How can Tune Protect PRO-Health Medical Card benefit me?
When it comes to our health, we should never take it lightly especially considering that medical expenses nowadays are getting more expensive. This is where a medical insurance plan may come in useful.
Tune Protect PRO-Health Medical is a cashless online medical insurance plan that provides coverage for hospitalisation and surgical expenses -- perfect for those who have yet to own a medical card or would like to add a little extra coverage to their existing medical insurance.
Plus, there are 4 levels of coverage that you can choose from, so you can get the ones that best fits your current lifestyle and commitments. These include Plan 30, Plan 60, Plan 100, and Plan 150, each with annual limits ranging from RM30,000 up to RM150,000.
As for the coverage, you can rest assured that if you are admitted to the hospital due to sickness or accident, you will be covered for In-Patient, Out-Patient, and Daycare Surgical Procedures.
Another highlight is that this medical insurance also allows for hassle-free hospital admission as you can go cashless and just flash your e-medical card via Tune Protect mobile app.
What other perks are included?
Besides your hospitalisation and surgical expenses, the plans also offer an allowance for mosquito-borne diseases should you be diagnosed with either Dengue, Zika Virus Fever, Malaria, Chikungunya Fever or Japanese Encephalitis. Depending on the type of coverage plan, you will also get a lump sum allowance ranging from RM750 up to RM1,500 for this illness.
Another perk that Tune Protect PRO-Health Medical offers is coverage for Alternative and Chiropractic Treatments. Should you seek extra treatment as part of your recovery journey after hospitalisation, this benefit covers you from a minimum of RM500 up to RM1,000 depending on your chosen plan.
Tell me more about the premiums that I have to pay
The premiums that you would have to pay will depend solely on your chosen plan, your age and the annual limit. You can pay for your premiums easily via credit/debit card or online banking. It is also worth noting that monthly payments are not yet available on the platform, so you would need to pay for the plan annually.
Kindly note that the premium rates shown below are not inclusive of RM10 Stamp Duty and are before the 15% rebate that you’ll get for purchasing PRO-Health Medical directly online.
Click here to check out the premium rate table brochure.
|Age on next birthday (years) ||Annual Gross Premium (RM) |
|Plan 30 ||Plan 60 ||Plan 100 ||Plan 150 |
|18-20 ||447 ||493 ||516 ||600 |
|21-25 ||598 ||658 ||691 ||804 |
|26-30 ||598 ||658 ||691 ||804 |
|31-35 ||621 ||683 ||756 ||880 |
|36-40 ||815 ||895 ||997 ||1097 |
|41-45 ||991 ||1088 ||1282 ||1336 |
|46-50* ||1213 ||1372 ||1791 ||1930 |
|51-55* ||1505 ||1765 ||2253 ||2422 |
|56-60* ||2159 ||2702 ||3803 ||4285 |
|61-65* ||2806 ||3513 ||4948 ||5577 |
*for renewal policies only
Who can apply for Tune Protect PRO-Health Medical Card?
Both Malaysian and non-Malaysian citizens can apply for this medical insurance if they are between 18 years old to 45 years of age. As for renewal purposes, you must be a maximum of 65 years old on your next birthday to be eligible.
No medical check-up is required upon application, you just need to answer some questions to get started. However, do note that those with pre-existing medical conditions and who are engaged in extra hazardous occupations are not eligible to apply for PRO-Health Medical by Tune Protect. More details on the ineligible medical conditions and occupations can be found on their website.