Tokio Marine

Underwritten by Tokio Marine Insurans (Malaysia) Berhad

Tokio Marine Premier MedicPartner

Premier Medic Partner offers comprehensive coverage to protect you against sports injuries and major illnesses. Have the assurance of high coverage at affordable prices.

    • 15-Day Cancellation Refund

Apply online now for Tokio Marine Premier MedicPartner

RinggitPlus will help you every step of the way.

By typing your contact information, you agree to our terms & conditions. We respect your privacy and are committed to handle your personal information safely and responsibly.

You've almost completed your application for Tokio Marine Premier MedicPartner

To help you get the most out of your medical card we’ll need to ask you a few questions.
Confirm your application

Oops. We can't seem to get a quote for you for a while there. Please click "Get Quote" again.

Please fill in all fields and enter a valid email

Thank you for applying with RinggitPlus!

We’ve sent you an email to help you complete your application!

Continue to Tokio Marine website

If you have any questions let us know at can@ringgitplus.com, we'd love to help!

Follow us to keep in touch and not miss out on offers and promotions.

Coverage

How much you can claim for hospital bills

  • Annual Limit
    The claims on your medical card cannot exceed this amount in a single policy year.
    from RM40000 up to RM120000
  • Lifetime Limit
    Know your lifetime limit, your medical card expires if you reached this amount.
    from RM150000 up to RM500000
  • Diagnostic Tests
    This covers the costs for X-rays, blood tests, and MRI scans when your symptoms are being diagnosed.
    Not Covered
  • Room & Board
    For the nights that you spend in a hospital room instead of your own bed.
    from RM160 up to RM500per day
    • Diagnostic Tests and Specialist Consultation
      Cover for the cost incurred when diagnosing your ailment, including tests and specialist charges.
      As Charged
    • Intensive Care Unit (ICU)
      Worsening conditions may require critical care in the specialised hospital ward.
      As Charged
    • Hospital Services and Supplies
      Charges for the sterilised bandages, intravenous drips, blood packs and other services while hospitalised.
      As Charged
    • Surgeon Fees
      How much your medical card covers for surgical procedures, minor and major.
      As Charged
    • Anesthetist Fees
      Some surgeries require the use of anaesthetic drugs to put you to sleep before the procedure.
      As Charged
    • Operating Theatre Fees
      All the costs involved for use and set up of the operating room for your surgery.
    • In-Hospital Physician Visits
      This is the limit for the visits from the hospital doctors that are covered by your medical plan.
      As Charged per day up to 150 days
    • Post Hospitalisation Treatment
      To help you recuperate after you've been discharged from the hospital.
      As Charged
    • Outpatient Kidney Dialysis Treatment
      How much your insurer will cover for dialysis if you suffer kidney failure.
      from RM15000 up to RM30000per year
    • Outpatient Cancer Treatment
      Inclusive of costs for chemotherapy and other treatments if you are diagnosed with cancer.
      from RM30000 up to RM60000per year
    • Physiotherapy
      In case you need physiotherapy following injury or sickness, written recommendation from your doctor is required.
      As Charged per day
    • Organ Transplant
      Cost insured if you get an organ tranplant and surgery charges.
      from RM35000 up to RM100000per lifetime
    • Accidental Injury and Medical Treatment
      Cover for emergency outpatient treatment due to an accident.
      As Charged per day
    • Funeral Benefits
      Cash compensation for funeral expenses if policyholder passes away during cover period.
      from RM1000 up to RM4000
    • Emergency Dental Treatment
      Emergency benefit for dental-related surgery and treatment due to accident.
      As Charged per day
    • Ambulance Fees
      Charges for ambulance ride to the hospital and paramedic support.
      As Charged
    • Cash Allowance at Government Hospital
      Daily lump sum cash benefits for patients who spend the night at a government hospital.
      from RM100 up to RM150per day up to 150 days
    • Insured Child Guardian Benefit
      Reimbursement of expenses for parents or guardians of children who are admitted into the hospital ward.
      from RM100 up to RM300per day up to 60 days
    • Home Nursing Care
      How much you're allowed to claim for home nursing care due to sickness or injury.
      from RM130 up to RM200per day
    • Government Service Tax (GST)
      GST charges for medical costs that are covered by your health insurance plan.
      As Charged
    • Medical Report Fee
      Charges for medical report for diagnostic tests, treatment and surgery.
      from RM50
    • Traditional Medical Treatment
      Alternative forms of therapy including acupuncture and visits to a sinseh.
      from RM200 up to RM300
View more coverage details +

Premiums

How much your premiums may cost

  • Fresh Graduate

    23 years old Faina wants to start small as she has just finished her tertiary education.

    Suggested PremiumRM634.94
    Get Quote
  • Young Entrepreneur

    Nothing can stop 36 years old Linda from succeeding in her business and getting the best healthcare protection for herself.

    Suggested PremiumRM1189.32
    Get Quote
  • Retiree

    Tommy had an early retirement at the age of 55. he is in need of a good policy as a security although the premium is high.

    Suggested PremiumRM1504.14
    Get Quote

Actual premium rates will be determined by Tokio Marine Insurans (Malaysia) Berhad and may vary from what is suggested based on age, sex, occupation, lifestyle habits and other factors.

Suggested Premium is inclusive of 6% GST

How to Claim

Familiarise yourself with Tokio Marine's comprehensive yet simple claim process before an emergency strikes.

Tokio Marine needs to know the nature of your claim and details of the event such as policy number, name of hospital, date of admission and diagnosis received before you submit any document to them. Call their claims hotline at 03 2783 8383 to notify them. 

If you prefer to put it in writing, you can send an email to letusknow@tokiomarine.com.my or fill in the online enquiry form.

Get a claim form here and fill it up with accurate information, have the second part of the form completed by your attending doctor.

Next, prepare the follow documents which are necessary to proof the validity of your claim:

  • Medical report
  • Original itemised bill
  • Original receipt
  • Referral letter for pre-hospitalisation test and consultation if any

Once everything is in order, deliver them along with the completed claim form to any of the strategically located Tokio Marine branch. They will take it on from here and will notify you of the result in no time.

Medical Assistance Hotline & Services
 +60376608330
Tokio Marine Customer Care Hotline
 1800880812

Panel Hospitals

Find a hospital or clinic near you!

Requirements

Am I eligible to apply for this insurance?

Minimum Entry Age
At least 30 days of age
Maximum Entry Age
At most 60 years of age
Maximum Renewal Age
At most 75 years of age

Frequently Asked Questions about Tokio Marine Premier MedicPartner

Things you might want to know

What’s so special about the Premier MedicPartner?

The Premier MedicPartner is a specially designed medical coverage to ensure that you have protection in any situation. With four different plans to choose from you will not fall short of choices that offer the protection you want at the prices you need.

Who can apply for this policy?

A short answer would be anyone, the policy applies to anyone. So as an individual, you can pick up this policy from the age of 18 onwards. The maximum age for you to get this plan is 60 years old. After which you can renew it up to the age of 75.

For families or parents who would like to purchase the policy for their kids, your child will need to be over 30 days of age to be eligible. Also, they can remain under the umbrella of the policy until they are either 18 or 23 and still studying.

Am I covered outside of Malaysia?

There are somethings that you are covered for overseas, but it will vary depending on you as an an individual and your medical condition.

What does it cover?

Well it does take care of most medical expenses and hospital expenses. You will be covered in the event you require surgery and emergency medical assistance.

On top of that, should you need outpatient care for dialysis, cancer or even physiotherapy then, the policy has got your back.

Can I cancel the plan and get my money back?

If you no longer need the protection or would like to sign up for a different policy there is a 15-day cooling period in which you can cancel your plan and get refunded for your premiums paid. This is 15-days after signing up or making a renewal.

However if you choose to cancel your plan in the middle of your coverage period, there is no guarantee that you will be reimbursed fully for your premiums paid.

Read More