme Insurance Medical Card

Medical expenses are on the rise, but hard as it is to acknowledge, everyone deserves to have good medical care. Pick up this RHB Insurance medical plan, with affordable premiums and access to better care from the get go!

    • Deductible Up To RM100000
    • Hospital Accommodation Up To 200 Days

Life's Too Short to Pay the Wrong Insurance. Get Free Consultation Now!

Life's Too Short to Pay the Wrong Insurance. Get Free Consultation Now!

Apply online now for RHB Insurance MediSure Supreme Insurance Medical Card

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How much you can claim for hospital bills

  • Annual Limit
    The claims on your medical card cannot exceed this amount in a single policy year.
    from RM100000 up to RM1000000
  • Lifetime Limit
    Know your lifetime limit, your medical card expires if you reached this amount.
    RM1000000 for Plan 1, Plan 2, & Plan 3 up to RM5,000,000
  • Pre-Hospitalisation Diagnostic Tests
    This covers the costs incurred for diagnostic X-ray, laboratory examination and scans.
    As Charged within 60 days before hospitalisation
  • Room & Board
    For the days that you spend in a hospital room instead of your own bed.
    from RM150 up to RM550up to 200 days, per disability
    • Pre-Hospitalisation Consultation
      What's covered for medical consultation prior to hospitalisation or day care.
      As Charged within 60 days before hospitalisation
    • Second Medical Opinion
      In case you'd like the medical opinion of another physician before undergoing treatment.
      As Charged within 60 days before hospitalisation
    • Intensive Care Unit (ICU)
      Worsening conditions may require critical care in the specialised hospital ward.
      As Charged up to 200 days per disability
    • Hospital Services and Supplies
      Charges for the sterilised bandages, intravenous drips, blood packs and other services while hospitalised.
      As Charged
    • Surgical Fees
      How much your medical card covers for surgical procedures, minor and major.
      As Charged
    • Anaesthetist Fees
      Some surgeries require the use of anaesthetic drugs to put you to sleep before the procedure.
      As Charged
    • Operating Theatre Fees
      All the costs involved for use and set up of the operating room for your surgery.
      As Charged
    • In-Hospital Physician Visits
      This is the limit for the visits from the hospital doctors that are covered by your medical plan.
      As Charged up to 200 days and max 2 visits per day
    • Post-Hospitalisation Treatment
      This covers your follow up treatment after your discharge from hospital or day care surgery.
      As Charged within 60 days after discharge
    • Outpatient Kidney Dialysis Treatment
      Charges covered for consultation, examination tests and prescribed drugs if you are diagnosed with kidney failure.
      As Charged per year
    • Outpatient Cancer Treatment
      Charges covered for consultation, examination tests and prescribed drugs if you are diagnosed with cancer.
      As Charged per year
    • Physiotherapy
      In case you need physiotherapy following injury or sickness, written recommendation from your doctor is required.
      As Charged within 90 days from discharge
    • Organ Transplant
      Cost insured if you get an organ tranplant and surgery charges.
      As Charged once per lifetime
    • Emergency Accidental Outpatient Treatment
      Cover for emergency outpatient treatment and follow up due to an accident.
      As Charged within 24 hours and follow-up treatment up to 60 days
    • Ambulance Fees
      Charges for local ambulance services to and from the hospital.
      As Charged
    • Cash Allowance at Government Hospital
      Daily lump sum cash benefits for patients who spend the night at a government hospital.
      from RM50 up to RM150per day up to 200 days
    • Insured Child Guardian Benefit
      Reimbursement of expenses for parents or guardians of children who are admitted into the hospital ward.
      from RM90 up to RM200per day up to 200 days
    • Home Nursing Care
      How much you're allowed to claim for care from a government-licensed nurse at your home.
      from RM1000 up to RM20000optional benefit
    • Medical Report Fee
      Charges for medical report for diagnostic tests, treatment and surgery.
      As Charged
View more coverage details +


How much your premiums may cost

  • Budget Planner

    Jason is just starting out in his career and wants a an affordable plan to fall back on in case of extenuating circumstances, that comes with an annual premium that he can save up for.

    Suggested PremiumRM769.00
    Get Quote
  • School Teacher

    Mr.Chee is in his late 50's and is looking for a reliable plan that he can pay for once off every year without having to worry about monthly commitments.

    Suggested PremiumRM1660.00
    Get Quote
  • Retiree

    En.Abu is now retired and living off his pension, therefore he is looking for a renewable medical plan that comes with an affordable premium that wont eat at his monthly expenses budget. 

    Suggested PremiumRM5155.00
    Get Quote

Actual premium rates will be determined by RHB Insurance Berhad and may vary from what is suggested based on age, sex, occupation, lifestyle habits and other factors.

How to Claim

There are a few things that you need to do and get together before you can make a claim with RHB Insurance. Follow these, steps below to make the process a little easier. 

1) In the event of an incident, contact RHB at 03 2180 3030 or send an email to [email protected] within 30 days to inform them of the details of your incident.This is to ensure that they can asses your situation accurately and provide you with the best advice.

2) Complete and prepare the following documents for claim submission. Take note, complete documentation is always helpful in speeding up the process.

a) Claim form 

b) Medical report

c) Original medical bills and receipts

d) Post mortem report if applicable

3) Have all the documents submitted to your nearest RHB branch or through your appointed agent.

There you go! Only three steps and you're done. They will then keep you updated of your claim status.

RHB Insurance Customer Care Hotline


Am I eligible to apply for this insurance?

Minimum Entry Age
At least 30 days of age
Maximum Entry Age
At most 70 years of age
Coverage Expiry Age
At most 100 years of age

Frequently Asked Questions about RHB Insurance MediSure Supreme Insurance Medical Card

Things you might want to know

What is the MediSure Supreme?

This here, is a medical insurance protection plan offered by RHB Insurance for the people who want better care with less stress. With this insurance plan, you get to have extended coverage depending on the plan you choose as well as annual premiums, so you can save up for them without having to increase your monthly expenditure.

How much does it cover?

As per usual, there are the regular expenses that the insurance policy will cover, among them is hospital room and board, use of the ICU, hospital supplies and services along with the use of the operating theater.

For the most part, all pre-and post-surgical fees will be taken care of by the insurance policy. Of course, your physician visits, outpatient care, emergency medical attention and ambulance fees are covered as well. However, this policy does a little more than that.

Other benefits include an allowance for the purchase of a prostheses should you need it, or a wheelchair. Aside from that, you will get coverage for home nursing care up to a select duration of time, if you need someone to care for you in your immediate recovery time.

How does this policy work?

This is a more flexible medical policy option and can be purchased by almost everyone. With a high maximum renewal age, parents you can buy this policy for your kids and vice versa, from kids to aging parents.

Do I need to have a medical examination before purchasing the policy?

It has not been explicitly requested that you undergo a pre-entry medical exam. That being said, it might be entirely possible that depending on your age up on registration, you will be asked to go for one.

How does the deductible work?

The MediSupreme come with two coverage options in terms of premium. The cashless admission option is where you pay your whole premium upfront and receive a medical card from RHB Insurance. This way, you need not produce any case upon payment for any sort of medical care as per the benefits.

On the other hand, there is the option of joining the deductible programme, where you can opt to pay a fraction of the annual premium. However, depending on your plan, and how much medical attention you require, you as the policy holder will need to pay for the first RM5,000 to RM100,000 of your costs. After which you can claim from the policy.

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