Tokio Marine

Underwritten by Tokio Marine Insurans (Malaysia) Berhad

Tokio Marine Medic Partner Plan

High medical costs can get out of hand. At an affordable price, Medic Partner will provide payment for bills at panel hospitals or clinics in Malaysia.

    • Hospital Accommodation Up To 150 Days
    • 15-Day Cancellation Refund

Apply online now for Tokio Marine Medic Partner Plan

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How much you can claim for hospital bills

  • Annual Limit
    The claims on your medical card cannot exceed this amount in a single policy year.
    from RM45000 up to RM180000
  • Lifetime Limit
    Know your lifetime limit, your medical card expires if you reached this amount.
    Not Applicable
  • Diagnostic Tests
    This covers the costs for X-rays, blood tests, and MRI scans when your symptoms are being diagnosed.
    As Charged per day
  • Room & Board
    For the nights that you spend in a hospital room instead of your own bed.
    from RM160 up to RM500per day up to 150 days
    • Specialist Consultation
      When your doctor recommends that you get the expert opinion of a specialist.
      As Charged per day
    • Intensive Care Unit (ICU)
      Worsening conditions may require critical care in the specialised hospital ward.
      As Charged per day up to 75 days
    • Hospital Services and Supplies
      Charges for the sterilised bandages, intravenous drips, blood packs and other services while hospitalised.
      As Charged
    • Surgeon Fees
      How much your medical card covers for surgical procedures, minor and major.
      from RM17500 up to RM80000
    • Anesthetist Fees
      Some surgeries require the use of anaesthetic drugs to put you to sleep before the procedure.
      from RM5000 up to RM25000
    • Operating Theatre Fees
      All the costs involved for use and set up of the operating room for your surgery.
      As Charged
    • In-Hospital Physician Visits
      This is the limit for the visits from the hospital doctors that are covered by your medical plan.
      As Charged per day up to 150 days
    • Post Hospitalisation Treatment
      To help you recuperate after you've been discharged from the hospital.
      As Charged per day
    • Outpatient Kidney Dialysis Treatment
      How much your insurer will cover for dialysis if you suffer kidney failure.
      from RM4000 up to RM7000
    • Outpatient Cancer Treatment
      Inclusive of costs for chemotherapy and other treatments if you are diagnosed with cancer.
      from RM4000 up to RM7000
    • Physiotherapy
      In case you need physiotherapy following injury or sickness, written recommendation from your doctor is required.
      As Charged per day up to 100 days
    • Organ Transplant
      Cost insured if you get an organ tranplant and surgery charges.
      As Charged
    • Day Surgery
      For surgical procedures that do not require you to spend the night in a hospital bed.
      As Charged
    • Accidental Injury and Medical Treatment
      Cover for emergency outpatient treatment due to an accident.
      As Charged per day
    • accidentalDeath
      Coverage benefit for family if policyholder passes away due to an accident.
      from RM1000 up to RM5000
    • Medical Assistance Services
      For costs incurred from on-site care and assistance by medical personnel.
      from RM1750000 per lifetime
    • Emergency Dental Treatment
      Emergency benefit for dental-related surgery and treatment due to accident.
      As Charged per day
    • Ambulance Fees
      Charges for ambulance ride to the hospital and paramedic support.
      As Charged
    • Cash Allowance at Government Hospital
      Daily lump sum cash benefits for patients who spend the night at a government hospital.
      from RM60 up to RM175per day up to 150 days
    • Insured Child Guardian Benefit
      Reimbursement of expenses for parents or guardians of children who are admitted into the hospital ward.
      from RM90 up to RM300per day
    • Home Nursing Care
      How much you're allowed to claim for home nursing care due to sickness or injury.
      from RM70 up to RM120per day up to 60 days
View more coverage details +


How much your premiums may cost

  • Budget Planner

    John Chee is 28 this year and just gotten a job as a salesperson. Without a steady income, he is looking for a plan with the lowest premiums.

    Suggested PremiumRM549
    Get Quote
  • Office Admin

    Suraiti is turning 30 soon and she has a stable job to support a mid-range medical card.

    Suggested PremiumRM799
    Get Quote
  • Business Traveller

    48 years old Lin Han travels very often for business purposes. He needs a policy that has overseas coverage.

    Suggested PremiumRM1735
    Get Quote

Actual premium rates will be determined by Tokio Marine Insurans (Malaysia) Berhad and may vary from what is suggested based on age, sex, occupation, lifestyle habits and other factors.

Suggested Premium is inclusive of 6% GST

How to Claim

Just payoff a hefty medical bill but doesn't know how to reimburse from your insurer? Let us guide you step by step.

1) Provide Tokio Marine with details of the event that you're claiming on within 30 days of discharge to avoid any undesired complication throughout the claim process.

2) To report a claim, you'll definitely need a claim form. Get it filled up accordingly and your attending doctor's input is required too on the second part of the form.

3) Here are the supporting documents that Tokio Marine needs for verification:

  • Medical report
  • Original bill with items breakdown
  • Original payment receipt
  • Referral letter for pre-hospitalisation and consultation if applicable
  • Police report if any

4) Next and final step is to send all of them over to any of the Tokio Marine branches and you're done! 

You can reach Tokio Marine via phone at 03 2783 8383 or via email at

Medical Assistance Hotline & Services
Tokio Marine Customer Care Hotline

Panel Hospitals

Find a hospital or clinic near you!


Am I eligible to apply for this insurance?

Minimum Entry Age
At least 15 days of age
Maximum Entry Age
At most 60 years of age
Maximum Renewal Age
At most 75 years of age
Coverage Expiry Age
At most 75 years of age