Underwritten by Uni.Asia General Insurance Berhad

Uni.Asia MediStar

Receive no-claim discounts and 24-Hours cashless admission at hospitals in Malaysia. Just present your Uni.Asia medical card for immediate admission with no cash deposit required.

    • 2 Years No Claim Bonus At 10%
    • Family Discount Starting At 5%
    • 15-Day Cancellation Refund
View product disclosure sheet.


How much you can claim for hospital bills

  • Annual Limit
    The claims on your medical card cannot exceed this amount in a single policy year.
    Not Applicable
  • Lifetime Limit
    Know your lifetime limit, your medical card expires if you reached this amount.
  • Pre-Hospitalisation Diagnostic Tests
    This covers the costs incurred for diagnostic X-ray, laboratory examination and scans.
    Not Covered
  • Room & Board
    For the days that you spend in a hospital room instead of your own bed.
    from RM100 per day
    • Consultation & Diagnostic Procedures
      As Charged
    • Intensive Care Unit (ICU)
      Worsening conditions may require critical care in the specialised hospital ward.
      As Charged
    • Hospital Services and Supplies
      Charges for the sterilised bandages, intravenous drips, blood packs and other services while hospitalised.
      As Charged
    • Surgical Fees
      How much your medical card covers for surgical procedures, minor and major.
      As Charged
    • Anaesthetist Fees
      Some surgeries require the use of anaesthetic drugs to put you to sleep before the procedure.
      As Charged
    • In-Hospital Physician Visits
      This is the limit for the visits from the hospital doctors that are covered by your medical plan.
      As Charged
    • Diagnostic and Physiotherapy Procedures
      What's covered when diagnosing your condition and to get your back on your feet again.
      As Charged
    • Post-Hospitalisation Treatment
      This covers your follow up treatment after your discharge from hospital or day care surgery.
      As Charged
    • Outpatient Kidney Dialysis Treatment
      Charges covered for consultation, examination tests and prescribed drugs if you are diagnosed with kidney failure.
      from RM15000 per year
    • Outpatient Cancer Treatment
      Charges covered for consultation, examination tests and prescribed drugs if you are diagnosed with cancer.
      from RM15000 per year
    • Home Nursing Care
      How much you're allowed to claim for care from a government-licensed nurse at your home.
      from RM100 per day
    • Medical Report Fee
      Charges for medical report for diagnostic tests, treatment and surgery.
      from RM80
View more coverage details +


How much your premiums may cost

    Actual premium rates will be determined by Uni.Asia General Insurance Berhad and may vary from what is suggested based on age, sex, occupation, lifestyle habits and other factors.

    How to Claim

    Medical Assistance Hotline & Services
    Asia Assistance Network
    UniAsia Customer Care Hotline


    Am I eligible to apply for this insurance?

    Minimum Entry Age
    At least 30 days of age
    Maximum Entry Age
    At most 60 years of age
    Maximum Renewal Age
    At most 70 years of age

    Frequently Asked Questions about Uni.Asia MediStar

    Things you might want to know

    What is the Uni.Asia MediStar all about?

    This is a medical insurance policy packed with a medical card for all your hospitalisation and surgical needs worldwide! - whether you or your loved one is admitted for an injury or sickness, you will have immediate admission to any panel hospital.

    For less than one ringgit a day, you will have complete financial protection for the whole family with additional death benefits - you won't have a reason to at least spare that amount of cash per day!

    So can I get a family discount on my premiums?

    Yes, of course. The more family members you enroll with Uni.Asia, the less you have to pay on your premiums.

    There are three ways you can do this - you can either have a joint policy with your spouse, with only your children, or with both for the highest discount.

    When can I start making claims?

    You can start making claims once the 30 day waiting period is over. Remember to renew your policy on time, as your coverage will cease and your insurer will not be held liable for any claim or losses after the expiry date.

    What is the co-insurance or co-payment plan for the MediStar insurance policy?

    If you choose to be hospitalised at a room with a higher daily rate than your eligible benefit, you shall bear 20% of the other eligible benefits you stand to receive while hospitalised.

    Can I cancel my policy anytime?

    You may cancel your policy by giving a 30 days notice in the form of a written statement. If you cancel within the free look period of 15 days, you will be reimbursed all your premiums paid minus all medical fees incurred.

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