Allianz KampungKu

Whether rain or shine, your Kampung house is your memory lane and also sanctuary. Guard it against fire, flood and windstorm with Allianz home insurance.

Allianz KampungKuFire, Flood, Windstorm
Home Repairs
Not Covered
Rent Insurance
Not Covered
Death Benefits
Not Covered
TPD Benefits
Covered
Personal Liability
Covered

Coverage

How much you can claim for Allianz KampungKu

Home PropertyTotal Amount Covered For Damages To The Building, Not Exceeding The Property Value.
Flexi
Home ContentsValue claimable for house contents if damaged is caused by any of the events covered.
Flexi
House RepairsFor repairs to house property that are caused by events covered under this plan.
Not Covered
Rent InsuranceLandlord insurance if you cannot collect rent because the house is uninhabitable.
Not Covered
Emergency ReliefCash relief if you do not submit your claims within 7 days of the incident.
up to RM1kany one loss and in total
Total & Permanent Disability BenefitInsured amount for total and permanent disability of persons covered under this plan.
As Charged
Personal LiabilityCoverage for damage or injuries to another person at your house i.e. third party insurance.
up to RM1kany one loss and in total
Public LiabilityCoverage for public claims due to damage or injuries caused by your house property.
up to RM1k

Coverage Type

  • Fire
  • Lightning
  • Flood

How to Claim

Who do I contact if I have a question or emergency?

Home Insurance Claim Hotline

When you go to make your claims with Allianz, remember to bring along this following list of documents. First of all you will need to have your claim form handy, have your agent or customer service representative send it to you via email or fax. 

In the case of home coverage, you will need;

  • Fire Brigade Report (In case of a Fire)
  • Police report
  • Purchase Invoices
  • Quotations for repairs/ replacements
  • Completed Claim Form
  • Copy of Identity Card for individual or copy of business registration certificate for company

Once you have all these documents with you along with a detailed description of what incident took place, you will need to also include pictures for the purpose of evidence. Compile what you have and send it off for processing, either at a branch or send them off with your insurance agent.

Requirements

Minimum Entry Age
At least 18 years of age
Maximum Entry Age
At most 70 years of age

More Information

Balik kampung with peace of mind with Allianz KampungKu, an essential home insurance plan at affordable annual premium from RM70!

What are the key covers of Allianz KampungKu?

Allianz KampungKu is an affordable home insurance plan covering building (excluding foundation) and / or household contents from hazards such as fire, flood and windstorm for a total sum insured of RM10,000.

It is specially designed for “wooden” houses, which are prone to risks such as fire or any untoward incidents.

What other coverage I can add on to Allianz KampungKu?

On top of getting compensation for loss and damage to your building and / or household contents due to fire, flood and windstorm, you can also extend the benefits to cover Emergency Relief and Personal Accident, by paying additional premium, of course.

How much premium do I have to pay?

The total premium for Allianz KampungKu is RM74.20 (inclusive of GST) per year, including a commission of 15% paid to the insurance agent. In addition, you will also need to pay for a Stamp Duty of RM10.

The premium charged follows the standard minimum rate in accordance with the Malaysia Fire Insurance Tariff and it is for a duration of one year.

How much should I insure my home and valuable contents?

The rules of thumb to purchasing the right home insurance plan is knowing the appropriate amount to insure your house and personal belongings. It is worth noting that you should always cover your house based on the market value of your property at the time of loss and damage.

In other words, your total sum insured should correspond to the cost of rebuilding of your house and replacing its contents. You may also select to insure your property based on the Market Value (equivalent to the depreciated value of lost / damaged items) or Reinstatement Value basis.

Always check with your insurance agent regarding this matter to avoid being underinsured or paying too much.

Can I cancel my home insurance policy?

Yes, you may cancel your home insurance policy. However, prior to cancellation, you should notify Allianz General Insurance Company (Malaysia) Berhad by way of a written notice. Upon cancellation, you will receive a partial refund of the premium provided of which you have not made any claim during the insurance period.