What is the Uni.Asia MediStar all about?
This is a medical insurance policy packed with a medical card for all your hospitalisation and surgical needs worldwide! - whether you or your loved one is admitted for an injury or sickness, you will have immediate admission to any panel hospital.
For less than one ringgit a day, you will have complete financial protection for the whole family with additional death benefits - you won't have a reason to at least spare that amount of cash per day!
So can I get a family discount on my premiums?
Yes, of course. The more family members you enroll with Uni.Asia, the less you have to pay on your premiums.
There are three ways you can do this - you can either have a joint policy with your spouse, with only your children, or with both for the highest discount.
When can I start making claims?
You can start making claims once the 30 day waiting period is over. Remember to renew your policy on time, as your coverage will cease and your insurer will not be held liable for any claim or losses after the expiry date.
What is the co-insurance or co-payment plan for the MediStar insurance policy?
If you choose to be hospitalised at a room with a higher daily rate than your eligible benefit, you shall bear 20% of the other eligible benefits you stand to receive while hospitalised.
Can I cancel my policy anytime?
You may cancel your policy by giving a 30 days notice in the form of a written statement. If you cancel within the free look period of 15 days, you will be reimbursed all your premiums paid minus all medical fees incurred.