What is the Medica2015 all about?
The Medica2015 is a Zurich Takaful medical insurance plan that aims to provide both the most necessary and the most affordable coverage to its users. There are various plans within in the product that allows you to pick the premium and coverage that suits you best without breaking the bank.
Who can apply for this policy?
Essentially, the plan is meant for everyone, as long as the applicant is over the legal age of 18 you can choose to purchase the plan. For those of you who would like to pick up the plan for your kids, feel free to do so. They can be eligible for this coverage as soon as they turn 30 days old.
How much does it cover?
You are covered in the case of accidents and death of course, but that also means, that if and when you required medical attention, then you won’t have to worry about hospitalization charges and specialist consultation fees. If you do require surgery at any one point, then this policy will take care of all fees as they are charged.
Also, if you are a parent, there is an aspect of coverage for child care services. Should you need post hospitalization care, you have coverage for home nursing care, kidney dialysis treatments, cancer treatments as well as physiotherapy.
How long am I covered for?
Since this is an annual plan, you will be covered for the entire duration of a year, after which you can renew your policy.
What if I want to cancel the plan?
If you so decide that you no longer need the plan, there is a 15-day cooling period where you can drop the policy and get a refund. However, after that cooling period, if you wanted to cancel the plan, there is no guarantee that you will be refunded for the premiums that you have put down.