Tokio Marine

Underwritten by Tokio Marine Insurans (Malaysia) Berhad

Tokio Marine Medic Partner Plan Medical Card

High medical costs can get out of hand. At an affordable price, Medic Partner will provide payment for bills at panel hospitals or clinics in Malaysia.

    • Hospital Accommodation Up To 150 Days
    • 15-Day Cancellation Refund


How much you can claim for hospital bills

  • Annual Limit
    The claims on your medical card cannot exceed this amount in a single policy year.
    from RM45000 up to RM180000
  • Lifetime Limit
    Know your lifetime limit, your medical card expires if you reached this amount.
    Not Applicable
  • Pre-Hospitalisation Diagnostic Tests
    This covers the costs incurred for diagnostic X-ray, laboratory examination and scans.
    As Charged per day
  • Room & Board
    For the days that you spend in a hospital room instead of your own bed.
    from RM160 up to RM500per day up to 150 days
    • Pre-Hospitalisation Consultation
      What's covered for medical consultation prior to hospitalisation or day care.
      As Charged per day
    • Intensive Care Unit (ICU)
      Worsening conditions may require critical care in the specialised hospital ward.
      As Charged per day up to 75 days
    • Hospital Services and Supplies
      Charges for the sterilised bandages, intravenous drips, blood packs and other services while hospitalised.
      As Charged
    • Surgical Fees
      How much your medical card covers for surgical procedures, minor and major.
      from RM17500 up to RM80000
    • Anaesthetist Fees
      Some surgeries require the use of anaesthetic drugs to put you to sleep before the procedure.
      from RM5000 up to RM25000
    • Operating Theatre Fees
      All the costs involved for use and set up of the operating room for your surgery.
      As Charged
    • In-Hospital Physician Visits
      This is the limit for the visits from the hospital doctors that are covered by your medical plan.
      As Charged per day up to 150 days
    • Post-Hospitalisation Treatment
      This covers your follow up treatment after your discharge from hospital or day care surgery.
      As Charged within 60 days after discharge
    • Outpatient Kidney Dialysis Treatment
      Charges covered for consultation, examination tests and prescribed drugs if you are diagnosed with kidney failure.
      from RM4000 up to RM7000
    • Outpatient Cancer Treatment
      Charges covered for consultation, examination tests and prescribed drugs if you are diagnosed with cancer.
      from RM4000 up to RM7000
    • Physiotherapy
      In case you need physiotherapy following injury or sickness, written recommendation from your doctor is required.
      As Charged within 100 days upon discharge
    • Organ Transplant
      Cost insured if you get an organ tranplant and surgery charges.
      As Charged
    • Day Surgery
      For surgical procedures that do not require you to spend the night in a hospital bed.
      As Charged
    • Emergency Accidental Outpatient Treatment
      Cover for emergency outpatient treatment and follow up due to an accident.
      As Charged per day
    • accidentalDeath
      Coverage benefit for family if policyholder passes away due to an accident.
      from RM1000 up to RM5000
    • Medical Assistance Services
      For costs incurred from on-site care and assistance by medical personnel.
      from RM1750000 per lifetime
    • Emergency Dental Treatment
      Emergency benefit for dental-related surgery and treatment due to accident.
      As Charged per day
    • Ambulance Fees
      Charges for local ambulance services to and from the hospital.
      As Charged
    • Cash Allowance at Government Hospital
      Daily lump sum cash benefits for patients who spend the night at a government hospital.
      from RM60 up to RM175per day up to 150 days
    • Insured Child Guardian Benefit
      Reimbursement of expenses for parents or guardians of children who are admitted into the hospital ward.
      from RM90 up to RM300per day
    • Home Nursing Care
      How much you're allowed to claim for care from a government-licensed nurse at your home.
      from RM70 up to RM120per day up to 60 days
View more coverage details +


How much your premiums may cost

  • Budget Planner

    John Chee is 28 this year and just gotten a job as a salesperson. Without a steady income, he is looking for a plan with the lowest premiums.

    Suggested PremiumRM686.88
    Get Quote
  • Office Admin

    Suraiti is turning 30 soon and she has a stable job to support a mid-range medical card.

    Suggested PremiumRM806.66
    Get Quote
  • Business Traveller

    48 years old Lin Han travels very often for business purposes. He needs a policy that has overseas coverage.

    Suggested PremiumRM1818.96
    Get Quote

Actual premium rates will be determined by Tokio Marine Insurans (Malaysia) Berhad and may vary from what is suggested based on age, sex, occupation, lifestyle habits and other factors.

How to Claim

Just payoff a hefty medical bill but doesn't know how to reimburse from your insurer? Let us guide you step by step.

1) Provide Tokio Marine with details of the event that you're claiming on within 30 days of discharge to avoid any undesired complication throughout the claim process.

2) To report a claim, you'll definitely need a claim form. Get it filled up accordingly and your attending doctor's input is required too on the second part of the form.

3) Here are the supporting documents that Tokio Marine needs for verification:

  • Medical report
  • Original bill with items breakdown
  • Original payment receipt
  • Referral letter for pre-hospitalisation and consultation if applicable
  • Police report if any

4) Next and final step is to send all of them over to any of the Tokio Marine branches and you're done! 

You can reach Tokio Marine via phone at 03 2783 8383 or via email at [email protected]

Medical Assistance Hotline & Services
Tokio Marine Customer Care Hotline


Am I eligible to apply for this insurance?

Minimum Entry Age
At least 15 days of age
Maximum Entry Age
At most 65 years of age
Maximum Renewal Age
At most 75 years of age
Coverage Expiry Age
At most 75 years of age

Frequently Asked Questions about Tokio Marine Medic Partner Plan Medical Card

Things you might want to know

What is the Tokio Marine Medic Partner Plan?

To simply put it, the Medic Partner insurance plan is the plan for everyone. It has benefits for everyone and the coverage you need. Within the policy there are various plans that you can choose from, this way you can find the plan that stays within your budget and gets you the best coverage.

Who can apply for this policy?

The short answer is, anyone. If you are over the legal age of 18 and can afford the premiums, then you are more than welcome to pick up this plan. However, you will receive optimum coverage up the age of 65.

But fret not, after 65, if you would like to continue the policy, you may renew it until the maximum age of 100. This particular plan is most beneficial for families, with a 10% discount on the published individual premium if you have 3 or more members in the family.

The condition for families to apply, is that all your children are over 15 days old. They can remain under the umbrella of the plan until the age of 18 or 23 as long as they are still studying.

What does it cover specifically?

For the most part you will be covered in terms of medical expenses, consultations, and hospital services as well. You will be also covered in the case you require out-patient care, the plan covers kidney dialysis treatment, cancer care and home nursing.

You will also have special benefits, coverage for your ambulance fees, organ transplants, and child care for parents who need time to recover and recuperate. On top of that, you have 24-hour worldwide Emergency Medical Assistance Service.

What are the other benefits of the plan?

Besides the family discount benefit, you get to enjoy a renewal rebate of 10% on the published individual premiums, on the condition that no claims have been made for 12 months. There is also the nifty detail of having a medical card, for admissions and discharge at medical centers and hospitals. 

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