Chubb

Underwritten by Chubb Insurance Malaysia Berhad

Chubb My Home Insurance

Take care of your assets, with the Chubb My Home Insurance. For coverage beyond the building and protection for your most prized possessions, collectibles and even your most important devices.

    • Home Repairs
    • Rent Insurance
    • Death Benefits

Get covered now with Chubb My Home Insurance

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Coverage

How much you can claim for Chubb My Home Insurance

  • Home Property
    The claims on your medical card cannot exceed this amount in a single policy year.
    Flexi
  • Home Contents
    Value claimable for house contents if damaged is caused by any of the events covered.
    Flexi
  • House Repairs
    For repairs to house property that are caused by events covered under this plan.
    up to 25 %of total sum assured. Optional Benefit
  • Rent Insurance
    Landlord insurance if you cannot collect rent because the house is uninhabitable.
    up to 10 %of total sum assured
    • Death Benefit
      Insured amount for death of persons covered under this plan.
      up to RM100000
View more coverage details +

Coverage Type

Events covered under your home insurance policy

Fire
Lightning
Thunderbolt
Flood
Subsidence & Land Slip
Water Tanks Or Pipes
Explosion
Impact Cover
Aircraft & Aerial
Subterranean Fire
Hurricane, Cyclone, Typhoon & Windstorm
Earthquake or Volcano
Theft
Riot Strike
BushFire
Falling Trees & Branches

How to Claim

Home Insurance Claim Hotline
 60320583000

Requirements

Am I eligible to apply for this insurance?

Frequently Asked Questions about Chubb My Home Insurance

Things you might want to know

Unsure of what is the right insurance plan for your home and contents? Chubb can help you tailor your own policy via MY Home Insurance plan.

What is Chubb MY Home Insurance is about?

Chubb MY Home Insurance provides a comprehensive solution to your home protection that is divided into 5 sections:

  • Section A: Houseowner and/or Householder
  • Section B: Personal Liability
  • Section C: Accidental Death
  • Section D: Personal Valuables
  • Section E: Robbery/Hold-up.

What are the key covers of Chubb MY Home Insurance?

Chubb MY Home Insurance plan offers basic coverage under Section A: Houseowner and/or Householder against all perils named in the insurance policy wording.

Situations that can lead to loss and damages to your building and content such as fire, explosion, flood, impact and theft among others can be indemnified under Houseowner and/or Householder.

You can choose whether to insure just the building or home contents per se, or combine both policies to get a maximum coverage.

That’s not all, you can also claim for Public Liability for up to RM50,000 and Loss of Rent of up to 10% of total sum insured.

Can I add on benefits to MY Home Insurance plan?

Absolutely, over an additional premium to your standard coverage. You may want to be extra cautious with your surroundings.

If you want to limit spending on external insurance policies, be it personal accident or third party liability, you can extend your benefits to include Section B and Section C.

Or, if you like to collect valuable items like arts, jewellery, vintage homeware etc, you can insure them under Section D and Section E.

How much premium do I have to pay?

Your home insurance premium will depend on the the sum insured, additional extensions required and the Sections selected, including a commission between 15% to 25% paid to the insurance agent.

In addition, you will also need to pay for a Stamp Duty of RM10 and a 6% GST, where applicable. The premium charged follows the standard minimum rate in accordance with the Malaysia Fire Insurance Tariff.

How much should I insure my home and valuable contents?

The rules of thumb to purchasing the right home insurance plan is knowing the appropriate amount to insure your house and personal belongings. It is worth noting that you should always cover your house based on the market value of your property at the time of loss and damage.

In other words, your total sum insured should correspond to the cost of rebuilding of your house and replacing its contents. You may also select to insure your property based on the Market Value (equivalent to the depreciated value of lost / damaged items) or Reinstatement Value basis.

Always check with your insurance agent regarding this matter to avoid being underinsured or paying too much.

Can I cancel my home insurance policy?

Yes, you may cancel your home insurance policy. However, prior to cancellation, you should notify Chubb Insurance Malaysia Berhad by way of a written notice. Upon cancellation, you will receive a partial refund of the premium provided of which you have not made any claim during the insurance period.

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