RHB Insurance MediSure Supreme Insurance Medical Card

Medical expenses are rising but you deserve to have good medical insurance. RHB Insurance MediSure Supreme Insurance offers affordable, comprehensive coverage.

RHB Insurance MediSure Supreme Insurance Medical CardBetter Care
Annual Limit
up to RM1m
Lifetime Limit
No limit
Room & Board
up to RM550
Coverage Age
30 days - 100 years
No. of Panel Hospitals
110
Investment-Linked Plan
No

Coverage

How much you can claim for hospital bills

Annual Limit
from RM100k up to RM1m
Lifetime Limit
No limitfrom RM1m for Plan 1, Plan 2, & Plan 3 up to RM5,000,000
Pre-Hospitalisation Diagnostic Tests
As charged within 60 days before hospitalisation
Room & Board
from RM150 up to RM550up to 200 days, per disability
Surgical Fees
As charged 
Pre-Hospitalisation Consultation
As charged within 60 days before hospitalisation
Second Medical Opinion
As charged within 60 days before hospitalisation
Intensive Care Unit (ICU)
As charged up to 200 days per disability
Hospital Services and Supplies
As charged 
Anaesthetist Fees
As charged 
Operating Theatre Fees
As charged 
In-Hospital Physician Visits
As charged up to 200 days and max 2 visits per day
Post-Hospitalisation Treatment
As charged within 60 days after discharge
Outpatient Kidney Dialysis Treatment
As charged per year
Outpatient Cancer Treatment
As charged per year
Physiotherapy
As charged within 90 days from discharge
Organ Transplant
As charged once per lifetime
Emergency Accidental Outpatient Treatment
As charged within 24 hours and follow-up treatment up to 60 days
Ambulance Fees
As charged 
Cash Allowance at Government Hospital
from RM50 up to RM150per day up to 200 days
Insured Child Guardian Benefit
from RM90 up to RM200per day up to 200 days
Home Nursing Care
from RM1k up to RM20koptional benefit
Medical Report Fee
As charged 

Features

Additional benefits with this insurance

Deductible
Up to RM100,000
Refund
15 days cancellation refund
Hospital Accommodation
Up to 200 days

How to Claim

Who do I contact if I have a question or emergency?

RHB Insurance Customer Care Hotline

There are a few things that you need to do and get together before you can make a claim with RHB Insurance. Follow these, steps below to make the process a little easier. 

1) In the event of an incident, contact RHB at 03 2180 3030 or send an email to [email protected] within 30 days to inform them of the details of your incident.This is to ensure that they can asses your situation accurately and provide you with the best advice.

2) Complete and prepare the following documents for claim submission. Take note, complete documentation is always helpful in speeding up the process.

a) Claim form 

b) Medical report

c) Original medical bills and receipts

d) Post mortem report if applicable

3) Have all the documents submitted to your nearest RHB branch or through your appointed agent.

There you go! Only three steps and you're done. They will then keep you updated of your claim status.

Requirements

Minimum Entry Age
At least 30 days of age
Maximum Entry Age
At most 70 years of age
Coverage Expiry Age
At most 100 years of age

More Information

What is the RHB Insurance MediSure Supreme Medical Card?

This is a medical insurance protection plan offered by RHB Insurance for the people who want better care with less stress. 

With this medical insurance plan, you get to have extended coverage depending on the plan you choose as well as annual premiums, so you can save up for them without having to increase your monthly expenditure.

How much does this medical insurance cover?

As per usual, there are the regular expenses that the medical insurance policy will cover, among them are hospital room and board, use of the ICU, hospital supplies and services along with the use of the operating theater.

For the most part, all pre-and post-surgical fees will be taken care of by the insurance policy. 

Of course, your physician visits, outpatient care, emergency medical attention and ambulance fees are covered as well. However, this policy does a little more than that.

Other benefits of this RHB Insurance medical card include an allowance for the purchase of prostheses should you need it, or a wheelchair. 

Aside from that, you will get coverage for home nursing care up to select the duration of time, if you need someone to care for you in your immediate recovery time.

How does this medical card work?

This is a more flexible medical card option and can be purchased by almost everyone. 

With a high maximum renewal age, parents you can buy this policy for your kids and vice versa, from kids to aging parents.

Do I need to have a medical examination before purchasing the medical card?

It has not been explicitly requested that you undergo a pre-entry medical exam before getting this medical card.

That being said, it might be entirely possible that depending on your age upon registration, you will be asked to go for one.

About RHB Insurance MediSure Supreme Medical Card deductible opt

The RHB Insurance MediSure Supreme Medical Card comes with two coverage options in terms of premium. 

The cashless admission option is where you pay your whole premium upfront and receive a medical card from RHB Insurance. 

This way, you need not produce any case upon payment for any sort of medical care as per the benefits.

On the other hand, there is the option of joining the deductible programme, where you can opt to pay a fraction of the annual premium. 

However, depending on your medical insurance plan, and how much medical attention you require, you as the policyholder will need to pay for the first RM5,000 to RM100,000 of your costs. 

After which you can claim from the policy.