What is the Tokio Marine Medic Partner Plan?
To simply put it, the Medic Partner insurance plan is the plan for everyone. It has benefits for everyone and the coverage you need. Within the policy there are various plans that you can choose from, this way you can find the plan that stays within your budget and gets you the best coverage.
Who can apply for this policy?
The short answer is, anyone. If you are over the legal age of 18 and can afford the premiums, then you are more than welcome to pick up this plan. However, you will receive optimum coverage up the age of 65.
But fret not, after 65, if you would like to continue the policy, you may renew it until the maximum age of 100. This particular plan is most beneficial for families, with a 10% discount on the published individual premium if you have 3 or more members in the family.
The condition for families to apply, is that all your children are over 15 days old. They can remain under the umbrella of the plan until the age of 18 or 23 as long as they are still studying.
What does it cover specifically?
For the most part you will be covered in terms of medical expenses, consultations, and hospital services as well. You will be also covered in the case you require out-patient care, the plan covers kidney dialysis treatment, cancer care and home nursing.
You will also have special benefits, coverage for your ambulance fees, organ transplants, and child care for parents who need time to recover and recuperate. On top of that, you have 24-hour worldwide Emergency Medical Assistance Service.
What are the other benefits of the plan?
Besides the family discount benefit, you get to enjoy a renewal rebate of 10% on the published individual premiums, on the condition that no claims have been made for 12 months. There is also the nifty detail of having a medical card, for admissions and discharge at medical centers and hospitals.