AIA A-Essential Home

Coverage

How much you can claim for AIA A-Essential Home

Home PropertyTotal Amount Covered For Damages To The Building, Not Exceeding The Property Value.

Flexi

Home ContentsValue claimable for house contents if damaged is caused by any of the events covered.

Flexi

House RepairsFor repairs to house property that are caused by events covered under this plan.

Not Covered

Rent InsuranceLandlord insurance if you cannot collect rent because the house is uninhabitable.

up to 10%of total sum insured

Cash ProtectionCash value that is insured against lost for incidents covered under your plan.

As Chargedin any one period of insurance

Jewellery & ValuablesAmount covered for loss and damage to your jewellery and other personal valuables.

up to 5%whichever is higher

House ValuablesInsured amount for select house valuables that are covered under your plan.

up to RM20kon newly purchased items only

Door LocksFor charges to replace house doors and locks due to damage.

up to RM500in any one incident

Refrigerator ContentsFor the cost to replace damaged contents in the refrigerator.

up to RM500in any one period of insurance

Cash AllowanceCash amount that you can claim if the house becomes uninhabitable.

up to RM2kin any one period of insurance

Personal LiabilityCoverage for damage or injuries to another person at your house i.e. third party insurance.

RM250k - RM1m

Public LiabilityCoverage for public claims due to damage or injuries caused by your house property.

up to RM50k

Coverage Type

How to Claim

Who do I contact if I have a question or emergency?

Home Insurance Claim Hotline

• Call 1300881899

Requirements

Minimum Entry Age

At least 18 years of age

Maximum Entry Age

At most 70 years of age

More Information